Comparison

SubClear vs Spendly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SubClear

Features
Read full description

SubClear helps you understand your subscriptions at a glance. See how much you’re paying every month, check what you’re actually using, and manage everything in one place. • View your total monthly cost instantly • Spot subscriptions not confirmed for 30+ days • Estimate potential annual savings • Keep all subscriptions organized • Simple, clean interface — no clutter SubClear does not connect to your bank account. All information is entered and managed by you. Pay once. No subscription.

About

Spendly

Features
Read full description

Spendly: Visual Expense Logs Spendly helps you track every expense with a clean, modern design built for effortless daily use. Get clear insights into your money without the complexity, subscriptions, or privacy worries. • Yearly Spending Heatmap: Track your habits with a GitHub-style daily heatmap for any year. Plus, get an instant annual summary featuring your year total, daily average, and busiest month. • Siri and Shortcuts Integration: Log on the go! Just say, "Hey Siri, log an expense" or ask, "How much did I spend this month?" • Receipt Photos: Snap and attach a photo to any transaction to keep your proof of purchase organized. Stored 100% privately on-device. • CSV Import and Restore: Easily import a previously exported Spendly CSV to back up your data or migrate between devices. • Massive Currency Expansion: Added 40+ new world currencies - including the Malaysian Ringgit (MYR) - bringing the total to over 50+ supported currencies! • Streamlined Currency Experience: Features a beautiful new searchable currency picker and an updated first-launch onboarding. Changing your currency in Settings now updates everywhere instantly with no app restart needed. SEE YOUR SPENDING CLEARLY • Visual Month Chips: See exactly how much you spent each month at a glance. • Beautiful Charts: Pie charts and bar graphs reveal exactly where your money goes. • Instant Comparisons: Compare this month vs. last month to spot trends instantly. POWERFUL YET SIMPLE • Quick Logging: Add transactions in seconds with smart categories and icons. • Smart Dashboard: View your Today, This Week, and This Month totals in one place. • Full History: Search, filter, and review your entire transaction history by month. GLOBAL AND FLEXIBLE • 50+ World Currencies: Full support for major global currencies with instant, app-wide conversion. • Clean Exports: Export monthly data as a CSV spreadsheet or a clean PDF report for easy budgeting. 100% PRIVATE BY DESIGN • On-Device Storage: Your financial data and receipt photos stay securely on your device. Download Spendly today and take control of your daily spending!

Screenshots

SubClear3 screens
Spendly4 screens

Verdict

The call

The clearest difference is in-app purchases: Spendly at none against SubClear's 1. SubClear's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubClear sells 1 one-off in-app purchase. Spendly asks for nothing beyond the download.

UpkeepUpdate frequency

SubClear ships an update every 5 days, Spendly every 3 days. The most recent releases landed on September 16, 2026 and September 25, 2026 respectively.

Scorecard2 real differences · 4 level
SubClear versus Spendly: the parameters behind the verdict, then further details
ParameterSubClearSpendly
PriceFreeFree
Update frequencyEvery 5 daysEvery 3 days — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size26 MB4 MB
Age rating4+4+
DeveloperCHAO HUANGTextWaves Inc

In-app purchases

1 purchases

SubClear

One-time1
  • Corevo Pro(永久版)$2.99
None

Spendly

No in-app purchases

Questions

Is SubClear free?
SubClear is free to download, with in-app purchases available.
Is Spendly free?
Spendly is free to download, with no in-app purchases.
Do SubClear or Spendly have ads?
Neither SubClear nor Spendly shows ads.
Which is updated more often, SubClear or Spendly?
SubClear ships an update every 5 days, and Spendly every 3 days. Most recently, SubClear was updated on September 16, 2026 and Spendly on September 25, 2026.

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