MyFinance Pro vs Expenser

MyFinance Pro is a private finance app for iPhone, iPad and Mac. It helps you manage loans, credit cards, borrowings, expenses, income, budgets and goals. Your financial data stays under your control: no ads, no tracking, no registration. Use the app locally on your device or enable iCloud sync. Loans, borrowings and credit cards • Add loans, borrowings and credit cards with amount, interest rate, currency and notes • Choose a model: installment plan, classic annuity, declining balance payments, interest with final repayment, balloon loan or credit cards • Track remaining debt, payment history and billing month • View interest by day, month and year, plus interest and repayment shares • Add monthly payments automatically • Create calendar reminders Expenses and income • Track monthly expenses and income • Use ready-made categories or create your own with names, icons and subcategories • Set recurrence: monthly, quarterly, semi-annually or annually • Specify payment method: cash, transfer, account debit, debit card or credit card • Temporarily disable items without deleting them • Keep separate records for each profile Budget and savings pots • Create budget envelopes to control limits • Plan expenses by category and track the remaining amount • Create savings pots for goals such as vacation, tech, renovation, reserve fund or a major purchase • Set a target, track progress and move money in or out • View saved amount, remaining amount to the goal and goal status • Analyze your budget with charts and breakdowns Profiles • Create profiles for personal finance, family, business, projects or other purposes • Each profile has its own loans, credit cards, expenses, income, budgets, savings pots, opening balances, categories and subcategories • Switch between profiles without mixing data • Customize the profile name, icon and color • Create, edit, rename and delete profiles Financial overview • Income, expenses, loan payments and monthly balance • Remaining debt, capital and carry-over from the previous month • Separate calculations by currency • Opening balance and support for multiple currencies, including EUR, USD, GBP and others • Active profile, quick profile access, budget cards and savings pot cards Privacy and security • No ads • No tracking • No registration • Data can be stored only locally on the device • Optional sync via your personal iCloud • Separate data sync by profile • Lock with Face ID, Touch ID, device passcode or app password • Hide amounts for glance protection • Export and import local backups • Import a backup into the active profile or a new profile • Export to CSV, PDF and print Interface • Supports iPhone, iPad and Mac • Convenient navigation on iPhone and sidebar on iPad • Customizable profiles with icons and colors • Supports 18 languages Interface languages: Danish, German, English, Spanish, French, Italian, Hungarian, Dutch, Norwegian, Polish, Portuguese, Romanian, Finnish, Swedish, Russian, Turkish, Ukrainian and Czech. Note: MyFinance Pro does not replace financial advice. Legal notice: MyFinance Pro is a tool for information and organization. It does not provide financial, tax or legal advice, and its use does not create any advisory obligation. No liability is accepted for decisions made based on the app. Data and calculations are provided without warranty; only the documents and calculations of the relevant providers and contracting parties are legally binding.

Expenser is a private, fast expense tracker for iPhone and Apple Watch. Track everyday purchases, recurring expenses, household budgets, and shared spending without advertising or third-party tracking. KEY FEATURES • FAST EXPENSE LOGGING Record transactions in seconds with categories, merchants, payment methods, notes, tags, dates, and receipt photos. • SIRI & SHORTCUTS Say, “Hey Siri, log an expense in Expenser for $100 at Starbucks.” Use the Add Expense action to build your own Shortcuts automations. Expenser saves the amount in the currency selected in Settings. • FACE ID LOCK Protect Expenser with Face ID when you leave the app. • APPLE WATCH COMPANION Log expenses from your wrist, review recent transactions, and monitor daily spending in the Apple Watch app. • SPENDING INSIGHTS Understand where your money goes with category and merchant breakdowns, trends, and flexible date filters. • CUSTOM CATEGORIES AND MERCHANTS Personalize your ledger with custom categories, colors, symbols, merchants, and payment methods. • PRIVATE ICLOUD SYNC Keep your data synchronized through your Apple iCloud account using CloudKit. Expenser has no advertising SDKs and does not track you across apps or websites. FaceID is the cherry on top of the spending cake. • SHARED LEDGERS Invite family members or collaborators to a ledger using Apple CloudKit Sharing. • RECEIPTS, BACKUPS, AND WISE IMPORT Attach receipt images, create portable JSON backups, or optionally connect Wise to import recent account activity directly from your device. Track your everyday spending with Expenser.