Comparison

MarkFinance vs Simple Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MarkFinance

Features
Read full description

Tome o controle das suas finanças com o MarkFinance - o app de gestão financeira pessoal mais completo do Brasil. TUDO QUE VOCÊ PRECISA EM UM SÓ LUGAR - Contas bancárias: gerencie todas as suas contas com logos de 90+ bancos brasileiros (Nubank, Itaú, Bradesco, Inter, C6, PicPay e muitos outros) - Cartões de crédito: acompanhe faturas, parcelas e limites. Pague faturas com um toque - Transações: registre receitas e despesas com categorias, subcategorias, status automático (pago/pendente/atrasado) e busca inteligente - Transferências: movimente entre suas contas de forma simples - Recorrências: automatize lançamentos mensais, semanais, quinzenais ou anuais (salário, aluguel, assinaturas) PLANEJAMENTO INTELIGENTE - Orçamentos por pilar financeiro: distribua sua renda usando a metodologia AUVP (Custos Fixos, Conforto, Conhecimento, Prazeres, Metas, Liberdade Financeira). Acompanhe gastos vs metas com barras de progresso e detalhamento por categoria - Panorama Financeiro: saiba exatamente quanto pode gastar hoje com o Pulso Semanal, veja a projeção do mês com o Provisionamento e descubra sua saúde financeira com o Health Score (0-100) - Relatórios visuais: gráficos de barras, evolução patrimonial com linha dupla (realizado vs previsto), ranking de categorias com tendências ASSISTENTE IA "MARK" Converse com o Mark, seu consultor financeiro pessoal com inteligência artificial: - "Quanto gasto com alimentação em média?" - "Consigo economizar R$ 500 esse mês?" - "Como lançar uma compra parcelada?" Respostas personalizadas baseadas nos seus dados reais, com controles de privacidade granulares. SEGURANÇA E PRIVACIDADE - Dados armazenados localmente no seu dispositivo (SQLite) - Funciona offline após o login - Sincronização na nuvem opcional (Premium) - Controles de privacidade para o assistente IA - Não acessamos suas contas bancárias reais IMPORTAÇÃO FÁCIL Migre do app "Minhas Finanças" via CSV. Importa contas, cartões, categorias e transações automaticamente. PLANOS Gratuito: - 2 contas, 1 cartão, 3 recorrências - Dashboard completo, relatórios básicos, categorias ilimitadas Premium (R$ 14,90/mês ou R$ 119,90/ano): - Contas, cartões e recorrências ilimitados - Sincronização multi-dispositivo - Orçamentos por categoria - Panorama financeiro - Relatórios completos - Assistente IA com mais perguntas/dia - Sugestões de funcionalidades DESTAQUES - 90+ logos de bancos brasileiros - 8 bandeiras de cartão (Visa, Mastercard, Elo, Amex, Hipercard, Diners, Banescard) - Modo claro e escuro - Parcelas com distribuição automática nas faturas - Categorias com subcategorias e pilares financeiros - Swipe para pagar ou excluir - Linha do "hoje" na lista de transações - Feedback tátil em ações importantes Termos de Uso: https://marcooliv.github.io/markfinance-docs/terms-of-use Política de Privacidade: https://marcooliv.github.io/markfinance-docs/privacy-policy

About

Simple Expense Tracker

Features
Read full description

Welcome to Simple Expense Tracker, a clean, intuitive, and privacy-focused financial management application. Designed for users who want strict control over their budget without the annoyance of commercial interruptions, our app is completely free of advertisements. We believe your financial data belongs to you. That is why Simple Expense Tracker is strictly "offline-first." We do not require a cloud account, we do not use analytics tracking, and we never sync your private data to external servers. It is simply you, your budget, and total peace of mind. CORE CAPABILITIES: Zero Advertisements Enjoy a clean, distraction-free environment. Unlike other trackers, we do not interrupt your financial planning with banner ads or pop-ups. Effortless Transaction Tracking Log your daily expenses and income streams in seconds. Keep a running tally of your financial activity with a clean, no-nonsense interface. Financial Dashboard Get a clear, at-a-glance overview of your financial health. Your home screen instantly displays your current balance, total income, and total expenses for the period. Smart Categorization Visually track exactly where your money is going. Assign transactions to default categories like Food, Transport, and Utilities to easily identify your spending habits. 100% Privacy & Offline Your data is stored securely and locally right on your device. Since the app functions offline, your financial records never leave your pocket. PREMIUM FEATURES (PRO): Upgrade to Simple Expense Manager Premium to unlock advanced tools for total financial control: Unlimited Custom Categories Tailor the app to your exact lifestyle. Create unlimited, highly specific categories for your unique spending habits. Advanced CSV Data Export Export your entire financial history into a standard CSV spreadsheet. Perfect for doing your taxes, sharing reports with your accountant, or analyzing your finances in Excel or Numbers. Custom App Themes Personalize your financial diary. Unlock more than 10 custom color palettes and themes to make the app truly yours. Take back control of your budget today with Simple Expense Tracker—lightweight, secure, ad-free, and built for your privacy. Eula for in app purchases: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MarkFinance4 screens
Simple Expense Tracker4 screens

Verdict

The call

MarkFinance and Simple Expense Tracker are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MarkFinance sells 2 in-app purchases, starting at $1.99 per month and Simple Expense Tracker sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

MarkFinance ships an update every 3 weeks, Simple Expense Tracker every 2 weeks. The most recent releases landed on October 1, 2026 and October 15, 2026 respectively.

ScorecardNo meaningful differences
MarkFinance versus Simple Expense Tracker: the parameters behind the verdict, then further details
ParameterMarkFinanceSimple Expense Tracker
PriceFreeFree
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.013.0
Further details — not scored
Size83 MB35 MB
Age rating4+4+
DeveloperMarco CapuchoSick App Developers GmbH

In-app purchases

2 purchases

MarkFinance

Subscriptions2
  • Premium Mensal$1.991 Month
  • Premium Anual$19.991 Year
2 purchases

Simple Expense Tracker

Subscriptions2
  • Simple Expense Manager Premium$1.991 Month
  • Simple Expense Manager Premium$14.991 Year

Questions

Is MarkFinance free?
MarkFinance is free to download, with in-app purchases available.
Is Simple Expense Tracker free?
Simple Expense Tracker is free to download, with in-app purchases available.
Do MarkFinance or Simple Expense Tracker have ads?
Neither MarkFinance nor Simple Expense Tracker shows ads.
Which is updated more often, MarkFinance or Simple Expense Tracker?
MarkFinance ships an update every 3 weeks, and Simple Expense Tracker every 2 weeks. Most recently, MarkFinance was updated on October 1, 2026 and Simple Expense Tracker on October 15, 2026.

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