HSA Vault vs HSA Vault+

HSAVault 1.1 brings significant improvements to eligibility accuracy — the AI no longer hallucinate eligible amounts on grocery receipts, and the keyword engine has been tightened to avoid false positives on general merchandise. You can now upload PDFs directly from the Files app, manual entry is instant, and your merchant preferences (category, dependent) are reliably remembered across future scans. The Insights tab year picker now handles any number of years gracefully. Stop losing money from your HSA. HSAVault turns medical receipts into organized, expense records in seconds — with AI-powered scanning that runs entirely on your device. HOW IT WORKS Point your camera at any receipt. HSAVault instantly reads the merchant, date, amount, and tax. It checks IRS Publication 502 to confirm eligibility, suggests the right category, and saves everything securely on your device. No typing. No cloud uploads. No accounts to create. FEATURES • AI-powered receipt scanning with on-device OCR • HSA eligible amount auto-detection from receipt codes • Split transactions for mixed-eligibility receipts • HSA balance tracking with annual limits • Dependent tagging (Self, Spouse, Child) • Smart merchant rules that learn your preferences • Export as CSV, PDF report, or full image bundle • Year-end tax summary with IRS form references • Monthly spending insights and category breakdowns • Face ID & Touch ID biometric lock • Duplicate receipt detection PRIVACY BY DESIGN HSAVault processes everything on-device using Apple Vision. We don't have cloud servers. We don't collect data. We don't require accounts. Your health financial information is protected by Apple's built-in device encryption and for backup only lives in your own iCloud. FREE & PRO Start free with 5 AI scans per month, unlimited manual entry, balance tracking, and CSV export. Upgrade to Pro for unlimited scanning, PDF reports, full exports, tax summaries, and spending insights — just $9.99/year or $19.99 lifetime. Download HSAVault today and start turning receipts into tax savings. DISCLAIMER: HSAVault is a personal organizational tool for tracking HSA receipts. It does not provide tax, medical, or financial advice. Eligibility determinations are based on general IRS Publication 502 categories and may not be accurate for your specific situation. Contribution limits and IRS figures are informational only and subject to annual changes. Always consult a qualified tax professional or your HSA administrator before making financial decisions. Not affiliated with the IRS. We Follow Apple's EULA for subscriptions - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

HSA Vault transforms chaotic medical expense tracking into an organized wealth-building strategy that maximizes your HSA's triple tax advantages. Why HSA Vault? Most HSA holders are unknowingly leaving thousands of dollars on the table by not properly leveraging the reimbursement strategy. Pay medical expenses out of pocket now, let your HSA funds compound tax-free, then reimburse yourself later - there's no time limit on HSA reimbursements. Key Features: • Savings Dashboard - Track your total reimbursable balance with monthly trends • Receipt Photography - Securely store receipts in your personal Google Drive • Complete Data Ownership - Your information stays in your Google account • Google Sheets Sync - Automatic backup and easy data access • Dual Expense Tracking - Log both HSA card and out-of-pocket expenses • Reimbursement Management - Mark expenses as reimbursed when claimed • PDF Export - Generate reports for tax season and insurance claims • Advanced Filtering - Find any expense by vendor, category, or date How It Works: 1. Photograph receipts after medical appointments 2. Log whether you paid out-of-pocket or used HSA card 3. Watch your reimbursable balance grow over time 4. Reimburse yourself tax-free whenever you need cash The Strategy: Instead of using your HSA card immediately, pay medical expenses out of pocket while your HSA funds grow tax-free through investments. Your tracked out-of-pocket expenses become a growing vault of money you can claim tax-free at any time - next month or in 20 years. Privacy & Security: Unlike other apps that store your sensitive financial data on their servers, HSA Vault saves everything directly to your personal Google Drive. You maintain complete ownership and control of your information. Perfect For: • Financially savvy professionals maximizing tax advantages • Families with regular medical expenses • Anyone contributing to HSAs who wants to optimize benefits • Users who value data privacy and ownership Results: Users typically build thousands of dollars in reimbursable balances annually, creating significant tax-free cash reserves accessible without penalties. Transform every medical receipt into a future tax-free withdrawal opportunity. Turn your HSA from a simple medical debit card into a sophisticated wealth-building tool. Download HSA Vault and start maximizing your tax advantages today.