FI vs Expenses & Subscriptions

The budget app for two (or more). FI-532 gives your household one clear number — what's left to spend — and splits every paycheck 50/30/20 into needs, wants and savings. No bank login. Add expenses by voice, receipt photo or automatically from Apple Pay, and see who owes whom in one tap. Track everything in one place: - Log income, expenses, and transfers in seconds - Organize spending with Needs, Wants, and Savings categories - Follow a 50/30/20 budget rule and customize monthly targets - Create recurring bills and subscriptions, then mark them as paid - Get reminders for upcoming payments - View monthly cash flow, budget progress, and upcoming bills at a glance - Split shared expenses and settle balances between household members - Keep selected transactions private when needed - Filter by date range, transaction type, and category - Set household currency and timezone for accurate planning Premium features include: - AI Reports to ask questions about spending and budget trends - CSV export for transaction and recurring payment history - Advanced reminders and expanded collaboration tools FI-532 helps your household stay aligned, spend smarter, and build better money habits together. Get to know the app and all of its features first with a free trial before you can choose between a FI-532 Premium monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto- renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Premium features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the privacy policy: https://www.fi-532.app/privacy Read more about it in the end user license agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Expenses & Subscriptions is the iOS app to control your expenses, subscriptions and shared accounts without relying on any server. Your data lives on your iPhone and is synced only with the people you pick via iCloud Drive. FEATURES • Subscription hub with automatic logos, monthly total and upcoming renewals. • Personal and shared expenses, with your real share calculated automatically. • Financings with installments, remaining debt and next charges. • Full salaries with breakdown, plus other income in the same month: extra payments, rent, one-off jobs. • Hypothetical scenarios to simulate raises, moving houses or new expenses. • Dashboard with alerts, category radar and monthly/yearly breakdown. • Calendar with upcoming charges and filters. • Import and export your full data as CSV (no lock-in). • Multi-select with bulk archive/delete and Undo. • Accounts with their cards, colors and full personalization. PRIVACY • No account, no sign-up, no external servers. • Data never leaves your iPhone except to the iCloud Drive folder you choose. • No ads, no trackers, no in-app purchases. Perfect for couples, flatmates or anyone who wants detailed control of their finances without depending on someone else's cloud.