Private Money Tracker vs 青羽记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Private Money Tracker
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Private Money Tracker - Track Expenses in 3 Seconds Your money, your data, your freedom. Private Money Tracker is a privacy-first expense tracker that runs offline by default. No ads, no account required - just fast, simple money management. WHY FREELEDGER? - 3-Second Tracking - Open, enter amount, select category, done - Offline by Default - The app makes no automatic network requests; your data stays on your device - Completely Free - No ads, no subscriptions, no hidden costs - Privacy First - No account, no tracking, no data collection - Smart Categories - Auto-sorted by your usage patterns - Beautiful Insights - Charts and graphs to understand your spending KEY FEATURES FAST & SIMPLE - Lightning-fast expense entry in under 3 seconds - Smart category suggestions based on your habits - Quick edit and delete with swipe gestures - Intuitive interface designed for daily use POWERFUL INSIGHTS - Monthly spending breakdown with pie charts - Trend analysis with line graphs - Tag-based expense grouping and filtering - Search through your transaction history - Export to CSV for detailed analysis PRIVACY & SECURITY - App-level password protection - All data stored locally on your device; your entries are never uploaded to our servers - Backup and restore with encrypted files - No automatic network requests - Zero data collection or tracking PERSONALIZATION - 15 beautiful themes for every personality - Multi-currency support with localization - 46 languages including English, Chinese, Japanese, Korean, and more - Customizable categories and tags - Flexible date and number formats SMART REMINDERS - Set up recurring expense reminders - Daily, weekly, or monthly notifications - Never forget regular payments again PERFECT FOR - Students managing allowances - Professionals tracking business expenses - Families budgeting household costs - Anyone who values privacy and simplicity NO COMPROMISES Unlike other expense trackers, Private Money Tracker doesn't force you to choose between features and privacy. You get powerful money management tools without sacrificing your data security. - No account registration - No automatic network requests. You can optionally turn on iCloud sync yourself - your data then syncs only through your own Apple private iCloud database, and we can never access it - No ads interrupting your workflow - No subscription fees - No data mining or selling your information WHAT USERS SAY "Finally, an expense tracker that respects my privacy!" "The 3-second tracking is a game changer for my daily routine." "Beautiful design, works offline by default, completely free - what more could I ask for?" GET STARTED IN SECONDS 1. Download Private Money Tracker 2. Choose your currency 3. Start tracking expenses immediately 4. View insights and take control of your finances Your financial data belongs to you. Download Private Money Tracker today and experience expense tracking the way it should be - fast, private, and completely free. --- SUPPORT & FEEDBACK We're committed to making Private Money Tracker the best expense tracker. Have questions or suggestions? Contact us at tomaswell163@gmail.com Follow our journey and get updates on new features! About iCloud Sync Private Money Tracker runs entirely on your device and makes no automatic network requests. If you want to, you can turn on cross-device sync yourself under Settings > iCloud Sync. Your data then syncs only through your own Apple private iCloud database, limited to your own devices signed in with the same Apple ID — we can never access or decrypt it. Turn it off and the app goes back to fully local operation. Nothing is missing if you leave it off.
青羽记账
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青羽是一面只属于你的镜子。 它不教你省钱,不替你定目标,只把你的钱照清楚,然后陪你安静地看。 —— 轻记账 —— · 说一句话就记好:「瑞幸 18 块」,金额、分类、备注自动识别 · 也可以敲键盘,几秒一笔:分类、金额、完成 · 微信、支付宝账单一键导入 · 语音和导入都会学习:改过一次分类,下次自动沿用 · 越用越快,越用越懂你 —— 重分析 —— 记账只是手段,看懂才是目的。青羽的每张图表都回答一个真实的问题: · 钱去哪了——分类占比、每月支出全景 · 哪几笔最伤——大额支出单独拎出来看 · 温水煮青蛙在哪——高频小额消费分析,单笔小,合起来不少 · 这一年过得怎么样——年度收支、结余走势、和过去的自己比 —— 不做预算 —— 我们不让你设预算,也不在你超支时弹出红色警告。 青羽只呈现真实的数据,参照系只有一个:过去的你。 今天比上月日均花得多还是少,一眼看见,然后该干嘛干嘛。 记账不该带来愧疚感,看清楚本身就是改变的开始。 —— 数据不出手机 —— · 没有账号系统,无需注册 · 所有数据存储在你自己的设备里 · 没有服务器收集你的消费记录——不是不愿意,是架构上做不到 · 支持应用锁,多一层安心 —— 没有的东西 —— 没有广告,没有信息流,没有理财课程,没有借贷入口。 一个记账应用该有的安静,青羽都有。 —— 轻轻记下,认真看见。 青羽,你的财务从此有迹可循。
Screenshots
Verdict
The clearest difference is in-app purchases: Private Money Tracker at none against 青羽记账's 1. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 青羽记账 sells 1 one-off in-app purchase. Private Money Tracker asks for nothing beyond the download.
Private Money Tracker ships an update every 5 days, 青羽记账 weekly. Both last shipped on October 31, 2026.
| Parameter | Private Money Tracker | 青羽记账 |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days — better | Weekly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 11 MB | 3 MB |
| Age rating | 12+ | 4+ |
| Developer | 洋 王 | 尚霖 李 |
In-app purchases
Private Money Tracker
No in-app purchases
青羽记账
- 青羽记账 · 永久解锁$3.99
Questions
Is Private Money Tracker free?
Is 青羽记账 free?
Do Private Money Tracker or 青羽记账 have ads?
Which is updated more often, Private Money Tracker or 青羽记账?
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