ChatBudget vs Expences

ChatBudget — Voice-First Shared Budgeting Stop typing. Start talking. ChatBudget uses AI to instantly turn your voice into tracked expenses. Just say "12 dollars at Starbucks" and it's done. Category, amount, and note are parsed automatically so you can track spending in seconds, not minutes. SPEAK YOUR EXPENSES Tap the mic, say what you spent, and AI handles the rest. It detects the amount, assigns the right category, and logs the expense. You can also type or add manually — whatever works for you. SMART BUDGETS, YOUR WAY Create budgets for any period , weekly, biweekly, monthly, yearly, or one-time. Set a total amount, allocate across categories, and watch your spending in real time. Only one budget per period keeps things focused. SHARE WITH YOUR CIRCLE Invite up to 5 family members or roommates to a shared Circle. Everyone's expenses flow into one shared budget. Circle owners control budgets while all members can tag and track expenses together. AI-POWERED INSIGHTS Get a Budget Health Score, anomaly detection, spending heatmaps, category momentum trends, and AI coaching tips. Premium cards unlock monthly trends, spending projections, and category budget health. MULTI-CURRENCY SUPPORT Set your home currency and ChatBudget handles the rest. AI detects foreign currencies from your voice input and auto-converts using live exchange rates. Perfect for travelers and international households. TAGS FOR ORGANIZATION Label expenses with custom tags like "vacation", "business", or "groceries run". View per-tag spending breakdowns and keep your finances organized beyond just categories. EARN AI CREDITS WITH STREAKS Build a daily expense-tracking streak and earn bonus AI parsing credits at every 7-day milestone. The more consistent you are, the more AI power you unlock. 30-DAY FREE TRIAL Full access to every feature for 30 days. After the trial, subscribe to keep creating expenses and budgets. Your data is always readable, even without a subscription. --- TERMS & PRIVACY Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ---

Expence is a fast, private, and beautifully minimal way to track what you spend and nothing you don't. No income, no clutter, no noise. Just your expenses, clearly recorded and clearly understood. Built natively for iPhone, iPad, and Mac, Expence works fully offline and never asks you to create an account. Your data stays on your device and syncs privately through your own iCloud Expence runs no servers and never sees it. FAST TO LOG - Add an expense in two or three taps with a clean, amount-first keypad - Capture receipts and let on-device scanning read the amount for you - Log from anywhere — widgets, Control Center, Siri, and a Back Tap shortcut SEE WHERE IT GOES - Insights for any period — today, this week, this month, or a custom range - Category breakdown, spending-over-time, and a calendar heatmap - Your total, daily average, and how this period compares to the last STAY ON TRACK - An overall monthly budget plus optional per-category limits - A gentle heads-up as you approach a limit, with optional rollover - Recurring expenses, tags, saved templates, and trip grouping PRIVATE BY DEFAULT - No account, no sign-in, no ads, no tracking - Your data lives on your device and syncs only through your own iCloud - App lock with Face ID and a hide-amounts mode - Export anytime as CSV or PDF, or back up everything ONE-TIME PURCHASE Try Expence free for 14 days, then unlock it once and keep it forever on iPhone, iPad, and Mac, with a single purchase. No subscription, ever. Expence is spending-only by design focused on one thing, done beautifully: clarity on where your money goes.