Planfolio vs Dividend Tracker

Planfolio turns your portfolio into a plan. Define a clear investment strategy and a financial freedom goal, then monitor and steer your stocks, ETFs and crypto against it — with a constant portfolio health check, deep fundamental analysis and AI research that shows you exactly where to act. WHY PLANFOLIO IS DIFFERENT Most portfolio trackers stop at showing you numbers. Planfolio tells you what those numbers mean for YOUR strategy: Is your allocation drifting? Is one position quietly dominating your risk? Are you still on track for financial independence? Planfolio answers these questions automatically, every day. PORTFOLIO HEALTH CHECK WITH PERSONAL RECOMMENDATIONS A 5-dimension health radar continuously scores your portfolio on diversification, fundamentals, volatility, dividends, and goal progress — measured against the strategy YOU defined. Instead of generic scores you get personalized, actionable insights to fix weak spots before they hurt performance. FUNDAMENTAL ANALYSIS MADE SIMPLE Skip the spreadsheet. Forget about 100s of numbers. Planfolio condenses financial health, growth, profitability, price evaluation, return and risk factors into clear visual overviews for every stock and ETF — P/E, PEG, margins, revenue and earnings growth, payout ratio and more. Spot overvalued positions and hidden risks in seconds, not hours. POSITION IMPACT ANALYTICS See what each holding actually does to your portfolio: how it shifts your returns, volatility, and diversification. Check the impact BEFORE you buy — for any stock on your watchlist — and make every trade a deliberate strategy decision. AI RESEARCH SAVES YOU HOURS Your home screen shows an intraday AI summary of the major market drivers, so you always know what is moving markets. For every asset, AI research delivers the key growth drivers and risk factors in a 12-month outlook. Know what political and market factors are important for your holdings. YOUR FINANCIAL FREEDOM PLAN, BUILT IN Set your FIRE or wealth target and Planfolio projects your path with realistic return scenarios, savings rates and withdrawal strategies. Know your FI number, FI date, and track whether you are ahead or behind plan — and what to change if you are not. TAX INSIGHTS Planfolio breaks down your realized gains, losses and dividend income per tax year, so you know where you stand before the filing deadline. See your taxable gains at a glance instead of reconstructing them from broker statements. EVERYTHING ELSE YOU EXPECT FROM A MODERN TRACKER - Automatic broker sync or CSV import (DeGiro, Robinhood, Schwab, Trade Republic, Vanguard, and many more) - Import from your current portfolio tracker (Parqet, Portfolio Performance and more) - Real-time and intraday prices, performance and gain charts for every period - Dividend calendar, income tracking and dividend growth analysis - Multi-currency support with automatic conversion to your home currency - Watchlists with full analysis before you invest - Beautiful, fast native app PRIVACY BY DESIGN — NOT AS A TAGLINE Your financial data is end-to-end encrypted on your device before anything is stored. The encryption keys never leave your phone, so nobody but you can read it. No ads, no data selling, no profiling. "We don't sell your data" isn't good enough — we can't even see it. TRY EVERYTHING FREE FOR 14 DAYS Explore ALL Pro features for 14 days — no credit card, no upfront subscription. Afterwards you automatically continue on the free tier. Love Planfolio Pro? Keep every feature unlocked with a monthly or discounted annual subscription. Whether you are building long-term wealth with ETFs, hunting dividend income, or managing a focused stock portfolio on your way to financial independence — Planfolio gives you the strategy, the analysis and the daily guidance to stay on track. Planfolio is an information tool, not investment advice. Terms of Use (EULA): https://planfolio.io/terms Privacy Policy: https://planfolio.io/privacy

Divara tracks your dividend income — not your portfolio's market value. Add what you own once. Divara shows your annualized dividend income and monthly average, when announced payments land, and how safe that payment looks according to what the company itself filed. WHAT YOU GET • Dividend calendar: every announced ex-dividend and payment date — taken from the company's own filing, never estimated • Income view: annualized dividend income and its monthly average, plus your yield on cost — worked out from your own purchase price • Dividend safety card: five checks per stock, taken straight from the company's filings • Browse without a portfolio: look up upcoming ex-dates and safety scores before you buy anything • Financial statements: balance sheet, income statement and cash flow — five years side by side for US filers, two for Borsa Istanbul, which is what KAP's annual report carries • Dividend calculator: see what adding shares would do to your income WHERE THE NUMBERS COME FROM Every figure is read from official filings — SEC EDGAR for US-listed companies, KAP for Borsa Istanbul. Each number carries the document and the date it came from. Nothing is estimated. If a company has not announced a date yet, Divara says so instead of guessing it. THE FIVE SAFETY CHECKS 1. Does cash flow cover the dividend (operating cash flow less capital spending) 2. Does profit cover the dividend (payout ratio) 3. Debt level and current ratio 4. Has the dividend per share been cut in the last five years (needs three years of filings; on Borsa Istanbul KAP gives two, so this check is marked unmeasured there rather than passed) 5. Direction of return on assets and gross margin You see "4 of 5 checks passed" and the name of the one that failed — not a letter grade that hides the reason. YOUR DATA STAYS ON YOUR PHONE No account required. Your holdings live on the device and are never sent to us — there is no server to sign in to. They travel in your iPhone's own backup, which you control in iOS Settings. CSV export is part of Divara Plus — your records are yours to take with you. FREE AND PAID Free is a read-only preview: today's dividend calendar and company search. Nothing is saved and nothing is calculated for you. Divara Plus opens all of it — every announced date, the five safety checks, financial statements, income and yield on cost, the calculator, saved holdings and CSV export. Plus comes weekly, monthly, yearly, or once for life. Eligible first-time subscribers can get a 3-day free trial on the yearly plan; the lifetime plan is a single payment that never renews. One plan, everything in it; there is no higher tier and no upsell inside the app. WHAT DIVARA DOES NOT DO Divara does not show live share prices or market value, and it does not connect to your broker. It covers US-listed stocks, including REITs, and Borsa Istanbul. ETFs and other exchanges are not included. Divara is not investment advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vomcore.com/divara/privacy