Spentio vs JaFin
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Spentio
Read full descriptionHide full description
Know where your money actually goes. Spentio is a private expense tracker designed for quick daily logging. Clear, separate fields for amount, name, and category make each entry deliberate and mistake-resistant. Category suggestions adapt to your history, so most entries need just a tap. Charts show the patterns without the guilt. DESIGNED FOR DAILY USE β’ Streamlined entry flow β separate fields for amount, title, and category β’ Autocomplete learns from your history β’ Smart category suggestions adapt as you use the app β’ Inline category creation β no friction β’ Quantity, date, and store fields when you need them SEE THE FULL PICTURE β’ Monthly dashboard with a donut chart breakdown β’ Drill down from category totals to individual purchases β’ Weekly, monthly, yearly, and all-time views β’ Month-over-month deltas β’ Per-category trends with detailed charts INCOME, BILLS AND SAVINGS β’ Track recurring expenses and subscriptions β’ Set savings goals alongside your spending β’ Optional income tracking with a remaining-budget bar β’ Custom spending periods (start your month whenever payday hits) HOME SCREEN WIDGET Small and medium widgets show your spending at a glance. Toggle between "spent" and "remaining" to match how you think. EXPORT AND OWN YOUR DATA β’ CSV export for any date range β’ Formatted PDF reports β’ iCloud sync across your devices β processed by Apple, never seen by us PRIVACY FIRST Your financial data never leaves your device unless you choose iCloud sync. No analytics. No third-party tracking. No account required. No ads, ever. SPENTIO PRO Unlock unlimited recurring expenses and savings goals, yearly and all-time stats, category trend charts, budget alerts, weekly and monthly summaries, CSV and PDF export, and the remaining-budget widget mode. Available as a monthly subscription or a one-time lifetime purchase. Made by Tupungato Studios. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tupungatostudios.com/en/privacy/spentio
JaFin
Read full descriptionHide full description
Truly private personal finance management βMy Moneyβ is a personal finance management app that works 100% offline. All your information is stored only on your device. There is no need to connect a bank account, create an account, or view advertisements. Simple to record, easy to use every day β’ Record income and expenses in just a few taps β’ Scan transfer slips with your camera and automatically extract the amount, date, and timeβall processing happens on your device, and your images are never uploaded β’ Set up recurring transactions, such as salary, rent, and subscriptions, to be recorded automatically β’ Transfer money between your own accounts for better planning and control β’ Set monthly budgets by category and receive notifications when you are close to exceeding them β’ Create financial goals, such as building an emergency fund, buying a car, or travelling, and track your progress β’ View account statements showing money in, money out, and current balances for a complete financial overview β’ Use the dashboard to see summaries of your income, expenses, savings, and latest balances β’ Track your net worth based on your assets minus your liabilities β’ View expense reports by category and spending trends β’ Receive automatic insights based on your spending behaviour, safely and privately β’ Protect the app with a PIN and Face ID or Touch ID β’ Keep your information protected in an encrypted on-device database β’ Back up and restore your information using a file, allowing you to move to a new device without using the cloud Key features β’ Works without an internet connection β’ We do not collect or share your information β’ No advertisements and no tracking β’ No bank account connection and no account registration required Note: This app is a personal finance recording and planning tool. It does not provide financial services and is not connected to any bank.
Screenshots
Verdict
The clearest difference is price: Spentio at Free against JaFin's $0.99. JaFin's advantage is in-app purchases (none vs 3). On update cadence, ads, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Spentio is free to download; JaFin costs $0.99 up front. Spentio sells 3 in-app purchases, starting at $1.99 per month. JaFin asks for nothing beyond the download.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 2, 2026 and September 20, 2026 respectively.
| Parameter | Spentio | JaFin |
|---|---|---|
| Price | Free β better | $0.99 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 16.0 β better |
| Further details β not scored | ||
| Size | 15 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | BASTIAN VIDELA | Jasava Company Limited |
In-app purchases
Spentio
- Spentio Pro$1.991 Month
- Spentio Pro1 Month trial$9.991 Year
- Spentio Pro Lifetime$14.99
JaFin
No in-app purchases








