MarkFinance vs AI Expense Tracker

Take control of your finances with MarkFinance — a complete personal finance management app designed for Brazil. EVERYTHING YOU NEED IN ONE PLACE • Bank Accounts: Manage all your accounts with logos from 90+ Brazilian banks, including Nubank, Itaú, Bradesco, Inter, C6, PicPay, and many more. • Credit Cards: Track bills, installments, and limits. Mark bills as paid with a single tap. • Transactions: Record income and expenses with categories, subcategories, automatic statuses (paid, pending, or overdue), and smart search. • Transfers: Easily move money between your accounts. • Recurring Transactions: Automate monthly, weekly, biweekly, or yearly transactions such as salaries, rent, and subscriptions. SMART FINANCIAL PLANNING • Financial Pillar Budgets: Organize your income using the AUVP methodology across Fixed Costs, Comfort, Knowledge, Leisure, Goals, and Financial Freedom. Track spending against your goals with progress bars and category breakdowns. • Financial Overview: See how much you can spend today with Weekly Pulse, check your monthly projection with Forecasting, and monitor your financial health with the Health Score (0–100). • Visual Reports: Explore bar charts, net worth evolution with actual vs. projected values, category rankings, and spending trends. MARK AI ASSISTANT Chat with Mark, your AI-powered personal finance assistant. Ask questions such as: • “How much do I spend on food on average?” • “Can I save R$500 this month?” • “How do I record an installment purchase?” Get personalized answers based on your financial data, with granular privacy controls. SECURITY & PRIVACY • Data stored locally on your device using SQLite • Works offline after login • Optional cloud synchronization for Premium users • Privacy controls for the AI assistant • We do not access your actual bank accounts EASY IMPORT Migrate your data from the “Minhas Finanças” app using CSV files. Import accounts, credit cards, categories, and transactions automatically. PLANS Free: • 2 accounts, 1 credit card, and 3 recurring transactions • Full dashboard, basic reports, and unlimited categories Premium (R$14.90/month or R$119.90/year): • Unlimited accounts, credit cards, and recurring transactions • Multi-device synchronization • Category budgets • Financial Overview • Full reports • More AI assistant questions per day • Feature suggestions HIGHLIGHTS • Logos from 90+ Brazilian banks • 8 credit card networks, including Visa, Mastercard, Elo, Amex, Hipercard, Diners, and Banescard • Light and dark modes • Automatic installment distribution across credit card bills • Categories with subcategories and financial pillars • Swipe to mark as paid or delete • “Today” indicator in the transaction list • Haptic feedback for important actions Terms of Use: https://marcooliv.github.io/markfinance-docs/terms-of-use Privacy Policy: https://marcooliv.github.io/markfinance-docs/privacy-policy

Capy makes expense tracking effortless. Just type what you spent like a normal sentence — "paid 45 at the grocery store and 12 on coffee" — and Capy handles the rest. Every amount, every category, done automatically. THREE WAYS TO TRACK Type it, say it, or scan it. Use natural language text input, voice input, or snap a photo of your receipt. Capy understands however you prefer to log your spending. AI parsing is free for your first 5 entries each month. Premium removes the limit entirely. BUDGETS THAT WORK Set a monthly budget overall or per category. See exactly where you stand with visual progress bars and get alerts before you overspend. SAVINGS GOALS Create goals for the things that matter — emergency fund, vacation, new car. Track your progress and contribute at your own pace. CHARTS & CATEGORIES (FREE) See where your money goes with clear charts and category breakdowns. Free, with no monthly limit. PREDICTIONS (PREMIUM) Capy forecasts your month-end spending, flags unusual activity, and suggests better budgets based on your real habits. The Predictions tab is part of Premium. RECURRING TRANSACTIONS Set up subscriptions and regular bills once. Capy logs them automatically so nothing slips through. WIDGETS Check your budget from your Lock Screen or Home Screen. Add expenses without even opening the app. CAPY PREMIUM Pick a monthly or yearly subscription. Premium unlocks unlimited AI entries, the Predictions tab, and CSV export. Prices are shown in the app in your local currency. MORE FEATURES • Description autocomplete with category suggestions • CSV import — free. CSV export — Premium • iCloud sync across devices • Dark and light mode • Available in English, Portuguese, Spanish, French, and German Website: https://potylabs.com/apps/capy Feedback & Feature Requests: https://capyapp.userjot.com Privacy Policy: https://potylabs.com/apps/capy/privacy Terms of Service: https://potylabs.com/apps/capy/terms Contact: contact@potylabs.com