FinanceWise vs Shared Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinanceWise
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FinanceWise is a simple, beautiful, and completely offline personal finance tracker. All your data stays on your device — no accounts, no cloud, no tracking. FEATURES: • Track expenses, income, and transfers between accounts • Dashboard with total balance, monthly summary, and recent transactions • Detailed reports with spending by category and monthly trends • Pie charts and bar charts for visual insights • Multiple accounts support (Cash, Bank, Card) • Custom categories with icons and colors • Search and filter transactions by type • Multi-currency support • PIN Lock & Biometrics support • Dark & Light theme with system auto-detect • Data export & import functionality • PDF Reports • 100% offline — your data never leaves your device • No registration or login required • Clean, modern mobile-first design Take control of your finances with complete privacy. No ads, no tracking, no internet required. Subscriptions are managed through your App Store account and renew automatically according to the selected plan. You can manage or cancel your subscription at any time from your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://someonedev32.github.io/MoneyManager/privacy.html
Shared Budget
Manage household finances with a group. Track income, expenses, budgets, and debts with clear charts and recurring transaction features. Ideal for couples, roommates, or families.
- Shared group creation and member invitation
- Quick income and expense logging
- Category spending visualization
- Monthly budget envelopes
- Debt tracking
- Recurring transaction setup
- Shared task management
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Shared Budget is a simple money management app for people living together. Whether you are a couple, roommates, or a family, Shared Budget helps everyone stay aligned on income, spending, and monthly goals. What you can do: Create a shared group and invite members with a code Add income and expenses in seconds See category spending with clear charts Set monthly budget envelopes and track overspending Track who owes whom with debt records Create recurring transactions for bills and routine payments Manage shared tasks and monthly to-dos View group activity history for full transparency Why Shared Budget: Clean, mobile-first experience (no complex spreadsheets) Built for shared household finances Fast daily tracking with clear monthly visibility Premium unlocks unlimited transactions, envelopes, and members Start today and always know where your money goes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
FinanceWise and Shared Budget are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FinanceWise sells 2 in-app purchases, starting at $4.99 per month and Shared Budget sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on October 13, 2026 and October 10, 2026 respectively.
| Parameter | FinanceWise | Shared Budget |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 days | Every 2 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 46 MB | 19 MB |
| Age rating | 9+ | 4+ |
| Developer | Flamur Ahmeti | Ruby Game Studio LLC |
In-app purchases
FinanceWise
- Pro$4.991 Month
- pro_yearly$29.991 Year
Shared Budget
- Shared Budget Premium Monthly$4.991 Month
- Shared Budget Premium$39.991 Year
Questions
Is FinanceWise free?
Is Shared Budget free?
Do FinanceWise or Shared Budget have ads?
Which is updated more often, FinanceWise or Shared Budget?
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