Payitly vs Spend Tracker & Budget

Keep subscriptions, bills, memberships, and recurring payments in one simple, private app. See where your money goes, what’s coming next, and how much you’ll spend over time. WHAT YOU CAN TRACK • Subscriptions — Spotify, Netflix, iCloud, streaming, SaaS and more • Bills — rent, electricity, water, internet, phone, insurance • Memberships — gym, clubs, magazines, services • Custom payments — anything recurring, weekly, monthly or yearly A DASHBOARD THAT ACTUALLY HELPS • Spent this month — exactly what you’ve paid during the current calendar month, updated with each new payment and reset on the 1st • Yearly forecast — how much these payments will cost over the next 12 months • Next 7 days — see what’s coming from your card this week • Spend trajectory — see how your spending changes over 30 days, 3 months, 6 months or a full year • Category breakdown — find where you’re spending the most CALENDAR See all upcoming payments by date. Tap any day to see what’s due and what has already been paid. SPENDING INSIGHTS Stop guessing whether your spending is going up or down. See it directly. • Switch between 7-day, 30-day, 3-month, 6-month and 12-month views • See whether you’re spending more or less than in the previous period • A donut chart groups payments by category — software, music, video, fitness, utilities and more • See your largest payment and its real yearly cost to decide whether it’s still worth it SMART REMINDERS Set up to 3 reminders for each payment, each at its own time. Get reminded the night before, in the morning or 3 days ahead. FULL PAYMENT HISTORY Every payment is saved and searchable. Filter by date, service, category or amount. Find patterns, spot incorrect charges or see what you actually spent last year. MULTI-CURRENCY Track payments in USD, EUR, GBP, PLN, JPY, CAD, AUD, CHF, CNY, INR and more. Live exchange rates automatically convert everything to your main currency. IMPORT, EXPORT, OWN YOUR DATA Already have a list somewhere else? Import it via CSV. Need a backup or want to move to a spreadsheet? Export all your subscriptions and payments with one tap. Your data is yours. BUILT FOR FOCUS • Simple, distraction-free design with a full dark mode that follows your system • 7 languages — English, Polish, Spanish, French, German, Hindi, Chinese • Apple Watch — see your next payments on your wrist • Apple Sign-In and Google Sign-In — get started quickly without remembering passwords PRIVATE BY DEFAULT Your data is yours. Payitly doesn’t sell, share, or analyze your spending for advertisers. No third-party trackers. No ads. Delete your account anytime and your data will be deleted too. CONTACT Have a question or feature request? Contact us: Question? payitly.com/contact/ Privacy Policy: payitly.com/privacy-policy/ Terms of Service: payitly.com/terms-of-service/ PAYITLY PRO Track more than 3 payments. Free trial, cancel anytime. Stop wondering where your money goes. Start seeing it.

Log an expense in under 3 seconds — just say it. "Coffee 4.50", "Groceries 32 at the market", "Taxi 12": the app fills in the amount, category, merchant and note for you. Review, save, done. VOICE OR TEXT • Tap the mic and speak in your language, or type if you prefer • Edit any field with one tap before saving BUDGETS & SAVINGS GOALS • Monthly budgets per category with over-budget alerts • Savings goals with deadlines and monthly contribution hints • Add your income and see what's safe to spend CLEAR INSIGHTS • Donut, bar, trend and heatmap charts • Weekly spike alerts and per-category breakdowns • Spot recurring expenses PRIVATE BY DESIGN • Your expenses are stored on your device • Choose on-device parsing (nothing leaves your phone) or cloud parsing for higher accuracy • Backups and exports only when you choose Pick your own currency. Free with ads; Spendly Plus removes ads and unlocks unlimited cloud parsing. Terms of Use: https://nagy-legal.vercel.app/spendly/terms.html Privacy Policy: https://nagy-legal.vercel.app/spendly/privacy.html