Compound Wealth Simulator vs FIRE Calculator

Compound Interest Calculator helps you visualize long-term investments with realistic, inflation-adjusted projections. Reverse-calculate from your savings goal, set independent contribution and growth periods, and plan with confidence for FIRE, retirement, or any long-term financial milestone. ■ Who this is for - Anyone planning long-term investments (IRA, Roth IRA, 401(k), ISA, NISA, iDeCo) - The FIRE community - Retirement planners - Goal-based savers - Inflation-conscious investors ■ 3 Calculation Modes - Calculate — Future value from initial assets and contributions - Reverse — Required monthly contribution to reach your goal - Compare — 3 return scenarios side by side ■ Independent Contribution Period Set your contribution years separately from your overall growth period (e.g. contribute for the first 10 years of a 30-year horizon, then let the balance compound). The chart highlights when contributions stop with a visual marker. ■ "Time to Goal" Reverse Calculation Calculate how long it takes to reach your target as "X years Y months." Just enter your monthly contribution and assumed return rate. ■ Inflation-Aware Display both nominal and real (purchasing-power) returns. Especially useful for users in high-inflation economies who want to understand the true future value of their savings. ■ 23 Currencies, 7 Languages Major world currencies including USD, EUR, GBP, JPY, CNY, KRW, INR, BRL, MXN, TRY. UI in English, Japanese, Chinese, Korean, Hindi, Spanish, and Portuguese. ■ Locale-Aware Number Formatting - Japan / China — 万, 億, 兆 - India — Lakh, Crore - English-speaking — K, M, B, T Numbers display in the format locals naturally read. ■ Privacy & Ads - All calculations happen on-device. Your input data is never sent to our servers. - This app is free, supported by in-app advertising. ■ Technical - iOS 15.6 or later - iPhone only ■ Disclaimer Calculations are simulations and do not guarantee future investment performance or inflation rates. Investment decisions are your own responsibility.

See exactly how long your money lasts. FIRE Timeline turns retirement math into one picture: a single timeline from the day you start saving to the day you draw it all down — or the day it simply doesn't run out. Move one slider and watch your whole plan update instantly. No spreadsheets, no accounts, no waiting. WHAT YOU CAN DO • See your plan as one timeline — saving years and drawdown years, side by side • Ask "When can I FIRE?" or "How much can I spend a month?" and get an instant answer • Compare withdrawal strategies: fixed amount, the 4% rule, front-loaded spending, or design your own • Try Side FIRE — see how many years earlier you could quit full-time work with a bit of side income • Save the plans you're torn between and overlay them on one chart • Log your real net worth over time and see exactly where you've drifted from plan • A Monte Carlo success score shows how your plan holds up across 1,000 possible futures • Full year-by-year table from today to age 100+ BUILT FOR YOUR SITUATION Whether you're maxing out a 401(k) or IRA, chasing FIRE in your 30s, or already retired and drawing down, FIRE Timeline adapts the starting numbers to where you are. YOUR DATA STAYS ON YOUR DEVICE Every calculation happens locally. No account required. No ads that show themselves — you choose if and when to watch one. Free to start. Premium removes limits and unlocks the full feature set, with new features added regularly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/