FinLens vs Paisaflow

Record spending automatically with local AI FinLens reads your bank and card SMS alerts and turns them into transactions on your iPhone — no manual typing, no complex rules. Local AI extracts the amount, merchant, and card so your spending history builds itself. You can edit merchant, amount, category, or card anytime. Shops and cards, created for you Shops are added automatically from your purchases. You can also add shops yourself for better matching, set a default category and logo per shop, and keep everything organized without extra work. Cards are created from SMS — you only choose debit or credit. Easy spend tracking in your currency Choose a main currency and see one clear total. All amounts convert automatically, so you get simple breakdowns by category and by debit/credit — even when you spend in multiple currencies. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Every feature free. No premium tier, no locked buttons, no trial that expires. PaisaFlow is an expense tracker and budget planner that keeps your money data on your own phone. No account, no sign-up, no cloud. Open it and start logging. LOG AN EXPENSE IN SECONDS Most expense apps make you tap through a form. PaisaFlow opens on a keypad with the amount ready, expense preselected, and your most-used category already chosen. Two taps and the amount is all it usually takes. There is a "Save & add another" button for when you are catching up on a week of receipts. BUDGETS THAT WARN YOU IN TIME A budget that only tells you the damage afterwards is useless. PaisaFlow tracks your spending against the pace you would need to keep, so you can see you are running hot on the 10th rather than the 30th. When spending crosses a budget threshold you are told the moment it happens, with the figure, not the next time you happen to open the app. SEE WHERE THE MONEY ACTUALLY GOES - A spend-versus-pace chart with a forecast for the month - Your top spending categories, ranked, with real percentages - A calendar heat map showing which days cost you the most - Monthly trends for both spending and income - Filter any report by day, week, month or year YOUR DATA STAYS YOURS Everything is stored locally on your device. There is no account to create, no server holding your transaction history, and the app works completely offline — on a plane, on the underground, anywhere. Export the lot to CSV whenever you like and open it in any spreadsheet. Take a full backup and restore it later. It is your data, in a format you can read, that you can take with you. WHAT ELSE IS INCLUDED — ALL FREE - Income and expense tracking with custom categories - Recurring entries for rent, salary and subscriptions, entered once - Multiple budgets, weekly, monthly or yearly - 154 currencies - Full dark mode - CSV export and complete backup and restore - Undo on deletions, so a mis-swipe is not permanent BUILT TO BE READABLE Amounts line up in proper columns so you can scan them. Income and expenses are told apart by a plus or minus sign, not by colour alone, so the app still works if you are colourblind or looking at a screenshot in greyscale. Text scales with your system setting, and every screen has been checked against accessibility contrast standards. HONEST ABOUT ADS PaisaFlow is free because it shows a small banner ad. That is the whole business model. There is no paid tier and there is not going to be one, so no feature will ever be taken away and sold back to you. Ads never appear while you are entering a transaction or confirming a deletion. WHAT PAISAFLOW DOES NOT DO It does not connect to your bank. It does not sync between devices. It does not scan receipts. If you need those, another app will serve you better — and we would rather tell you now than have you find out after installing. Questions or a bug to report? Get in touch, we read everything.