Comparison

Aseta vs Wealth Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Aseta

Easily track your net worth and asset allocation without linking bank accounts or recording every transaction. Take periodic snapshots to monitor wealth changes, analyze performance with powerful charts, and plan for financial goals. Offers multi-currency support and robust privacy features.

Highlights
  • Snapshot-based net worth tracking
  • Asset allocation analysis
  • Multi-currency portfolio management
  • Goal tracking and rebalancing
  • Built-in financial calculators
  • Privacy-first, offline-ready
  • CSV export
Features
Read full description

Aseta brings snapshot-first net worth tracking, important item management, and recurring expense planning together in one app. No need to record every transaction or connect a bank account โ€” track your net worth and asset allocation changes with less effort. ITEMS AND RECURRING EXPENSES - Manage purchase information, current value, status, location, photos or attachments, and warranty or return dates - Review daily usage cost and value history over time - Track recurring expenses such as rent, insurance, memberships, and subscriptions - See schedules, upcoming payments, and reminders alongside your overall financial picture SNAPSHOT-FIRST: TRACK NET WORTH THE SIMPLE WAY Unlike budgeting apps that demand daily transaction logging or bank credentials, Aseta lets you record your asset balances at a point in time. Take a monthly snapshot to see how your wealth changes over time. It's that simple. - Record balances at any frequency: daily, weekly, or monthly - Add historical snapshots to build your trend retroactively - Attach notes and income/expense summaries to each snapshot - Set customizable reminders to keep your rhythm POWERFUL ANALYTICS DASHBOARD See the full picture of your financial health with professional-grade charts and metrics: - Net worth trend over time - Period contribution analysis (which assets drove growth?) - Drawdown and volatility metrics - Asset allocation pie charts and breakdowns - Year-over-year and month-over-month comparisons MULTI-CURRENCY, MULTI-LEDGER, MULTI-PERSPECTIVE Manage complex portfolios with ease: - Multiple currencies per asset with automatic exchange rate conversion - Multiple ledger profiles (personal, family, scenario planning) - Custom asset group perspectives: view by geography, risk level, liquidity, or any custom tag - Sub-asset structure: break down accounts into parent-child hierarchies (e.g., brokerage with sub-portfolios) GOAL TRACKING AND REBALANCING Set financial goals and track your progress: - Amount goals: target total assets, net worth, specific accounts, or tagged groups - Allocation goals: set target ratios by account or tag group - Deviation view: see how far your current allocation drifts from target - Use deviation data to make rebalancing decisions BUILT-IN FINANCIAL CALCULATORS From tracking to decision-making in one app: - FIRE calculator: estimate your financial independence timeline - Compound interest withdrawal planner - Debt avalanche calculator: optimize debt payoff order PRIVACY-FIRST, OFFLINE-READY Stay in control of your financial data: - No bank login required -- ever - No proprietary server storing your data - Core data works fully offline - iCloud backup and restore - Cross-device sync via iCloud (Sync V2) - Biometric lock with Face ID and Touch ID - CSV export for auditing and migration 14 LANGUAGES SUPPORTED Use Aseta in your language: English, Arabic, German, Spanish, French, Hindi, Indonesian, Japanese, Korean, Portuguese (Brazil), Russian, Turkish, Simplified Chinese, Traditional Chinese. WHO IS ASETA FOR? - Individual investors tracking long-term wealth growth - High-net-worth individuals managing complex multi-currency portfolios - Family wealth managers overseeing shared assets - FIRE movement followers planning for financial independence - Privacy-conscious users who refuse to share bank credentials - Expats and global citizens with assets in multiple currencies - Anyone tired of transaction-by-transaction budgeting apps Aseta is free to use. Optional Aseta Pro is a one-time Lifetime purchase (no auto-renew) or an auto-renewable Monthly/Yearly subscription. Payment is charged to your Apple Account at confirmation. Subscriptions renew unless auto-renew is turned off at least 24 hours before the period ends. Manage or cancel in Apple Account settings. Prices vary by region. Privacy Policy: https://aseta.ulives.io/privacy-policy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Wealth Tracker

Features
Read full description

Know exactly where you stand โ€” financially. Wealth Tracker gives you a clear, complete picture of your net worth. Record your bank accounts, investments, crypto holdings, real estate, cash, and debts in one place. Watch your wealth grow over time with beautiful charts โ€” and plan your next move with built-in forecasting. No subscriptions. No paywalls. No ads. Completely free. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” TRACK EVERYTHING IN ONE PLACE Create monthly or quarterly financial snapshots and log balances across six categories: โ€ข Bank Accounts โ€” savings, checking, deposits โ€ข Investments โ€” stocks, bonds, index funds โ€ข Crypto โ€” Bitcoin, Ethereum, and any digital asset โ€ข Real Estate โ€” property values โ€ข Cash โ€” physical currency and reserves โ€ข Debts โ€” mortgages, loans, credit cards (subtracted automatically) Your net worth is calculated instantly. Every snapshot becomes a data point in your financial journey. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” FORECAST YOUR FUTURE See where your finances are headed. Wealth Tracker uses weighted linear regression to project your net worth forward โ€” with confidence bands so you know the range, not just the guess. Set financial goals, track your progress, and stay motivated with clear visual milestones. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” EVERY CURRENCY. AUTOMATIC. Track assets in any fiat currency, precious metal, or cryptocurrency. Exchange rates update automatically, so your net worth is always accurate โ€” no matter how global your portfolio is. Need a custom rate? Override any conversion manually. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” PRIVACY FIRST Your financial data stays on your device. iCloud sync and analytics are entirely opt-in โ€” disabled by default. Nothing is shared with us or third parties. Your money, your data, your rules. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” EXPORT YOUR DATA Your data belongs to you. Export everything to CSV or JSON at any time. No lock-in, no barriers. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” MORE FEATURES โ€ข Interactive net worth chart with time range filters (3M, 6M, 1Y, All) โ€ข Category breakdown charts โ€” see where your wealth is concentrated โ€ข Debt-to-asset ratio tracking โ€ข Account templates for faster snapshot entry โ€ข Biometric lock with Face ID or Touch ID โ€ข iCloud sync across all your Apple devices โ€ข Notification reminders so you never miss a snapshot โ€ข Per-category trend analysis โ€ข Dark, modern design that puts your numbers front and center โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” Take charge of your financial future. Download Wealth Tracker โ€” it's free.

Screenshots

Aseta4 screens
Wealth Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Wealth Tracker at none against Aseta's 3. Aseta's advantage is iOS requirement (16.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Aseta sells 3 in-app purchases, starting at $0.99 per month. Wealth Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. Both last shipped on October 25, 2026.

Scorecard2 real differences ยท 6 level
Aseta versus Wealth Tracker: the parameters behind the verdict, then further details
ParameterAsetaWealth Tracker
PriceFreeFree
Positive reviews50.0% of reviewsโ€”
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesYesNo โ€” better
MonetizationFree with in-app purchasesโ€”
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 โ€” better18.0
Further details โ€” not scored
Size39 MB8 MB
Age rating+44+
DeveloperGuangzhou Xilu Software StudioVladislav Komkov

In-app purchases

3 purchases

Aseta

Subscriptions2
  • Monthly Pro$0.991 Month
  • Yearly Pro$3.991 Year
One-time1
  • aseta Lifetime$9.99
None

Wealth Tracker

No in-app purchases

Questions

Is Aseta free?
Aseta is free to download, with in-app purchases available.
Is Wealth Tracker free?
Wealth Tracker is free to download, with no in-app purchases.
Do Aseta or Wealth Tracker have ads?
Neither Aseta nor Wealth Tracker shows ads.
Which is updated more often, Aseta or Wealth Tracker?
Aseta ships an update weekly, and Wealth Tracker weekly. Most recently, Aseta was updated on October 25, 2026 and Wealth Tracker on October 25, 2026.

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