Compound Interest Planner Pro vs FIRE Path

Advanced Compound Interest Planner A focused financial tool designed to help you understand how consistent contributions and compound growth shape long-term outcomes. Build projections, adjust variables, and explore future scenarios through a clean and intuitive interface. Use the app to plan savings strategies, test investment timelines, and visualize financial growth — without complex spreadsheets or unnecessary distractions. Free Version — Core Features: Clear and flexible compound interest calculator Long-term growth projections and insights Adjustable contribution planning Light and dark mode support Minimal and distraction-free design Pro Version — Advanced Access: Unlock the full power of Compound Interest Planner with a one-time purchase. No subscription. No recurring fees. Pay once and own it for life. Advanced projection scenarios and comparisons Enhanced growth insights and analytics Deeper contribution planning tools Priority access to new features Ad-free experience, forever Pro is available as a lifetime purchase — one flat price, yours to keep. This app is intended for educational and planning purposes only and does not constitute financial advice. Results are projections and estimates only and should not be used as the sole basis for any financial decision. This application is licensed to you under Apple's Standard End User License Agreement (EULA). By downloading or using this app, you agree to the terms of that license, available here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

FIRE Path is the most complete financial independence planner on iPhone. Enter your accounts, income, and spending, then watch your path to early retirement come into focus. YOUR FI NUMBER, CALCULATED FROM YOUR REAL LIFE Most FIRE calculators use guesswork. FIRE Path builds your projection from your actual salary, RSU vesting schedule, 401(k) contributions, Roth IRA, taxable accounts, home equity, and spending, then calculates exactly when you hit financial independence. FOUR PATHS TO FREEDOM Switch between Standard FIRE, Barista FIRE, Coast FIRE, and Lean FIRE with a tap. See how cutting your spending, picking up part-time work, or letting compound growth do the heavy lifting changes your timeline. STRESS-TEST YOUR PLAN - Monte Carlo simulation: Run 1,000+ market scenarios and see the probability your money lasts 30, 40, or 50 years - Historical backtesting: Test your plan against every market cycle from 1871 to present. Would your strategy have survived the Great Depression? The dot-com crash? The 2008 crisis? - Withdrawal strategy modeling: Compare the 4% rule, Guyton-Klinger guardrails, variable percentage withdrawal, and more THE ADVANCED TOOLS SERIOUS PLANNERS NEED - Roth conversion ladder planner: Optimize year-by-year conversions to fill tax bracket headroom before RMDs hit - Social Security optimizer: Compare claiming at 62, 67, or 70 with spousal benefit coordination - ACA healthcare subsidy modeling: Find the income level that maximizes your marketplace subsidy before Medicare kicks in - Withdrawal order optimizer: Tax-efficient drawdown sequence across taxable, tax-deferred, and Roth accounts - IRMAA planner: Avoid Medicare premium surcharges with income-aware retirement projections - Mega backdoor Roth: Model after-tax 401(k) contributions and in-plan Roth conversions - Phased spending: Set different spending levels for go-go years, slow-go years, and no-go years TRACK EVERYTHING IN ONE PLACE Net worth, asset allocation, savings rate, emergency fund coverage, debt payoff timelines, 529 college projections, RSU vesting with live stock prices, and home equity — all in one clean dashboard. ON-DEVICE AI ASSISTANT Ask your AI anything: "How much do I need to retire at 45?" "What happens if I take Social Security early?" "What's my ACA cliff?" It knows your full financial picture and answers with your actual numbers. BUILT FOR PRIVACY All data stays on your device and syncs privately via iCloud. No accounts to create. No data sold. Face ID protection available. ALSO INCLUDES - What-If scenario builder, model job changes, windfalls, early retirement dates - Full federal + state tax engine (all 50 states) - iOS Home Screen widgets - Dark mode