Kwelya vs Spend Tracker & Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kwelya
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Kwelya est une application de gestion financière conçue pour aider les entrepreneurs, les entreprises et les particuliers à suivre leurs revenus, contrôler leurs dépenses et analyser leurs performances financières en toute simplicité. Conditions d’utilisation (EULA) : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Spend Tracker & Budget
Log expenses quickly by speaking naturally. This app parses amounts, categories, and merchants from your voice input, offering visual insights and budget tracking. Choose on-device processing for enhanced privacy.
- Voice-first expense logging
- Smart parsing of transactions
- On-device privacy option
- Visual spending charts
- Category-based budgeting
- Transaction history and search
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Log an expense in under 3 seconds — just say it. "Coffee 4.50", "Groceries 32 at the market", "Taxi 12": the app fills in the amount, category, merchant and note for you. Review, save, done. VOICE OR TEXT • Tap the mic and speak in your language, or type if you prefer • Edit any field with one tap before saving BUDGETS & SAVINGS GOALS • Monthly budgets per category with over-budget alerts • Savings goals with deadlines and monthly contribution hints • Add your income and see what's safe to spend CLEAR INSIGHTS • Donut, bar, trend and heatmap charts • Weekly spike alerts and per-category breakdowns • Spot recurring expenses PRIVATE BY DESIGN • Your expenses are stored on your device • Choose on-device parsing (nothing leaves your phone) or cloud parsing for higher accuracy • Backups and exports only when you choose Pick your own currency. Free with ads; Spendly Plus removes ads and unlocks unlimited cloud parsing. Terms of Use: https://nagy-legal.vercel.app/spendly/terms.html Privacy Policy: https://nagy-legal.vercel.app/spendly/privacy.html
Screenshots
Verdict
The clearest difference is price: Spend Tracker & Budget at Free against Kwelya's $0.99. Kwelya's advantage is ads (none vs shown). On update cadence, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Spend Tracker & Budget is free to download; Kwelya costs $0.99 up front. Kwelya sells 1 in-app purchase, starting at $2.99 per month and Spend Tracker & Budget sells 4 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Kwelya ships an update every 5 days, Spend Tracker & Budget every 9 days. Both last shipped on October 31, 2026.
| Parameter | Kwelya | Spend Tracker & Budget |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 5 days — better | Every 9 days |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 59 MB | 50 MB |
| Age rating | 17+ | 9+ |
| Developer | Yves NGALAMULUME | Mohamed Nagy |
In-app purchases
Kwelya
- Pack Plus$2.991 Month
Spend Tracker & Budget
- Weekly subscription$0.997 Days
- Monthly subscription$1.991 Month
- Yearly subscription2 variants$19.991 Year
- Remove Ads & Unlock Insights$3.99
Questions
Is Kwelya free?
Is Spend Tracker & Budget free?
Do Kwelya or Spend Tracker & Budget have ads?
Which is updated more often, Kwelya or Spend Tracker & Budget?
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