Spendly vs JaFin

Spendly was designed for people who want one thing: to know where their money went today — without wading through bank-grade complexity. Your data syncs securely across your own devices, so your records are always up to date. It starts with a living balance card. Your monthly income, expense, and balance sit inside a gently animated display, and when you set a monthly budget, a soft arc fills to show how much room you have left. It is the first thing you see when you open the app, and it tells you exactly what you need to know. RECORD IN SECONDS Tap the + button, enter an amount, pick a category, and you are done. Add a date and an optional note if you want context. The very first time you open Spendly, it detects your device region and sets the default currency automatically — zero setup required. MONTHLY BUDGET TRACKING Set a spending goal for each month. The balance card responds with a visual arc that fills as your expenses grow, giving you an at-a-glance sense of whether you are on track. FLEXIBLE CATEGORIES Built-in categories cover the basics — food, transport, shopping, housing, salary, bonus, and more. When your life does not fit neatly into defaults, create custom categories with any name you like. STATISTICS THAT REVEAL PATTERNS Pie charts break down spending and income by category. Toggle between time ranges — today, this month, last month, this year, last 3 or 6 months, all time, or any custom date range — to spot trends and high-frequency expenses. FIND ANY RECORD Scroll through a date-grouped list of every transaction, or search by keyword, category, or date to jump straight to what you need. SYNC ACROSS DEVICES Your bookkeeping data stays in sync across your personal devices through cloud backup. Switch phones or restore a device without losing a single record. BACK UP AND RESTORE Export your entire history as a portable file. Import it on another device to pick up right where you left off. YOUR THEME, YOUR CHOICE Switch between light and dark themes, or let Spendly follow your system setting. WHY SPENDLY EXISTS Most finance apps keep adding features until they feel like work. Spendly goes the other way: it removes everything that does not help you record and understand your daily spending. The result is an app that is calm enough to open every single day — and that is the whole point, because the best tracker is the one you actually use.

Truly private personal finance management “My Money” is a personal finance management app that works 100% offline. All your information is stored only on your device. There is no need to connect a bank account, create an account, or view advertisements. Simple to record, easy to use every day • Record income and expenses in just a few taps • Scan transfer slips with your camera and automatically extract the amount, date, and time—all processing happens on your device, and your images are never uploaded • Set up recurring transactions, such as salary, rent, and subscriptions, to be recorded automatically • Transfer money between your own accounts for better planning and control • Set monthly budgets by category and receive notifications when you are close to exceeding them • Create financial goals, such as building an emergency fund, buying a car, or travelling, and track your progress • View account statements showing money in, money out, and current balances for a complete financial overview • Use the dashboard to see summaries of your income, expenses, savings, and latest balances • Track your net worth based on your assets minus your liabilities • View expense reports by category and spending trends • Receive automatic insights based on your spending behaviour, safely and privately • Protect the app with a PIN and Face ID or Touch ID • Keep your information protected in an encrypted on-device database • Back up and restore your information using a file, allowing you to move to a new device without using the cloud Key features • Works without an internet connection • We do not collect or share your information • No advertisements and no tracking • No bank account connection and no account registration required Note: This app is a personal finance recording and planning tool. It does not provide financial services and is not connected to any bank.