Credi vs Koink

Credi tells you which credit card to use — before you swipe. Open the app and Credi instantly detects where you are and recommends the card that earns the most for that merchant. At a grocery store? It finds your best cashback card. At a gas station? It surfaces the 5% card you forgot you had. Not near a location? Search any merchant by name and get an instant recommendation anywhere. What Credi does: • Location-based card recommendations in real time • Merchant search — check the best card before you leave • Best card by category — Dining, Travel, Gas, Groceries, and more • Supports rotating reward categories that change each quarter • Works with all your cards — Amex, Chase, Citi, Capital One, and more No card numbers. Ever. Credi only stores your card name and reward rates. Your financial data stays on your device. Stop leaving points on the table. Download Credi and always earn the most.

Your money tells a story. Koink helps you write it. Koink is an AI-powered money journal that helps you understand not just where your money goes, but why. Scan receipts, track spending, split bills with friends, and reflect on your financial journey in one simple app. SCAN Point your camera at any receipt and Koink extracts the details automatically. The AI detects merchant names, line items, totals, taxes, and categories in seconds. Works with receipts in multiple languages. TRACK Set monthly budgets and monitor your spending with clear visual summaries. See income, expenses, debts, and your running balance in one clean dashboard. SPLIT Scan a receipt and split the bill instantly with friends. Track who owes what, settle payments, and share a clean summary. Create group trips and invite friends with a link. REFLECT Koink also includes a personal journal where you can record your day, tag your mood, add locations, and connect spending to the moments behind it. AI writing assistance helps you capture thoughts quickly. SYNC Sign in to sync your data across devices. All information is end-to-end encrypted on your device before upload, so not even we can read it. FEATURES • AI receipt scanning • Expense tracking and budgeting • Bill splitting with friends • Personal money journal • Multiple currencies • Export splits to PDF or text • Location tagging for journal entries • Custom themes, fonts, colors, and app icons • No ads Koink helps you organize your finances while capturing the story behind every expense. -------------------------------------------------------------------------------------------------------- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://koink.app/privacy