Ready Ledger vs Trasset

Ready Ledger — Your Private Life Dashboard Manage your work, money, daily life, and education in one place. Your data lives on your device, and no account is required. WORK - Track job applications from applied to offer, with interview and follow-up reminders - Clock in and out of jobs, track hours by job site, and follow a live timer on your Lock Screen - Record payments with method and reference ID, and export invoices as PDF - Set goals, log achievements, and keep your professional network organized - Build a resume from your career history and export it as a PDF MONEY - Track bills, payments, expenses, and loans in one overview - Get reminders before due dates, and share bills with your household through iCloud - Scan receipts with on-device text recognition - Log mileage trips and keep up with vehicle maintenance in Garage - Plan and run yard sales, from pricing your inventory to a final profit summary - Export reports as PDF or CSV LIFE - Create to-dos with priorities, due dates, and arrival or departure reminders - Journal with text, photos, and voice memos - Track your mood and see trends over time EDUCATION - Track terms, classes, grades, and assignment due dates, with a layout that adapts to middle school, high school, or college - Organize skills, certifications, and courses STAY ON TOP OF IT - See what needs attention now and what's coming up in the next 7 days - Live Activities and Home Screen widgets keep key dates in view - Search everything in the app, or from Spotlight - Quick actions with Siri and Shortcuts PRIVACY & SECURITY - Local-first storage, with optional iCloud sync to your own iCloud account - Optional Face ID, Touch ID, and PIN lock - No ads, no tracking, and no third-party analytics Privacy Policy: https://www.readyledgerllc.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Trasset is a personal finance app for tracking your mutual fund investments, fixed deposits, and gold, all on your device. No account. No cloud. No subscription. Just a clean, private ledger for your financial life. What you can track: • Mutual Funds: add transactions, SIPs, and see your XIRR and portfolio value over time • Fixed Deposits: log FDs across banks, track accrued interest, and get maturity alerts • Gold: record Jewellery and coins with purity and weight; see current value against today's rate Built for privacy: Everything stays on your iPhone. Trasset never connects to any server except to fetch public mutual fund NAVs from MFAPI.in. No login, no account, no data shared with anyone. Built for accuracy: • XIRR calculated using Newton-Raphson: the same method used by fund houses • NAVs fetched automatically from MFAPI.in and cached locally • All arithmetic in integer paise, zero rounding errors • DICGC warning when your FD principal in a single bank exceeds ₹5 lakh Other features: • Dashboard with net worth, asset allocation, and upcoming FD maturities • Portfolio value chart (1M / 3M / 6M / 1Y / All) for mutual funds • Biometric lock (Face ID / Touch ID) • Export and import your data as CSV Made with care by a solo developer who wanted a private, no-nonsense tracker for their own portfolio.