Comparison

Spentio vs Expenser

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spentio

Features
Read full description

Know what's left to spend today, this week and this month. Spentio does the math for you: income minus fixed costs, savings, budgets and what you've already spent. LOG IN SECONDS • Type an item and its price; the category is guessed for you • Scan a receipt and every line lands in the right category • Log Apple Pay purchases automatically with a Shortcuts automation • Add several items at once, or a whole shopping trip as one receipt SEE WHAT'S LEFT • One clear number: left to spend today, this week or this month • Fixed costs, subscriptions and income are counted up front, so the number is honest from the 1st • A heads-up the day before a fixed cost is due, and when a subscription price goes up SHARE A BUDGET • Share a profile with your partner or family through iCloud: you both add, you both see it • Separate profiles for your home, a trip or a side project, each with its own color and currency UNDERSTAND YOUR MONEY • Where the month is heading at your current pace • Small leaks: the little purchases that quietly add up • Every subscription and what it costs you a year • A monthly recap you can share PLAN AHEAD • Savings goals that fill up as you save • A monthly budget for any category, like groceries: what's left shows as you log, with a heads-up at 80% • Widgets for the Home Screen and Lock Screen, and a Control Center button PRIVATE BY DESIGN • No bank login, no account, no ads • Your data stays on your iPhone and in your iCloud • Import from your bank or another app (CSV, Excel, OFX, QIF); export to CSV or PDF FREE AND PRO Free: logging, what's left, Activity, the Budget tab with income, fixed costs, one category budget and one savings goal, and import. Spentio Pro adds receipt scanning, Apple Pay logging, adding several items at once, shared and extra profiles, all of Insights with the monthly recap, more budgets and savings goals, widgets, reminders, your own categories and export. The yearly plan comes with a 14-day free trial; monthly and lifetime are also available. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tupungatostudios.com/en/privacy/spentio

About

Expenser

This app allows you to privately track your daily expenses, recurring bills, and shared spending. Log transactions quickly with categories, notes, and receipt photos. Gain insights into your spending habits with customizable breakdowns and trends.

Highlights
  • Fast expense logging
  • Siri and Shortcuts integration
  • Optional Face ID lock
  • Apple Watch companion app
  • Spending insights and trends
  • Customizable categories and merchants
  • Private iCloud sync
  • Shared ledgers
Features
Read full description

Expenser is a private, fast expense tracker for iPhone and Apple Watch. Track everyday purchases, recurring expenses, household budgets, and shared spending without advertising or third-party tracking. KEY FEATURES • FAST EXPENSE LOGGING Record transactions in seconds with categories, merchants, payment methods, notes, tags, dates, and receipt photos. • SIRI & SHORTCUTS Say, “Hey Siri, log an expense in Expenser for $100 at Starbucks.” Use the Add Expense action to build your own Shortcuts automations. Expenser saves the amount in the currency selected in Settings. • FACE ID LOCK Protect Expenser with Face ID when you leave the app. • APPLE WATCH COMPANION Log expenses from your wrist, review recent transactions, and monitor daily spending in the Apple Watch app. • SPENDING INSIGHTS Understand where your money goes with category and merchant breakdowns, trends, and flexible date filters. • CUSTOM CATEGORIES AND MERCHANTS Personalize your ledger with custom categories, colors, symbols, merchants, and payment methods. • PRIVATE ICLOUD SYNC Keep your data synchronized through your Apple iCloud account using CloudKit. Expenser has no advertising SDKs and does not track you across apps or websites. FaceID is the cherry on top of the spending cake. • SHARED LEDGERS Invite family members or collaborators to a ledger using Apple CloudKit Sharing. • RECEIPTS, BACKUPS, AND WISE IMPORT Attach receipt images, create portable JSON backups, or optionally connect Wise to import recent account activity directly from your device. Track your everyday spending with Expenser.

Screenshots

Spentio4 screens
Expenser4 screens

Verdict

The call

The clearest difference is in-app purchases: Expenser at none against Spentio's 3. Expenser also leads on iOS requirement (18.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spentio sells 3 in-app purchases, starting at $3.99 per month. Expenser asks for nothing beyond the download.

UpkeepUpdate frequency

Spentio ships an update every 5 days, Expenser every 9 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Spentio versus Expenser: the parameters behind the verdict, then further details
ParameterSpentioExpenser
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 5 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhoneiPhone, Apple Watch — better
Requires iOS26.018.0 — better
Further details — not scored
Size26 MB36 MB
Age rating4+4+
DeveloperBASTIAN VIDELAVictoria Esposito

In-app purchases

3 purchases

Spentio

Subscriptions2
  • Spentio Pro$3.991 Month
  • Spentio Pro14 Days trial$19.991 Year
One-time1
  • Spentio Pro Lifetime$39.99
None

Expenser

No in-app purchases

Questions

Is Spentio free?
Spentio is free to download, with in-app purchases available.
Is Expenser free?
Expenser is free to download, with no in-app purchases.
Do Spentio or Expenser have ads?
Neither Spentio nor Expenser shows ads.
Which is updated more often, Spentio or Expenser?
Spentio ships an update every 5 days, and Expenser every 9 days. Most recently, Spentio was updated on October 25, 2026 and Expenser on October 24, 2026.

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