Comparison

Spentio vs Expenses

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Spentio

Features
Read full description

Know what's left to spend today, this week and this month. Spentio does the math for you: income minus fixed costs, savings and what you've already spent. LOG IN SECONDS โ€ข Type an item and its price; the category is guessed for you โ€ข Scan a receipt and every line lands in the right category โ€ข Log Apple Pay purchases automatically with a Shortcuts automation โ€ข Add several items at once, or a whole shopping trip as one receipt โ€ข Share a receipt screenshot or PDF from another app and it opens scanned SEE WHAT'S LEFT โ€ข One clear number on Home: what you've spent or what's left, today, this week or this month โ€ข Fixed costs, subscriptions and income are counted up front, so the number is honest from the 1st โ€ข A heads-up the day before a fixed cost is due, and when a subscription price goes up SHARE A BUDGET โ€ข Share a profile with your partner or family through iCloud: you both add, you both see it โ€ข Separate profiles for your home, a trip or a side project, each with its own color and currency UNDERSTAND YOUR MONEY โ€ข Where the month is heading at your current pace โ€ข Small leaks: the little purchases that quietly add up โ€ข Every subscription and what it costs you a year โ€ข A monthly recap you can share PLAN AHEAD โ€ข Savings goals that fill up as you save โ€ข A monthly budget for any category, like groceries: what's left shows as you log, with a heads-up at 80% โ€ข Widgets for the Home Screen and Lock Screen, and a Control Center button PRIVATE BY DESIGN โ€ข No bank login, no account, no ads โ€ข Your data stays on your iPhone and in your iCloud โ€ข Import from your bank or another app (CSV, Excel, OFX, QIF); export to CSV or PDF FREE AND PRO Free: logging, what's left, Activity, the Budget tab with income, fixed costs, one category budget and one savings goal, and import. Spentio Pro adds receipt scanning, Apple Pay logging, adding several items at once, shared and extra profiles, all of Insights with the monthly recap, more budgets and savings goals, widgets, reminders, your own categories and export. The yearly plan comes with a 14-day free trial; monthly and lifetime are also available. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tupungatostudios.com/en/privacy/spentio

About

Expenses

This app helps you manage your finances privately and securely. Track expenses, set budgets, and gain insights into your spending habits with visual charts and AI-powered analysis. It offers robust privacy features, keeping all your financial data on your device.

Highlights
  • Offline expense tracking
  • Private data storage
  • AI-powered spending insights
  • Visual budget progress
  • Savings goal setting
  • Receipt photo snapping
  • Recurring transaction setup
Features
Read full description

Take control of your money - privately, offline, and beautifully. Expenses is the budget tracker that puts your privacy first. No sign-ups, no cloud accounts, no data collection. Everything stays on your device, protected by Face ID or Touch ID. Just open the app and start tracking. QUICK & EASY EXPENSE TRACKING - Add expenses and income in seconds with a smooth keypad entry - Snap photos of receipts to keep everything in one place - Set up recurring transactions for bills, subscriptions, and salary - Search and filter your full transaction history anytime SMART BUDGETS THAT WORK - Create monthly budgets for each spending category - Visual progress bars show exactly where you stand - Get alerts when you're approaching your limit (80%) - Never overspend on groceries, dining, or shopping again AI-POWERED INSIGHTS - See how your spending compares month-over-month - Spot spending surges before they become a problem - Track your daily average and monthly projection - Celebrate no-spend streaks and improving savings rates BEAUTIFUL CHARTS & STATS - Pie charts break down spending by category - Bar charts reveal daily and weekly trends - View your finances by week, month, or year - Know your top spending category at a glance SAVINGS GOALS - Set goals with custom names, icons, and target dates - Track progress with visual bars and countdowns - Save for holidays, emergencies, or that new gadget - Stay motivated watching your savings grow 100% PRIVATE & SECURE - Fully offline โ€” works without internet, always - Face ID, Touch ID, and Optic ID lock - No accounts, no tracking, no ads - Your financial data never leaves your device BUILT FOR YOUR LIFE - 20 currencies supported worldwide (GBP, USD, EUR, JPY, INR & more) - Choose your month start date (1st, 15th, or 25th) - Light and dark mode - Available in 18+ languages - iCloud Sync to keep data across your Apple devices - Export to CSV or PDF for tax time or personal records PREMIUM UNLOCK (ONE-TIME PURCHASE) - Custom categories with 30+ icons and colours - CSV & PDF export - Recurring transactions with bill reminders - Unlock once, keep forever โ€” no subscriptions Whether you're a student watching every pound, a freelancer juggling invoices, or simply want a clear picture of where your money goes โ€” Expenses makes it effortless. Download now and start your journey to better spending habits.

Screenshots

Spentio4 screens
Expenses4 screens

Verdict

The call

The clearest difference is iOS requirement: Expenses at 17.0 against Spentio's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Spentio sells 3 in-app purchases, starting at $3.99 per month and Expenses sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spentio ships an update every 2 days, Expenses every 4 days. The most recent releases landed on October 29, 2026 and October 9, 2026 respectively.

Scorecard1 real difference ยท 7 level
Spentio versus Expenses: the parameters behind the verdict, then further details
ParameterSpentioExpenses
PriceFreeFree
Positive reviewsโ€”100.0% of reviews
Update frequencyEvery 2 days โ€” betterEvery 4 days
AdsNoNo
In-app purchasesYesYes
Monetizationโ€”Free with in-app purchases
DevicesiPhoneiPhone, iPad โ€” better
Requires iOS26.017.0 โ€” better
Further details โ€” not scored
Size34 MB13 MB
Age rating4+4+
DeveloperBASTIAN VIDELADEXEL GAMES LTD

In-app purchases

3 purchases

Spentio

Subscriptions2
  • Spentio Pro$3.991 Month
  • Spentio Pro14 Days trial$19.991 Year
One-time1
  • Spentio Pro Lifetime$39.99
1 purchases

Expenses

One-time1
  • Expenses Pro$3.99

Questions

Is Spentio free?
Spentio is free to download, with in-app purchases available.
Is Expenses free?
Expenses is free to download, with in-app purchases available.
Do Spentio or Expenses have ads?
Neither Spentio nor Expenses shows ads.
Which is updated more often, Spentio or Expenses?
Spentio ships an update every 2 days, and Expenses every 4 days. Most recently, Spentio was updated on October 29, 2026 and Expenses on October 9, 2026.

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