Comparison

FinLens vs SpendGrid

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

FinLens

Read full description

Record spending automatically with local AI FinLens reads your bank and card SMS alerts and turns them into transactions on your iPhone โ€” no manual typing, no complex rules. Local AI extracts the amount, merchant, and card so your spending history builds itself. You can edit merchant, amount, category, or card anytime. Shops and cards, created for you Shops are added automatically from your purchases. You can also add shops yourself for better matching, set a default category and logo per shop, and keep everything organized without extra work. Cards are created from SMS โ€” you only choose debit or credit. Easy spend tracking in your currency Choose a main currency and see one clear total. All amounts convert automatically, so you get simple breakdowns by category and by debit/credit โ€” even when you spend in multiple currencies. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SpendGrid

Features
Read full description

SpendGrid: Expense Tracker Take control of your money with SpendGrid โ€” your clean, modern daily budget & expense tracker built for iOS. SpendGrid makes it effortless to log every income and expense, understand where your money goes, and stay on top of your monthly budget. With a beautiful iOS-native interface, powerful insights, and flexible storage options, it's the perfect companion for everyday personal finance. KEY FEATURES โ€ข Fast Transaction Logging Add income and expenses in seconds with titles, amounts, dates, and categories. Edit or delete entries anytime, right from your transaction history. โ€ข Smart Categorization Start with pre-seeded categories for food, bills, transport, subscriptions, and more โ€” then customize or create your own with personal color labels. โ€ข Calendar View (Pro) Browse your spending day by day with a full calendar layout. Tap any date to see exactly what you spent and earned. โ€ข Budget Tracking (Pro) Set monthly budgets per category and track your progress in real time. Timeline budgets keep you accountable all month long. โ€ข Clear Monthly Overview See total income, total expenses, and current balance at a glance. Quickly jump between months and track progress over time. โ€ข Daily Spending Breakdown View transactions grouped by day with per-day totals so you can pinpoint exactly when and where your money is going. โ€ข Rich Visual Insights (Pro) Explore charts and summaries that highlight spending trends, overspending areas, and saving opportunities โ€” all in one place. โ€ข Import & Export Import transactions from CSV or export your full history in CSV format via the system share sheet โ€” great for backups, tax prep, or sharing with an accountant. โ€ข Private & Local by Design Your transaction data is stored locally on your device by default for fast performance and full control over your personal finances. โ€ข Custom Currency & Themes Choose from 100+ currencies with a searchable full-screen picker. Enjoy Dark Mode support with a modern, clean layout. --- SPENDGRID PRO Unlock the full SpendGrid experience with a Pro subscription: โ€ข iCloud backup & restore to keep your data safe across devices โ€ข Unlimited budgets per category โ€ข Access to Calendar View, Visual Insights, and all Pro features Try Pro free for 7 days. Plans available monthly, annually, or as a one-time lifetime purchase. --- Whether you're tracking a daily budget, managing bills, monitoring income, or planning savings, SpendGrid gives you the clarity you need to make smarter money decisions every day. --- Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kachhiyadhruvit1992.github.io/ExpenseTrackerProWeb/privacy.html

Screenshots

FinLens4 screens
SpendGrid4 screens

Verdict

The call

The clearest difference is ads: FinLens at none against SpendGrid's shown. FinLens also leads on iOS requirement (16.2 vs 18.6). SpendGrid's advantage is update cadence (every 3 days vs weekly). On price, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. FinLens sells 1 in-app purchase, starting at $9.99 per month and SpendGrid sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

FinLens ships an update weekly, SpendGrid every 3 days. The most recent releases landed on September 17, 2026 and September 10, 2026 respectively.

Scorecard3 real differences ยท 3 level
FinLens versus SpendGrid: the parameters behind the verdict, then further details
ParameterFinLensSpendGrid
PriceFreeFree
Update frequencyWeeklyEvery 3 days โ€” better
AdsNo โ€” betterYes
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad โ€” better
Requires iOS16.2 โ€” better18.6
Further details โ€” not scored
Size54 MB19 MB
Age rating4+4+
DeveloperAxont LLCJanki Kachhiya

In-app purchases

1 purchases

FinLens

Subscriptions1
  • Premium monthly subscription$9.991 Month
3 purchases

SpendGrid

Subscriptions2
  • SpendGrid Pro โ€“ Monthly$1.991 Month
  • SpendGrid Pro โ€“ Annual7 Days trial$9.991 Year
One-time1
  • SpendGrid Pro โ€“ Lifetime$24.99

Questions

Is FinLens free?
FinLens is free to download, with in-app purchases available.
Is SpendGrid free?
SpendGrid is free to download, with in-app purchases available.
Do FinLens or SpendGrid have ads?
SpendGrid shows ads; FinLens does not.
Which is updated more often, FinLens or SpendGrid?
FinLens ships an update weekly, and SpendGrid every 3 days. Most recently, FinLens was updated on September 17, 2026 and SpendGrid on September 10, 2026.

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