Comparison

One wallet. All obligations. vs Commitly

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

One wallet. All obligations.

Features
Read full description

Got a loan, equipment installments, Netflix, Spotify and utility bills? Everything is scattered โ€” in your head, in spreadsheets, across different apps. Debt Snowball Tracker brings it all together. One wallet. One view. Full picture. 4 categories built for real life: - Debts โ€” loans, credit cards, personal debts. The app sorts them using the snowball method: start with the smallest, pay it off fast, and build momentum for the next one. - Installments โ€” equipment, car, or any credit with a fixed schedule. Track remaining installments and repayment progress. - Subscriptions โ€” Netflix, Spotify, gym. Know exactly how much you spend monthly and when each subscription expires. - Bills โ€” electricity, gas, internet, phone. Fixed monthly costs, always visible. What you see on the home screen: - Total amount of all obligations with a circular progress chart - Repayment progress bars for debts and installments - "Pay Off First" badge on your smallest debt (snowball method) - Monthly amounts for subscriptions and bills How it works: You start with a guided onboarding โ€” enter your name, explore the four categories, and add your first obligation. From there, log payments and watch the progress bars grow. When you pay off a debt or installment, the app shows a congratulations screen. Small wins matter. Access model: - Free start โ€” add up to 3 items with no account required - Free registration โ€” increases your limit to 15 items - Pro โ€” unlimited items (monthly, yearly, or lifetime purchase) The app does not connect to your bank, does not calculate interest, and requires no external services. You enter what you want to track โ€” that is it. Interface languages: English, Polish.

About

Commitly

Features
Read full description

Take full control of your money and never miss a due date again with Commitly: Bills & Debt Tracker. Managing recurring bills, monthly commitments, and credit payments shouldnโ€™t feel overwhelming. Commitly gives you a clear, effortless overview of what you owe and when, helping you build better financial habits and pay off debt faster. KEY FEATURES: - Smart Bill Tracking: Easily schedule and organize all your recurring bills, subscriptions, and regular expenses in one clean dashboard. - Debt & Credit Manager: Stay on top of credit card balances, loan payoffs, and financial commitments with clear visual progress. - Reminders & Alerts: Receive customizable notifications before due dates so you avoid late fees and protect your credit score. - Financial Insights: Understand where your money goes every month with straightforward breakdown summaries and visual reports. - Flexible Budgeting: Categorize commitments to see exact payment timelines and plan your upcoming cash flow with confidence. BEFORE THE NEXT BILL LANDS: - Ultimate Peace of Mind: Know exactly what bills are coming up so there are never any unexpected bank surprises. - Fast & Intuitive Design: Clean interface designed to help you add and track financial commitments in seconds. - Goal-Oriented: Designed specifically to help you reduce debt, optimize monthly spending, and build financial freedom. Stop stressing over monthly payments. Download Commitly today to streamline your bills, master your debt, and take control of your financial future! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

One wallet. All obligations.4 screens
Commitly4 screens

Verdict

The call

The clearest difference is in-app purchases: Commitly at none against One wallet. All obligations.'s 3. Commitly also leads on device support (3 vs 1). One wallet. All obligations.'s advantage is update cadence (daily vs every 5 weeks). On price, ads and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. One wallet. All obligations. sells 3 in-app purchases, starting at $9.99 per month. Commitly asks for nothing beyond the download.

UpkeepUpdate frequency

One wallet. All obligations. ships an update daily, Commitly every 5 weeks. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.

Scorecard3 real differences ยท 3 level
One wallet. All obligations. versus Commitly: the parameters behind the verdict, then further details
ParameterOne wallet. All obligations.Commitly
PriceFreeFree
Update frequencyDaily โ€” betterEvery 5 weeks
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhoneiPhone, iPad, iPod โ€” better
Requires iOS16.015.0 โ€” better
Further details โ€” not scored
Size29 MB78 MB
Age rating4+4+
DeveloperDawid MasnyAmr Saied

In-app purchases

3 purchases

One wallet. All obligations.

Subscriptions2
  • Monthly Premium$9.991 Month
  • Yearly Premium$39.991 Year
One-time1
  • Lifetime Premium$99.99
None

Commitly

No in-app purchases

Questions

Is One wallet. All obligations. free?
One wallet. All obligations. is free to download, with in-app purchases available.
Is Commitly free?
Commitly is free to download, with no in-app purchases.
Do One wallet. All obligations. or Commitly have ads?
Neither One wallet. All obligations. nor Commitly shows ads.
Which is updated more often, One wallet. All obligations. or Commitly?
One wallet. All obligations. ships an update daily, and Commitly every 5 weeks. Most recently, One wallet. All obligations. was updated on October 25, 2026 and Commitly on October 28, 2026.

Other comparisons