HSA Vault vs HSA Vault

HSAVault 1.1 brings significant improvements to eligibility accuracy — the AI no longer hallucinate eligible amounts on grocery receipts, and the keyword engine has been tightened to avoid false positives on general merchandise. You can now upload PDFs directly from the Files app, manual entry is instant, and your merchant preferences (category, dependent) are reliably remembered across future scans. The Insights tab year picker now handles any number of years gracefully. Stop losing money from your HSA. HSAVault turns medical receipts into organized, expense records in seconds — with AI-powered scanning that runs entirely on your device. HOW IT WORKS Point your camera at any receipt. HSAVault instantly reads the merchant, date, amount, and tax. It checks IRS Publication 502 to confirm eligibility, suggests the right category, and saves everything securely on your device. No typing. No cloud uploads. No accounts to create. FEATURES • AI-powered receipt scanning with on-device OCR • HSA eligible amount auto-detection from receipt codes • Split transactions for mixed-eligibility receipts • HSA balance tracking with annual limits • Dependent tagging (Self, Spouse, Child) • Smart merchant rules that learn your preferences • Export as CSV, PDF report, or full image bundle • Year-end tax summary with IRS form references • Monthly spending insights and category breakdowns • Face ID & Touch ID biometric lock • Duplicate receipt detection PRIVACY BY DESIGN HSAVault processes everything on-device using Apple Vision. We don't have cloud servers. We don't collect data. We don't require accounts. Your health financial information is protected by Apple's built-in device encryption and for backup only lives in your own iCloud. FREE & PRO Start free with 5 AI scans per month, unlimited manual entry, balance tracking, and CSV export. Upgrade to Pro for unlimited scanning, PDF reports, full exports, tax summaries, and spending insights — just $9.99/year or $19.99 lifetime. Download HSAVault today and start turning receipts into tax savings. DISCLAIMER: HSAVault is a personal organizational tool for tracking HSA receipts. It does not provide tax, medical, or financial advice. Eligibility determinations are based on general IRS Publication 502 categories and may not be accurate for your specific situation. Contribution limits and IRS figures are informational only and subject to annual changes. Always consult a qualified tax professional or your HSA administrator before making financial decisions. Not affiliated with the IRS. We Follow Apple's EULA for subscriptions - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Stop leaving tax-free money on the table. HSA Vault is the ultimate receipt tracker and financial planner designed specifically for Health Savings Account optimizers and the FIRE (Financial Independence, Retire Early) community. The smartest way to build long-term wealth is to pay for today’s medical expenses out-of-pocket, leave your HSA funds invested, and claim your tax-free reimbursements decades down the road. HSA Vault acts as your digital shoebox, securely logging every eligible expense and safeguarding your proof so your investments can compound uninterrupted. Whether you are logging a copay, tracking a trip to the dentist, or exporting your yearly summaries for tax season, HSA Vault does the heavy lifting. Core Features AI-Powered Receipt Scanning: Snap a photo and let AI automatically extract the merchant, date, and totals. The scanner instantly identifies and separates HSA-eligible items from non-eligible items, making mixed grocery or pharmacy receipts effortless to log. Medical Mileage Tracker: Keep IRS-compliant driving logs. Quickly input your destination and roundtrip miles to automatically calculate your exact eligible deduction using standard medical mileage rates. FIRE Growth Calculator: Visualize your true withdrawal power. See exactly how much your logged receipts will be worth in the future if left invested, and calculate the clear opportunity cost of reimbursing yourself today. Tax-Ready Exports: Generate complete, audit-ready reports in seconds. Export beautiful PDFs with receipt images attached or clean CSV spreadsheets. Get the exact line-by-line numbers you need for IRS Form 8889 to hand straight to your CPA. Advanced Organization: Filter your expenses by year, category, or family member. Beautiful, dynamic charts give you a bird's-eye view of your lifetime medical spending and available tax-free withdrawal balance. Private & Secure Sync: Your financial and health data belongs exclusively to you. Maintain total control over your records with encrypted backups that you can securely sync to your own iCloud, Google Drive, or local storage. Turn your healthcare expenses into a massive tax-free retirement vehicle. Start tracking with HSA Vault today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/