Pay Stream Pro vs Maati
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Pay Stream Pro
Read full descriptionHide full description
PayStreamPro is financial software for small businesses, independent contractors, and field-service crews ā landscapers, home services, restaurants, retail, trades, and anyone running a small operation. Bank-level financial tools, real payroll, and an optional time-clock add-on, all in one app on your phone. FINANCIAL & BANKING (CORE) Run your business finances from your iPhone. Connect your business bank accounts and credit cards. Automatic transaction categorization with smart rules. Built-in bank reconciliation ā match, clear, and unmatch transactions in seconds. Real-time cash-flow and balance view across all accounts. Spot duplicate, missing, or miscategorized transactions before they hit your books. Export-ready records for your accountant or tax filing. PAYROLL (INCLUDED WITH SUBSCRIPTION) Run payroll in minutes, not hours. Direct deposit and pay-card support. Automatic federal, state, and local tax calculation. W-2 employee and 1099 contractor support. Year-end forms generated for you. Approve hours, pay your team, done. Integrated with your bank and books. no double-entry. TIME CLOCK ADD-ON (REQUIRES SEPARATE SUBSCRIPTION) Optional iPhone time-clock for businesses with hourly workers. Available as a separate subscription on top of the core PayStreamPro plan. OFFLINE-FIRST ā Punches save to the device the instant you tap. No signal? No problem. Punches stay queued and sync automatically when you're back online. GPS + GEOFENCE ā Each punch is stamped with location and flagged "inside" or "outside" your job-site geofence. LIVE SESSION TIMER ā See exactly how long you've been on the clock. MANAGER APPROVAL ā Hours flow straight into your payroll run after a one-tap review. RECENT ENTRIES Review your last shifts with status (active, approved, locked). The Time Clock add-on can be enabled or canceled at any time from your subscription settings. Core financial and payroll features continue to work without it. FOR YOUR TEAM Employees see their pay stubs, hours, and time-off balance. If your business has the Time Clock add-on, employees clock in and out from the same app ā no second download. Push notifications for paydays, approvals, and pending action items. SECURITY & PRIVACY Bank-level encryption in transit and at rest. Face ID / Touch ID protection. Location is captured only when the user taps Clock In or Clock Out ā never in the background. Your data is yours. We never sell it. SUBSCRIPTIONS PayStreamPro requires an active subscription for payroll runs and team features. The Time Clock add-on is sold as a separate, optional subscription. Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings ā Apple ID ā Subscriptions. Terms of Use: paystreampro.net/terms Privacy Policy: paystreampro.net/privacy SUPPORT Tap Support inside the app or visit paystreampro.net. We answer.
Maati
Read full descriptionHide full description
Maati is a business management app built for makers, crafters, and home-based sellers who want a complete picture of their business in one place. Run your checkout with Tap to Pay on iPhone ā no card reader required. Track customers, manage your product catalog, log expenses, and send professional invoices, all from your phone. WHAT YOU CAN DO ⢠Accept payments with Tap to Pay on iPhone ⢠Manage products with AI-powered photo descriptions ⢠Track customers and order history ⢠Log expenses and scan receipts automatically ⢠Document your creative process with the built-in Workshop ⢠View sales analytics and payment health at a glance ⢠Export data and generate PDF invoices Whether you're selling at a craft fair, running pop-up events, or managing orders from home, Maati keeps your business organized without the overhead of enterprise software. Using the app requires a subscription. Subscriptions renew automatically each month until canceled. Cancel anytime in your Apple ID account settings. Privacy policy: https://www.maaticeramics.com/app/privacy EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is iOS requirement: Maati at 15.1 against Pay Stream Pro's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Pay Stream Pro sells 4 in-app purchases, starting at $4.99 per month and Maati sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Pay Stream Pro ships an update every 5 days, Maati every 6 days. The most recent releases landed on September 29, 2026 and October 9, 2026 respectively.
| Parameter | Pay Stream Pro | Maati |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days ā better | Every 6 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.1 ā better |
| Further details ā not scored | ||
| Size | 6 MB | 92 MB |
| Age rating | 4+ | 4+ |
| Developer | Pay Stream Pro Inc. | Maati Ceramics Inc. |
In-app purchases
Pay Stream Pro
- Payroll Employee Add-on$4.991 Month
- Pay Stream Pro Basic Monthly$24.991 Month
- Pay Stream Pro Payroll$49.991 Month
Show 1 moreShow fewer
- Pay Stream Pro Premium Monthly$74.991 Month
Maati
- Maati Builder$1.991 Month
- Maati Pro$5.991 Month
- Maati Studio$14.991 Month
Questions
Is Pay Stream Pro free?
Is Maati free?
Do Pay Stream Pro or Maati have ads?
Which is updated more often, Pay Stream Pro or Maati?
Other comparisons















