Comparison

Expense Track vs Centavos

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Track

Features
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Expense Track logs your spending almost on its own: Apple Pay purchases are recorded automatically, you dictate cash expenses in seconds, and AI sorts everything into categories. All you do is see where your money goes. Free to download. LOG WITHOUT THE EFFORT • AI dictation: say or type "40 for gas yesterday with my card" and the app builds the entry with amount, date, category and payment method. Perfect for cash. • Automatic Apple Pay logging: add our shortcut once and every payment with your iPhone or Apple Watch is recorded instantly, without opening the app. • Automatic categories: transactions sort themselves, and the app learns from every correction you make. • Import your bank statement: upload your bank's PDF and AI extracts every charge, spots installment plans and fees, and skips what you already logged. Your first import is free. • One button to log it all: expense, income, dictation or statement from any screen. UNDERSTAND AND CONTROL YOUR MONEY • Weekly recap: every Monday, a notification with what you spent, where it went and how you did against last week. • Monthly AI report: recommendations based on your income and spending. • Budgets by category, with alerts before you overspend. • Savings goals with manual or automatic deposits. Your savings stay separate from your available balance. • Installment plans: log purchases paid over time and the app projects every payment. • Recurring payments: rent, gym or subscriptions log themselves every week, month or year. • Separate Personal and Business accounts in the same app. • Travel Mode: see your balance in other currencies with up-to-date exchange rates. • Custom categories, with suggestions for the most common ones. SPLIT EXPENSES WITHOUT THE DRAMA • Group projects for trips, roommates or events. Invite with a code and the app works out who owes whom, with the fewest transfers possible. • Split the bill: scan the receipt and assign each item to whoever had it. YOUR PRIVACY Your transactions are stored on your iPhone, not on our servers, and you can lock the app with Face ID or Touch ID. AI features send only what they need, and none of them turn on by themselves. Before a statement is sent, the app hides card and account numbers and ID numbers right on your iPhone. EXPENSE TRACK PREMIUM The app is free and supported by ads. Premium removes all ads and includes unlimited statement imports, unlimited group projects (the free version includes one) and report export to PDF, CSV and Excel. Premium is offered as an auto-renewable monthly (1 month) or yearly (12 months) subscription, and as a one-time lifetime purchase. The price is shown in the app before you confirm. Payment is charged to your Apple ID account, and the subscription renews automatically unless you cancel at least 24 hours before the end of the current period. You can manage it in Settings → your name → Subscriptions. Terms of Use: https://expense-track-c4744.web.app/terms Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://expense-track-c4744.web.app/privacy

About

Centavos

Features
Read full description

Centavos es tu cuaderno de gastos: la forma más simple y bonita de saber a dónde se va tu dinero, sin hojas de cálculo ni complicaciones. Anota lo que gastas en segundos y deja que Centavos te muestre, día con día, cómo vas. Sin conectar bancos, sin tarjetas, sin dar datos sensibles. Solo tú y tus centavos. POR QUÉ TE VA A ENCANTAR • Anota un gasto en 2 toques: abres, escribes el monto y listo. • Tu Pulso diario: cuánto llevas gastado hoy, esta semana y este mes, y cuánto te queda disponible. • Presupuestos por categoría para que no se te pase la mano. • Compras a meses o a pagos: divide un gasto en mensualidades o semanas y revisa cada pago antes de guardarlo. • Controla tus suscripciones y lo que te cuestan al mes. • Historial claro de todos tus gastos, con búsqueda y filtros. PENSADA PARA MÉXICO Pesos mexicanos y lenguaje claro, de tú a tú. Nada de tecnicismos: aquí hablamos como hablas tú. TU INFORMACIÓN ES TUYA No pedimos acceso a tus cuentas de banco. Tú decides qué anotas. Punto. Empieza gratis y toma el control de tu dinero, un centavo a la vez. Términos de uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Aviso de privacidad: https://centavos.mx/app/privacidad

Screenshots

Expense Track4 screens
Centavos4 screens

Verdict

The call

The clearest difference is ads: Centavos at none against Expense Track's shown. Centavos also leads on iOS requirement (15.1 vs 18.6). Expense Track's advantage is update cadence (every 5 days vs every 3 weeks). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Track sells 3 in-app purchases, starting at $2.99 per month and Centavos sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Track ships an update every 5 days, Centavos every 3 weeks. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 3 level
Expense Track versus Centavos: the parameters behind the verdict, then further details
ParameterExpense TrackCentavos
PriceFreeFree
Update frequencyEvery 5 days — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.615.1 — better
Further details — not scored
Size27 MB48 MB
Age rating4+4+
DeveloperHECTOR MATA PRECIADOARIEL PLASCENCIA BOJORQUEZ

In-app purchases

3 purchases

Expense Track

Subscriptions2
  • ExpenseTrack Premium$2.991 Month
  • Premium Anual7 Days trial$19.991 Year
One-time1
  • Expense Track for Life$39.99
2 purchases

Centavos

Subscriptions2
  • Centavos+$1.991 Month
  • Centavos+$19.991 Year

Questions

Is Expense Track free?
Expense Track is free to download, with in-app purchases available.
Is Centavos free?
Centavos is free to download, with in-app purchases available.
Do Expense Track or Centavos have ads?
Expense Track shows ads; Centavos does not.
Which is updated more often, Expense Track or Centavos?
Expense Track ships an update every 5 days, and Centavos every 3 weeks. Most recently, Expense Track was updated on October 28, 2026 and Centavos on October 31, 2026.

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