Spendable Today vs Expenser

Daily Budget answers one question instantly: “How much can I spend today?” It subtracts fixed costs, savings, and big future purchases first, then shows only what you can comfortably spend today. A budgeting app for people who want easier decisions today — not just a review of last month. Recommended if you: • Want to make your money last from payday to payday • Never stuck with budgeting apps — but still want to stop overspending • Want your true spendable amount after fixed costs and savings • Live alone and want a simple way to start managing money • Value privacy and prefer no bank account linking Key features • Today’s spendable amount, front and center • Payday cycles, calendar months, or fixed-length cycles • Handles weekend/holiday paydays and variable income • Daily budget auto-calculated after fixed costs, savings goals, and big purchases • Log an expense in 3 taps, with continuous entry and quick records • Envelope budgets and per-category spending management • Spending lock (Plus): limit the apps you choose when you go over budget • Charts: daily, cumulative, and by category • Home Screen / Lock Screen widgets and Live Activities • Apple Watch app with one-tap logging, plus Siri Shortcuts • Receipt scanning (OCR) to read amounts automatically • CSV / JSON export • Face ID / passcode lock Privacy • No account registration • No bank linking • Offline-first • Your data stays on your device No ads. Daily Budget Plus Plus includes: • Spending lock: when you go over today’s budget or a category budget, the apps and websites you choose (like food delivery or shopping) are limited with Screen Time. Today’s budget unlocks at midnight, and category budgets unlock when the cycle changes. Fix the budget and it unlocks right away, or unlock for today when you need to. • Leaf, Sakura, Wisteria and Graphite color themes Spending lock requires Screen Time access. This app can’t see which apps you use. Every key feature above except Spending lock works without Plus.

Expenser is a private, fast expense tracker for iPhone and Apple Watch. Track everyday purchases, recurring expenses, household budgets, and shared spending without advertising or third-party tracking. KEY FEATURES • FAST EXPENSE LOGGING Record transactions in seconds with categories, merchants, payment methods, notes, tags, dates, and receipt photos. • SIRI & SHORTCUTS Say, “Hey Siri, log an expense in Expenser for $100 at Starbucks.” Use the Add Expense action to build your own Shortcuts automations. Expenser saves the amount in the currency selected in Settings. • FACE ID LOCK Protect Expenser with Face ID when you leave the app. • APPLE WATCH COMPANION Log expenses from your wrist, review recent transactions, and monitor daily spending in the Apple Watch app. • SPENDING INSIGHTS Understand where your money goes with category and merchant breakdowns, trends, and flexible date filters. • CUSTOM CATEGORIES AND MERCHANTS Personalize your ledger with custom categories, colors, symbols, merchants, and payment methods. • PRIVATE ICLOUD SYNC Keep your data synchronized through your Apple iCloud account using CloudKit. Expenser has no advertising SDKs and does not track you across apps or websites. FaceID is the cherry on top of the spending cake. • SHARED LEDGERS Invite family members or collaborators to a ledger using Apple CloudKit Sharing. • RECEIPTS, BACKUPS, AND WISE IMPORT Attach receipt images, create portable JSON backups, or optionally connect Wise to import recent account activity directly from your device. Track your everyday spending with Expenser.