Comparison

Spentio vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spentio

Features
Read full description

Know what's left to spend today, this week and this month. Spentio does the math for you: income minus fixed costs, savings and what you've already spent. LOG IN SECONDS • Type an item and its price; the category is guessed for you • Scan a receipt and every line lands in the right category • Log Apple Pay purchases automatically with a Shortcuts automation • Add several items at once, or a whole shopping trip as one receipt • Share a receipt screenshot or PDF from another app and it opens scanned SEE WHAT'S LEFT • One clear number on Home: what you've spent or what's left, today, this week or this month • Fixed costs, subscriptions and income are counted up front, so the number is honest from the 1st • A heads-up the day before a fixed cost is due, and when a subscription price goes up SHARE A BUDGET • Share a profile with your partner or family through iCloud: you both add, you both see it • Separate profiles for your home, a trip or a side project, each with its own color and currency UNDERSTAND YOUR MONEY • Where the month is heading at your current pace • Small leaks: the little purchases that quietly add up • Every subscription and what it costs you a year • A monthly recap you can share PLAN AHEAD • Savings goals that fill up as you save • A monthly budget for any category, like groceries: what's left shows as you log, with a heads-up at 80% • Widgets for the Home Screen and Lock Screen, and a Control Center button PRIVATE BY DESIGN • No bank login, no account, no ads • Your data stays on your iPhone and in your iCloud • Import from your bank or another app (CSV, Excel, OFX, QIF); export to CSV or PDF FREE AND PRO Free: logging, what's left, Activity, the Budget tab with income, fixed costs, one category budget and one savings goal, and import. Spentio Pro adds receipt scanning, Apple Pay logging, adding several items at once, shared and extra profiles, all of Insights with the monthly recap, more budgets and savings goals, widgets, reminders, your own categories and export. The yearly plan comes with a 14-day free trial; monthly and lifetime are also available. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tupungatostudios.com/en/privacy/spentio

About

Subscription Tracker

Features
Read full description

Stop Losing Money to Forgotten Subscriptions The average person wastes $624 a year on subscriptions they've forgotten about. SubVault is the subscription tracker that keeps every recurring payment visible, organised, and under control - so you're never caught off guard by an unexpected charge. Whether you're tracking streaming services, software tools, gym memberships, or annual renewals, SubVault gives you one clear view of everything you're paying for and when. WHAT YOU CAN TRACK Netflix, Spotify, Amazon Prime, Apple TV+, Disney+, Adobe, iCloud, YouTube Premium, gym memberships, SaaS tools, and any other recurring bill or subscription. KEY FEATURES - Track unlimited subscriptions in one place - Renewal reminders before you're charged - See your total monthly and yearly spend at a glance - Pause or cancel subscriptions you're reconsidering - Cloud sync across all your devices (paid plan) - Works fully offline - your data is always available - Guest mode - no account required to get started - Clean, fast interface built for everyday use TAKE BACK CONTROL SubVault makes it easy to spot subscriptions you've forgotten, services you're duplicating, and renewals that are quietly draining your bank account. Most users find at least one subscription they'd forgotten within minutes of setting up. PRIVACY FIRST We don't sell your data. We don't share it with advertisers. Guest mode requires no login. Cloud sync is optional. You stay in control of your information at all times. FREE & PAID PLANS Track up to 3 subscriptions for free. Upgrade for unlimited tracking, cloud sync across devices, and renewal reminders. Try free for 7 days. Questions or feedback? sales@aiconversations.io Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://aiconversations.io/privacy-policy-subvault

Screenshots

Spentio4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Spentio at every 2 days against Subscription Tracker's every 6 days. Subscription Tracker's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 26.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spentio sells 3 in-app purchases, starting at $3.99 per month and Subscription Tracker sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spentio ships an update every 2 days, Subscription Tracker every 6 days. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

Scorecard3 real differences · 3 level
Spentio versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterSpentioSubscription Tracker
PriceFreeFree
Update frequencyEvery 2 days — betterEvery 6 days
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS26.015.1 — better
Further details — not scored
Size34 MB64 MB
Age rating+412+
DeveloperBASTIAN VIDELAAI Conversations Limited

In-app purchases

3 purchases

Spentio

Subscriptions2
  • Spentio Pro$3.991 Month
  • Spentio Pro14 Days trial$19.991 Year
One-time1
  • Spentio Pro Lifetime$39.99
2 purchases

Subscription Tracker

Subscriptions2
  • SubVault Monthly$1.991 Month
  • SubVault Annual7 Days trial$9.991 Year

Questions

Is Spentio free?
Spentio is free to download, with in-app purchases available.
Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Do Spentio or Subscription Tracker have ads?
Neither Spentio nor Subscription Tracker shows ads.
Which is updated more often, Spentio or Subscription Tracker?
Spentio ships an update every 2 days, and Subscription Tracker every 6 days. Most recently, Spentio was updated on October 31, 2026 and Subscription Tracker on October 28, 2026.

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