Expenz vs Basic Checkbook
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expenz
This app offers a minimalist approach to expense tracking, allowing users to quickly log spending and gain insights through visual charts. It helps users understand their financial habits and manage budgets effectively with smart categorization and private data storage.
- Lightning-fast expense entry
- Visual analytics and charts
- Monthly budgeting tools
- Smart categorization with custom options
- Local and private data storage
- CSV data export (Pro)
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Take full control of your finances with Expenz, the minimalist expense tracker designed for clarity and speed. Whether you’re tracking daily coffee runs or managing a monthly household budget, Expenz turns your data into actionable insights with beautiful charts and effortless logging. Stop wondering where your money went. Start seeing where it grows. Why choose Expenz? Lightning-Fast Entry: Add expenses in seconds with an intuitive, clutter-free interface. Visual Analytics: Understand your habits with dynamic line charts and category breakdowns. Budgeting That Works: Set a monthly limit and monitor your progress. Smart Categorization: Organize spending with beautiful icons and custom categories. Local & Private: Your data stays on your device. We don’t track you, and we don’t sell your data. Go Pro for Unlimited Power Unlock the full potential of your financial tracking with Expenz Pro: Unlimited Daily Entries: No more limits on how many expenses you can track. CSV Export: Seamlessly move your data to Excel or Google Sheets for deep analysis. Information about the auto-renewable nature of the subscription: • Subscription periods: Monthly or Yearly. • Payment will be charged to iTunes Account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Privacy Policy: https://expenz.kideon.co/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Basic Checkbook
This personal finance app helps you track your real-time balance by logging every transaction as it happens. It supports multiple account types, including checking, savings, credit cards, and investments, providing a clear overview of your spending and financial health without requiring bank logins.
- Log all transactions in real-time
- Track checking, savings, and credit card accounts
- Monitor credit card debt and payment due dates
- View monthly spending summaries
- Schedule bills and income
- Set low balance warnings
- Track investment account values
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Your bank app shows what cleared. Basic Checkbook shows what's real. Most banking apps only show transactions that have already posted, not the check you wrote yesterday, the bill that hits Friday, or the withdrawal you made this morning. Basic Checkbook is a personal register where you log every dollar as you spend it, across checking, savings, credit cards, and brokerage accounts, so your running balance is always accurate, up to date, and yours. No bank logins. No credentials on anyone's server. Just a fast, private register that works the way a checkbook always has, only better. WHAT YOU CAN DO • Log purchases, deposits, bills, withdrawals, checks, credits, and transfers as they happen • Watch your true running balance update with every entry • See every account's combined total at the top, with card debt subtracted • See any month at a glance, free: money in, money out, your net, and your biggest expense • Track credit cards alongside your bank accounts: what you owe, the credit you have left, your APR, and the day payment is due • See how much of a card's limit you are using, so you know when a balance is creeping up • Decide what interest costs you: your card shows a projected charge on its due day, and you accept, adjust, or skip it • Add a transaction from your home screen with the Quick Add widget • Add a transaction hands-free with Siri, the Shortcuts app, or Spotlight • Mark items cleared one at a time, fly through a statement with Quick Reconcile, or balance a statement step by step • Void a canceled or torn-up check and keep it on the record while the money returns to your balance • Tag transactions with as many labels as you like, and reuse any tag with one tap • Filter by type or status and search your whole register by payee, amount, memo, or tag • Schedule bills and income every 1 to 4 weeks, twice a month, monthly by date or weekday, quarterly, or yearly, with reminders, and skip one • Set a low balance warning and get a notice two days before a scheduled bill takes the balance under it • Earn interest on savings: choose the day it posts each month, and see the total at a glance • Track a brokerage account, 401(k) or IRA by its value: type it, paste it, scan a screenshot, or ask Siri, and Checkbook writes the gain or loss, shows your return, and reminds you to update it • Scan a check or receipt to fill in the details automatically • Track a different currency per account • Keep every account in sync across your devices with iCloud, free • Back up your entire register to a file and restore it anytime • Bring your history from another checkbook app: import its QIF or CSV file, free • Lock the app with Face ID, Touch ID, or a passcode BASIC CHECKBOOK PREMIUM Two ways to upgrade: Lifetime Premium, one purchase that never renews or expires, or a yearly plan. Both unlock: • Unlimited accounts: keep checking, savings, credit cards, brokerage, and more in one place • Your accounts over time: tap the total and see how they have moved, month by month, with a tile for each one • Full Monthly Recap: the tags and payees you spent the most on, plus save any month as a PDF • Payoff plan: set a monthly payment on any credit card and see the payoff date and what the interest will cost • Projected balance: where your balance is headed from your scheduled and recurring activity • Receipt photos: attach a receipt to the transaction it belongs to • Spending analytics: charts, trends, budgets, and period comparisons • Monthly PDF statements: clean, bank-style statements for any date range • CSV export: take your history anywhere • Color themes and app icons: premium palettes and home-screen icons Basic Checkbook doesn't connect to your bank or your brokerage. It never reads your transactions or stores your credentials anywhere. It's your ledger: private, accurate, and completely yours. Privacy Policy: https://basicapps.tech/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Expenz at 5.0 against Basic Checkbook's 4.6. Basic Checkbook's advantage is ratings volume (8 vs 2) and iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expenz sells 2 in-app purchases, starting at $4.99 per month and Basic Checkbook sells 2 in-app purchases, starting at $23.99 per year. Whichever you choose, the download price is not the number that matters.
Expenz holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 2 and 8 respectively.
| Parameter | Expenz | Basic Checkbook |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.6 (8 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 | 8 — better |
| Update frequency | — | Every 3 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 26.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 1 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | kideon | Sean Trapani |
Customer experience
Expenz
Basic Checkbook
In-app purchases
Expenz
- Premium Monthly Access$4.991 Month
- Premium Yearly Access$39.991 Year
Basic Checkbook
- Annual Premium$23.991 Year
- Lifetime Premium$59.99
Questions
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