Plasma One vs AA

Plasma One is the global money app for people who earn, save, send, and spend across borders. Hold dollars, send money in seconds, earn through defi, and spend with a card wherever Visa is accepted. Use Plasma One to: SPEND LOCALLY, WHEREVER YOU ARE Create a virtual card for Apple Pay or order a physical card in the app. Pay at Visa-accepting merchants in 200+ countries. Receive cashback on eligible card purchases. A CARD JUST FOR YOU Lite gives you the essentials: get a free card, save in dollars and spend globally. Core is for people who use AI every day and want more from their spend, with higher cashback on AI spend, and added perks. Platinum is for people who expect more from every dollar: the highest cashback, premium travel benefits, and concierge-style perks. SEND MONEY INSTANTLY ACROSS BORDERS Send to other Plasma One members in seconds with no transfer fee. Move money to friends, family, contractors, or suppliers without waiting days for traditional rails. EARN THROUGH DEFI Deposit into the Earn DeFi vaults to earn variable yield. Rates vary and are not guaranteed. ONLY YOU CAN MOVE YOUR MONEY Plasma One is a non-custodial wallet, meaning only you hold the private keys. On-device key generation ensures no third party can move your funds without your authorization. MANAGE EVERYTHING IN ONE PLACE Track your balance, transaction history, and rewards in a clean interface. Top up your account, spend, and monitor real-time earning rates from a single app. TRANSPARENT PRICING, FLEXIBLE RAMPS Transfers between Plasma One members have no transfer fee. While partner fees or on-ramp/off-ramp charges may apply depending on funding method, all costs are displayed upfront. Download Plasma One, and get your card in minutes.

AA keeps track of who owes whom in a group, and leaves it that way. Nobody settles up at the end: whoever owes the most takes the next bill, so there is always a reason to meet again. Record what you paid and who was there. AA works out each person's share and updates what everyone owes. Multi-currency Track costs in more than twenty currencies and read the total in any one of them. Works offline Add expenses with no signal — they upload themselves once you are back. Complete history Every change is logged, so you can always trace how a balance came to be. Your data, exportable Export everything as JSONL whenever you like.