Expenser vs Skurda
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expenser
This app allows you to privately track your daily expenses, recurring bills, and shared spending. Log transactions quickly with categories, notes, and receipt photos. Gain insights into your spending habits with customizable breakdowns and trends.
- Fast expense logging
- Siri and Shortcuts integration
- Optional Face ID lock
- Apple Watch companion app
- Spending insights and trends
- Customizable categories and merchants
- Private iCloud sync
- Shared ledgers
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Expenser is a private, fast expense tracker for iPhone and Apple Watch. Track everyday purchases, recurring expenses, household budgets, and shared spending without advertising or third-party tracking. KEY FEATURES • FAST EXPENSE LOGGING Record transactions in seconds with categories, merchants, payment methods, notes, tags, dates, and receipt photos. • SIRI & SHORTCUTS Say, “Hey Siri, log an expense in Expenser for $100 at Starbucks.” Use the Add Expense action to build your own Shortcuts automations. Expenser saves the amount in the currency selected in Settings. • FACE ID LOCK Protect Expenser with Face ID when you leave the app. • APPLE WATCH COMPANION Log expenses from your wrist, review recent transactions, and monitor daily spending in the Apple Watch app. • SPENDING INSIGHTS Understand where your money goes with category and merchant breakdowns, trends, and flexible date filters. • CUSTOM CATEGORIES AND MERCHANTS Personalize your ledger with custom categories, colors, symbols, merchants, and payment methods. • PRIVATE ICLOUD SYNC Keep your data synchronized through your Apple iCloud account using CloudKit. Expenser has no advertising SDKs and does not track you across apps or websites. FaceID is the cherry on top of the spending cake. • SHARED LEDGERS Invite family members or collaborators to a ledger using Apple CloudKit Sharing. • RECEIPTS, BACKUPS, AND WISE IMPORT Attach receipt images, create portable JSON backups, or optionally connect Wise to import recent account activity directly from your device. Track your everyday spending with Expenser.
Skurda
Track all your spending, from recurring bills to daily expenses. Automate entries from payment notifications, receipts, or screenshots. Set budgets, manage goals, and receive timely reminders to save money.
- Automated expense logging
- Receipt and screenshot scanning
- Recurring expense management
- Budget and goal setting
- Customizable reminders
- Spending analysis and insights
- Home Screen widgets
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Subscriptions, utility bills, rent, insurance, taxes, loan payments — and now everything you spend day to day, too. The expenses that come back every month are the ones that weigh most on your budget; the daily ones are the easiest to lose track of. Skurda keeps them all in one place. Add a recurring expense once and say how often it repeats. From then on the app does the rest: it works out every future due date, tells you what it costs per month and per year, and warns you before each payment. DAILY EXPENSES, FOUR WAYS TO LOG THEM • Automatically when you pay with your phone or, from iOS 27, from your bank's or card's payment notifications: an automation you set up once, in one tap on iOS 27 (your first 5 payments are free) • By snapping a photo of the receipt: store, amount and date fill themselves in, and the photo is never saved anywhere • From a screenshot: take it, share it with Skurda, and the expense is already filled in • By hand, in a few seconds BUDGET AND GOALS Set a monthly budget and Home shows how much you have left, or how far over you went. With goals you save up for a trip or your car tax: at the start of each month Skurda asks whether to set aside what's left over. And if you pay some expenses from a joint account, you see how much comes out of it and how much out of yours. WHAT YOU GET • Flexible recurrences: daily, weekly, monthly or yearly, with custom intervals (every 2 months, every 3 weeks, every 6 months) • Monthly and yearly totals always in view • A calendar of upcoming due dates, month by month • Charts by category and trends over time, so you can see where your money goes • Built-in categories you can edit or delete, or your own with custom colors and icons — learned automatically from the merchant name when you pay by phone • Pause an expense without deleting it, and keep a history of amounts for variable bills like electricity and gas • A catalog of the most common expenses: pick yours with a tap on first launch, no typing needed REMINDERS YOU WON'T MISS Choose how many days ahead you want to be reminded, globally or expense by expense, and at what time of day. Straight from the notification you can snooze by three hours, by a day, or until next week. Reminders are free for everyone. WHERE YOU CAN SAVE Skurda looks at your expenses and points out real opportunities: overlapping streaming services, duplicate subscriptions, price increases compared with previous months, monthly subscriptions that would cost less paid yearly, and expenses you paused in the app but are probably still being charged for, because pausing here doesn't cancel anything with the provider. ALWAYS WITHIN REACH Home Screen widgets show your next expense due, what you've spent today and what's left of your budget. With Siri you can add a recurring or daily expense just by speaking, without opening the app. YOUR DATA STAYS YOURS No account required, no bank connection, no ads. Your data lives on your iPhone and syncs only to your own private iCloud. Receipts are read on your phone and never saved anywhere. SKURDA PRO The free version includes everything essential for recurring expenses, up to 10, plus up to 20 everyday expenses a month, by hand or from a receipt, the monthly budget and one goal. Your first 5 phone payments log themselves even without Pro, so you can try the automation. Skurda Pro unlocks unlimited recurring expenses, unlimited everyday expenses, automatically when you pay with your phone or from a screenshot, more goals, travel mode that converts payments made abroad, the annual savings report, and import and export in Excel and CSV. Privacy Policy: https://dontknowif.github.io/spese-ricorrenti/privacy.html Terms of Use: https://dontknowif.github.io/spese-ricorrenti/terms.html
Screenshots
Verdict
The clearest difference is in-app purchases: Expenser at none against Skurda's 3. Skurda's advantage is update cadence (every 3 days vs every 9 days). On price, review sentiment, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Skurda sells 3 in-app purchases, starting at $1.99 per month. Expenser asks for nothing beyond the download.
Expenser ships an update every 9 days, Skurda every 3 days. The most recent releases landed on October 31, 2026 and November 1, 2026 respectively.
| Parameter | Expenser | Skurda |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 — better | — |
| Update frequency | Every 9 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, Apple Watch — better | iPhone |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 36 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Victoria Esposito | ROCCO BARLETTA |
Customer experience
Expenser
Skurda
In-app purchases
Expenser
No in-app purchases
Skurda
- Skurda Pro7 Days trial$1.991 Month
- Skurda Pro1 Month trial$4.991 Year
- Skurda Pro$29.99









