Comparison

FinanceWise vs Shared Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinanceWise

Read full description

FinanceWise is a simple, beautiful, and completely offline personal finance tracker. All your data stays on your device — no accounts, no cloud, no tracking. FEATURES: • Track expenses, income, and transfers between accounts • Dashboard with total balance, monthly summary, and recent transactions • Detailed reports with spending by category and monthly trends • Pie charts and bar charts for visual insights • Multiple accounts support (Cash, Bank, Card) • Custom categories with icons and colors • Search and filter transactions by type • Multi-currency support • PIN Lock & Biometrics support • Dark & Light theme with system auto-detect • Data export & import functionality • PDF Reports • 100% offline — your data never leaves your device • No registration or login required • Clean, modern mobile-first design Take control of your finances with complete privacy. No ads, no tracking, no internet required. Subscriptions are managed through your App Store account and renew automatically according to the selected plan. You can manage or cancel your subscription at any time from your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://someonedev32.github.io/MoneyManager/privacy.html

About

Shared Budget

Manage household finances with a group. Track income, expenses, budgets, and debts with clear charts and recurring transaction features. Ideal for couples, roommates, or families.

Highlights
  • Shared group creation and member invitation
  • Quick income and expense logging
  • Category spending visualization
  • Monthly budget envelopes
  • Debt tracking
  • Recurring transaction setup
  • Shared task management
Features
Read full description

Shared Budget is a simple money management app for people living together. Whether you are a couple, roommates, or a family, Shared Budget helps everyone stay aligned on income, spending, and monthly goals. What you can do: Create a shared group and invite members with a code Add income and expenses in seconds See category spending with clear charts Set monthly budget envelopes and track overspending Track who owes whom with debt records Create recurring transactions for bills and routine payments Manage shared tasks and monthly to-dos View group activity history for full transparency Why Shared Budget: Clean, mobile-first experience (no complex spreadsheets) Built for shared household finances Fast daily tracking with clear monthly visibility Premium unlocks unlimited transactions, envelopes, and members Start today and always know where your money goes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

FinanceWise3 screens
Shared Budget4 screens

Verdict

The call

FinanceWise and Shared Budget are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinanceWise sells 2 in-app purchases, starting at $4.99 per month and Shared Budget sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on October 13, 2026 and October 10, 2026 respectively.

ScorecardNo meaningful differences
FinanceWise versus Shared Budget: the parameters behind the verdict, then further details
ParameterFinanceWiseShared Budget
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 daysEvery 2 days
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.0 — better
Further details — not scored
Size46 MB19 MB
Age rating9+4+
DeveloperFlamur AhmetiRuby Game Studio LLC

In-app purchases

2 purchases

FinanceWise

Subscriptions2
  • Pro$4.991 Month
  • pro_yearly$29.991 Year
2 purchases

Shared Budget

Subscriptions2
  • Shared Budget Premium Monthly$4.991 Month
  • Shared Budget Premium$39.991 Year

Questions

Is FinanceWise free?
FinanceWise is free to download, with in-app purchases available.
Is Shared Budget free?
Shared Budget is free to download, with in-app purchases available.
Do FinanceWise or Shared Budget have ads?
Neither FinanceWise nor Shared Budget shows ads.
Which is updated more often, FinanceWise or Shared Budget?
FinanceWise ships an update every 2 days, and Shared Budget every 2 days. Most recently, FinanceWise was updated on October 13, 2026 and Shared Budget on October 10, 2026.

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