Hisaab vs Settle Wise

Split bills the smart way. Hisaab is India's cleanest expense-sharing app — track who paid what, settle in one tap with UPI, never owe anyone again. Built for friends, not investors. Free forever. Zero ads. WHY HISAAB IS DIFFERENT • 5.0 on the App Store, every single review • ₹-first and UPI-native — built in India for India • No subscriptions, no premium tier, no ads • Smart auto-split that learns from how you actually split • One tap to settle via WhatsApp + UPI link • Works fully offline, syncs when you're back online • Your data stays yours — we don't sell or share it PERFECT FOR Trip with friends — Goa, Manali, weekend getaways Roommates and PG groups — rent, electricity, groceries Couples — date splits, household budgets, big purchases Birthdays, parties, gifts — anything you split HOW IT WORKS 1. Add a group — trip, home, couple, or anything 2. Add an expense in seconds — type the amount, smart 1k/2k chips, save 3. Hisaab splits it intelligently — or pick a custom split 4. Settle up with one tap — share a UPI link, get paid instantly 5. Done. Move on with your day. SMART NUDGES, NEVER NAGS Hisaab knows when to ping and when to stay quiet: • Realtime alerts when friends add expenses • A gentle reminder if balances stay open for 3+ days • Trip-end nudges so nothing slips through • Quiet hours by default (10pm–8am) • Turn off any category in one tap BUILT FOR INDIA • Indian rupee grouping (₹1,23,456 — not the American comma style) • UPI links for instant settlement (PhonePe, GPay, Paytm — anything) • Hindi-friendly contacts, including emoji-laden phone book entries • Made by an Indian founder, dogfooded in India for 6+ months WHAT USERS SAY "I have deleted Splitwise and have been The Hisaab for over 15 days now. Kudos!" — IamNavv "Simple and very useful app for splitting expenses with friends and groups. Works smoothly even offline." — Utsav Raj "Using this for my business — best part is the support team, they answer instantly." — Jitendra Mali PRIVACY-FIRST We don't sell your data. We don't run ads. We don't email-spam you. Your contacts and balances are yours alone. Read our policy: thehisaab.com/privacy ALWAYS FREE, ALWAYS WILL BE Hisaab is free, always. No paywall, no premium tier, no upsell. We built this because group splitting in India deserved better — not as a path to monetize you. If you have feedback, hit us up: thehisaab.com/contact Hisaab — made with care in India.

Take the headache out of shared expenses with Settle Wise, the ultimate app to track group costs, split bills, and settle debts quickly. Whether you are dividing rent with roommates, planning a trip with friends, or managing simple business ledgers, Settle Wise makes the math effortless. Why choose Settle Wise? We value your privacy and efficiency. Settle Wise is designed to be the fastest way to manage money without the corporate bloat. - No Login Required: Open the app and start tracking immediately. No emails, no passwords, no setup. - Completely Offline: All your data is stored locally on your device. We do not track, collect, or upload your personal information. Your finances stay yours. - Distraction-Free: Enjoy a clean, responsive experience built for speed. KEY FEATURES: Easy Bill Splitting: Add expenses in seconds and divide them equally or custom-split among group members. Settle Debts Instantly: Clearly see who owes whom and keep a running tally of completed payments. Versatile Ledger: Perfect for personal use, group travel, roommates, or small business tracking. Lightning Fast: Built to be ultra-lightweight, saving your device's battery and storage. Global Ready: Supports all world currencies. Set your preferred currency in your profile settings. Say goodbye to messy spreadsheets and awkward money conversations. Download Settle Wise today and keep your finances perfectly balanced, completely offline!