Flur vs Pennycounts

Flur — Orchestrate Payments. Coordinate Shared Money. Money gets complicated when other people are involved. Flur makes it simple. Flur is the app for coordinating money between people — friends splitting a bill, families managing shared budgets, groups collecting for an event, or businesses handling customer payments. One place to split, collect, pool, track, and settle. Split Payments Split any payment equally or by custom amounts. Assign shares, set who pays what, and track who’s settled. Works for restaurants, trips, rent, groceries — anything you share with others. Group & Family Wallets Pool money in a shared wallet and spend from it together. Set contribution targets, track deposits in real time, and see exactly where the balance sits. Family wallets include spending limits, permissions, and approval flows so you stay in control. Multi-Source Payments When one balance isn’t enough, pay across multiple sources in a single transaction. No failed payments. No juggling. Full Payment Visibility Every contribution, request, split, and settlement is logged and visible. Know exactly where the money is, who’s paid, and what’s outstanding — at all times. Flur is built for the way money actually moves between people — across households, friendships, groups, and borders.

Pennycounts is a fast, secure way to handle everyday Nigerian bill payments — all from one app. PAY FOR EVERYTHING YOU NEED • Airtime and data top-ups for MTN, Glo, Airtel, and 9mobile • Electricity tokens for all major DisCos (AEDC, EKEDC, IKEDC, IBEDC, KAEDCO, KEDCO, PHED, JED, BEDC) • Cable TV subscriptions for DStv, GOtv, and StarTimes • Education PINs for WAEC, JAMB, NECO, and NABTEB SECURE BY DESIGN • Payments processed by Paystack, a CBN-licensed Payment Service Provider • Bank-grade encryption (TLS) with certificate pinning for every API call • Biometric login (Face ID / Touch ID) for fast, secure account access • We never see or store your card details — all payment processing is handled by Paystack INSTANT, CLEAR, RELIABLE • Real-time transaction status — see exactly when your token arrives • Detailed transaction history with downloadable receipts • Smart fee calculation shown clearly before you pay — no surprises NO WALLET, NO HASSLE • Pay directly from your bank account or card — no need to fund a wallet first • Bank transfer is the recommended payment method for lower fees • Service fees are kept low and disclosed before every transaction BUILT IN NIGERIA, FOR NIGERIANS Pennycounts is built and operated by Datafy Technologies Limited, a registered Nigerian company committed to making bill payments simple, secure, and reliable. Need help? Visit www.pennycountsng.com or email support@pennycountsng.com