Spentio vs JaFin

Know what's left to spend today, this week and this month. Spentio does the math for you: income minus fixed costs, savings and what you've already spent. LOG IN SECONDS • Type an item and its price; the category is guessed for you • Scan a receipt and every line lands in the right category • Log Apple Pay purchases automatically with a Shortcuts automation • Add several items at once, or a whole shopping trip as one receipt • Share a receipt screenshot or PDF from another app and it opens scanned SEE WHAT'S LEFT • One clear number on Home: what you've spent or what's left, today, this week or this month • Fixed costs, subscriptions and income are counted up front, so the number is honest from the 1st • A heads-up the day before a fixed cost is due, and when a subscription price goes up SHARE A BUDGET • Share a profile with your partner or family through iCloud: you both add, you both see it • Separate profiles for your home, a trip or a side project, each with its own color and currency UNDERSTAND YOUR MONEY • Where the month is heading at your current pace • Small leaks: the little purchases that quietly add up • Every subscription and what it costs you a year • A monthly recap you can share PLAN AHEAD • Savings goals that fill up as you save • A monthly budget for any category, like groceries: what's left shows as you log, with a heads-up at 80% • Widgets for the Home Screen and Lock Screen, and a Control Center button PRIVATE BY DESIGN • No bank login, no account, no ads • Your data stays on your iPhone and in your iCloud • Import from your bank or another app (CSV, Excel, OFX, QIF); export to CSV or PDF FREE AND PRO Free: logging, what's left, Activity, the Budget tab with income, fixed costs, one category budget and one savings goal, and import. Spentio Pro adds receipt scanning, Apple Pay logging, adding several items at once, shared and extra profiles, all of Insights with the monthly recap, more budgets and savings goals, widgets, reminders, your own categories and export. The yearly plan comes with a 14-day free trial; monthly and lifetime are also available. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tupungatostudios.com/en/privacy/spentio

Truly private personal finance management “My Money” is a personal finance management app that works 100% offline. All your information is stored only on your device. There is no need to connect a bank account, create an account, or view advertisements. Simple to record, easy to use every day • Record income and expenses in just a few taps • Scan transfer slips with your camera and automatically extract the amount, date, and time—all processing happens on your device, and your images are never uploaded • Set up recurring transactions, such as salary, rent, and subscriptions, to be recorded automatically • Transfer money between your own accounts for better planning and control • Set monthly budgets by category and receive notifications when you are close to exceeding them • Create financial goals, such as building an emergency fund, buying a car, or travelling, and track your progress • View account statements showing money in, money out, and current balances for a complete financial overview • Use the dashboard to see summaries of your income, expenses, savings, and latest balances • Track your net worth based on your assets minus your liabilities • View expense reports by category and spending trends • Receive automatic insights based on your spending behaviour, safely and privately • Protect the app with a PIN and Face ID or Touch ID • Keep your information protected in an encrypted on-device database • Back up and restore your information using a file, allowing you to move to a new device without using the cloud Key features • Works without an internet connection • We do not collect or share your information • No advertisements and no tracking • No bank account connection and no account registration required Note: This app is a personal finance recording and planning tool. It does not provide financial services and is not connected to any bank.