FIREDAY｜財務自由的那一天 vs Compound Wealth Simulator

如果時間是你唯一的貨幣，你還剩下多少？ 我們習慣看著銀行帳戶裡的數字，卻忘了計算為了這些數字，我們還需要付出多少勞動時數。 FIREDAY 不只是一個記帳工具，它是陪伴你邁向人生自由的倒數計算機。這裡的目標不一定是遙遠的退休，它可以是： - 想 Fire 老闆的那一天 - 說走就走的一趟旅程 - 無懼失業的財務底氣 - 人生渴望的財富自由 無論你的終點在哪裡，FIREDAY 都能幫你算出：「你距離那一天，還有多久？」 【 核心功能介紹 】 為了幫你將剩餘工作時數歸零，FIREDAY 提供以下專屬工具： [ 60 秒極速試算 ] 沒有繁瑣的設定。只要輸入你的目標金額、工作時數與每月收支，系統立刻將你的資產換算成時間。 [ 消費延後分析 ] 當你花費一筆錢，你花掉的不只是現金，而是時間。透過日常記帳，系統會即時顯示一杯咖啡或一支手機，將會讓你的自由日「延後」多少天，幫助你重新評估消費價值。 [ 投資加速模擬 ] 想知道被動收入的威力嗎？輸入你的投資預期，系統會模擬獲利如何幫你抵銷勞動時數。看著倒數時間縮短，成為你堅持理財的最大動力。 【 這是一場與時間的挑戰 】 這是一場與時間賽跑的財務規劃旅程。現在，看一眼你的倒數計時器。那個讓你擁抱自由的日子，是在變遠，還是在變近？ 下載 FIREDAY，讓自由，比想像中更近一點。 【 訂閱說明與服務條款 】 FIREDAY 提供「FIREDAY Pro」自動續訂服務，解鎖完整資產分析與未來沙盒模擬功能。 付款：確認購買後，款項將從您的 Apple ID 帳戶扣除。 續訂：訂閱將自動續訂，除非在目前訂閱期結束前至少 24 小時關閉自動續訂。 取消訂閱：購買後，您可以隨時前往 App Store 的「帳號設定」中管理或取消您的訂閱。 隱私權政策： https://docs.google.com/document/d/e/2PACX-1vRtOzEaaAVuoBMuQ4XDbs4gdGjlSf5GSOMQKHH7kj4fRG117MYjpQB0RT2eDmeaTQRUaUXuRQxxYJJo/pub

Compound Interest Calculator helps you visualize long-term investments with realistic, inflation-adjusted projections. Reverse-calculate from your savings goal, set independent contribution and growth periods, and plan with confidence for FIRE, retirement, or any long-term financial milestone. ■ Who this is for - Anyone planning long-term investments (IRA, Roth IRA, 401(k), ISA, NISA, iDeCo) - The FIRE community - Retirement planners - Goal-based savers - Inflation-conscious investors ■ 3 Calculation Modes - Calculate — Future value from initial assets and contributions - Reverse — Required monthly contribution to reach your goal - Compare — 3 return scenarios side by side ■ Independent Contribution Period Set your contribution years separately from your overall growth period (e.g. contribute for the first 10 years of a 30-year horizon, then let the balance compound). The chart highlights when contributions stop with a visual marker. ■ "Time to Goal" Reverse Calculation Calculate how long it takes to reach your target as "X years Y months." Just enter your monthly contribution and assumed return rate. ■ Inflation-Aware Display both nominal and real (purchasing-power) returns. Especially useful for users in high-inflation economies who want to understand the true future value of their savings. ■ 23 Currencies, 7 Languages Major world currencies including USD, EUR, GBP, JPY, CNY, KRW, INR, BRL, MXN, TRY. UI in English, Japanese, Chinese, Korean, Hindi, Spanish, and Portuguese. ■ Locale-Aware Number Formatting - Japan / China — 万, 億, 兆 - India — Lakh, Crore - English-speaking — K, M, B, T Numbers display in the format locals naturally read. ■ Privacy & Ads - All calculations happen on-device. Your input data is never sent to our servers. - This app is free, supported by in-app advertising. ■ Technical - iOS 15.6 or later - iPhone only ■ Disclaimer Calculations are simulations and do not guarantee future investment performance or inflation rates. Investment decisions are your own responsibility.