Pay Stream Pro vs Munchi Go

PayStreamPro is financial software for small businesses, independent contractors, and field-service crews — landscapers, home services, restaurants, retail, trades, and anyone running a small operation. Bank-level financial tools, real payroll, and an optional time-clock add-on, all in one app on your phone. FINANCIAL & BANKING (CORE) Run your business finances from your iPhone. Connect your business bank accounts and credit cards. Automatic transaction categorization with smart rules. Built-in bank reconciliation — match, clear, and unmatch transactions in seconds. Real-time cash-flow and balance view across all accounts. Spot duplicate, missing, or miscategorized transactions before they hit your books. Export-ready records for your accountant or tax filing. PAYROLL (INCLUDED WITH SUBSCRIPTION) Run payroll in minutes, not hours. Direct deposit and pay-card support. Automatic federal, state, and local tax calculation. W-2 employee and 1099 contractor support. Year-end forms generated for you. Approve hours, pay your team, done. Integrated with your bank and books. no double-entry. TIME CLOCK ADD-ON (REQUIRES SEPARATE SUBSCRIPTION) Optional iPhone time-clock for businesses with hourly workers. Available as a separate subscription on top of the core PayStreamPro plan. OFFLINE-FIRST — Punches save to the device the instant you tap. No signal? No problem. Punches stay queued and sync automatically when you're back online. GPS + GEOFENCE — Each punch is stamped with location and flagged "inside" or "outside" your job-site geofence. LIVE SESSION TIMER — See exactly how long you've been on the clock. MANAGER APPROVAL — Hours flow straight into your payroll run after a one-tap review. RECENT ENTRIES Review your last shifts with status (active, approved, locked). The Time Clock add-on can be enabled or canceled at any time from your subscription settings. Core financial and payroll features continue to work without it. FOR YOUR TEAM Employees see their pay stubs, hours, and time-off balance. If your business has the Time Clock add-on, employees clock in and out from the same app — no second download. Push notifications for paydays, approvals, and pending action items. SECURITY & PRIVACY Bank-level encryption in transit and at rest. Face ID / Touch ID protection. Location is captured only when the user taps Clock In or Clock Out — never in the background. Your data is yours. We never sell it. SUBSCRIPTIONS PayStreamPro requires an active subscription for payroll runs and team features. The Time Clock add-on is sold as a separate, optional subscription. Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings → Apple ID → Subscriptions. Terms of Use: paystreampro.net/terms Privacy Policy: paystreampro.net/privacy SUPPORT Tap Support inside the app or visit paystreampro.net. We answer.

Your phone is your point of sale. Munchi Go turns any iPhone into a complete handheld POS — take orders at the table, accept card payments with a tap, split bills item by item and manage your floor without walking back to a terminal. TAKE ORDERS ANYWHERE Browse your menu by category, add items in a couple of taps and send orders straight to the kitchen or bar. Serve customers at the table, at the counter or in the queue outside. TAP TO PAY ON YOUR PHONE Accept contactless cards and mobile wallets directly on your iPhone. No dongle, no separate card reader, no extra hardware to buy or charge. EVERY PAYMENT TYPE IN ONE PLACE Card, cash, manual card entry, lunch vouchers and more — all from a single checkout screen. Take a custom amount or a partial payment when you need to. SPLIT BILLS WITHOUT THE MATH Split by item, split equally, or take the full amount. Assign items to guests, add or remove people, and settle each share separately. No calculators at the table. MANAGE YOUR TABLES See your floor at a glance across multiple areas. Open, transfer, join and close tables, track how long each party has been seated, set guest counts and check running totals per table. KEEP TRACK OF THE DAY Review orders and transactions as they happen, send or reprint receipts, and see where the day landed at the end of a shift. BUILT FOR Cafés, bars and restaurants running table service Small retail shops and market stalls Food trucks, pop-ups and mobile traders Anyone who'd rather have a till in their pocket than on a counter Works on iPhone on its own, or alongside the handhelds and card terminals you already use. Download Munchi Go and start taking orders and payments in minutes.