Aseta vs 保險體檢

Aseta brings snapshot-first net worth tracking, important item management, and recurring expense planning together in one app. No need to record every transaction or connect a bank account — track your net worth and asset allocation changes with less effort. ITEMS AND RECURRING EXPENSES - Manage purchase information, current value, status, location, photos or attachments, and warranty or return dates - Review daily usage cost and value history over time - Track recurring expenses such as rent, insurance, memberships, and subscriptions - See schedules, upcoming payments, and reminders alongside your overall financial picture SNAPSHOT-FIRST: TRACK NET WORTH THE SIMPLE WAY Unlike budgeting apps that demand daily transaction logging or bank credentials, Aseta lets you record your asset balances at a point in time. Take a monthly snapshot to see how your wealth changes over time. It's that simple. - Record balances at any frequency: daily, weekly, or monthly - Add historical snapshots to build your trend retroactively - Attach notes and income/expense summaries to each snapshot - Set customizable reminders to keep your rhythm POWERFUL ANALYTICS DASHBOARD See the full picture of your financial health with professional-grade charts and metrics: - Net worth trend over time - Period contribution analysis (which assets drove growth?) - Drawdown and volatility metrics - Asset allocation pie charts and breakdowns - Year-over-year and month-over-month comparisons MULTI-CURRENCY, MULTI-LEDGER, MULTI-PERSPECTIVE Manage complex portfolios with ease: - Multiple currencies per asset with automatic exchange rate conversion - Multiple ledger profiles (personal, family, scenario planning) - Custom asset group perspectives: view by geography, risk level, liquidity, or any custom tag - Sub-asset structure: break down accounts into parent-child hierarchies (e.g., brokerage with sub-portfolios) GOAL TRACKING AND REBALANCING Set financial goals and track your progress: - Amount goals: target total assets, net worth, specific accounts, or tagged groups - Allocation goals: set target ratios by account or tag group - Deviation view: see how far your current allocation drifts from target - Use deviation data to make rebalancing decisions BUILT-IN FINANCIAL CALCULATORS From tracking to decision-making in one app: - FIRE calculator: estimate your financial independence timeline - Compound interest withdrawal planner - Debt avalanche calculator: optimize debt payoff order PRIVACY-FIRST, OFFLINE-READY Stay in control of your financial data: - No bank login required -- ever - No proprietary server storing your data - Core data works fully offline - iCloud backup and restore - Cross-device sync via iCloud (Sync V2) - Biometric lock with Face ID and Touch ID - CSV export for auditing and migration 14 LANGUAGES SUPPORTED Use Aseta in your language: English, Arabic, German, Spanish, French, Hindi, Indonesian, Japanese, Korean, Portuguese (Brazil), Russian, Turkish, Simplified Chinese, Traditional Chinese. WHO IS ASETA FOR? - Individual investors tracking long-term wealth growth - High-net-worth individuals managing complex multi-currency portfolios - Family wealth managers overseeing shared assets - FIRE movement followers planning for financial independence - Privacy-conscious users who refuse to share bank credentials - Expats and global citizens with assets in multiple currencies - Anyone tired of transaction-by-transaction budgeting apps Aseta is free to use. Optional Aseta Pro is a one-time Lifetime purchase (no auto-renew) or an auto-renewable Monthly/Yearly subscription. Payment is charged to your Apple Account at confirmation. Subscriptions renew unless auto-renew is turned off at least 24 hours before the period ends. Manage or cancel in Apple Account settings. Prices vary by region. Privacy Policy: https://aseta.ulives.io/privacy-policy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

你是否清楚自己目前有哪些保單？ 也想更有效率地整理保單內容與保障資料？ 如果你是保險從業人員， 需要在短時間內整理客戶現有保單與保障資訊， 現在可以用一個 App 完成。 【從業人員功能】 ● 客戶保單管理 可建立客戶資料，整理每位客戶的保障需求、現有保單與保障資訊，方便查看與後續追蹤。 ● 自訂品牌 PDF 報告 可上傳 Logo、設定主題色，匯出帶有個人品牌資訊的 PDF 報告，方便提供給客戶留存與參考。 ● AI 拍照快速建檔 拍照即可辨識保單內容並建立資料，支援多家保險公司，減少重複輸入時間，協助整理保單資訊。 【保障分析功能】 ● 個人化保障需求分析 依年齡、家庭狀況、收入與負債等資料，整理壽險、意外、醫療、重大傷病、失能等保障需求資訊，並納入 2% 年通膨折現計算。 ● 保單與保障資訊整理 協助整理現有保單內容、保障項目與客觀參考資訊，讓使用者更清楚查看目前保障資料。 【個人使用者也適合】 不是保險從業人員也能使用。 拍張保單照片，即可整理自己與家人的保單與保障資訊。 【方案說明】 免費版：需求分析 + 5 次 AI 辨識 + 2 位家人 個人版（NT$60/月 或 NT$590/年）：300 次/月 AI 辨識 + 無限保單 + 5 位家人 + PDF 報告 業務版（NT$190/月 或 NT$1,990/年）：2,000 次/月 AI 辨識 + 無限客戶管理 + 自訂品牌報告 【隱私說明】 資料可儲存在你的 iCloud，不需另外建立帳號。請依裝置與 Apple 帳號設定使用相關同步功能。 Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/