Fiscify vs Xpense Manager

AI expense tracker without bank linking. Log by voice, scan receipts, import statements, and see your Financial Health Score. Fiscify helps you manage your money with no bank login. Powered entirely by your own data. Spot wasted subscriptions, stick to a budget, and know exactly what to do next. Talk or type in plain English; our AI parses amounts, categories, and dates so you spend less time logging and more time understanding your money. WHY FISCIFY? • Natural language first: Type or speak a sentence like "$45 on sushi at Blue Fin last night" and the app fills in amount, payee, category, and date. No forms. (Free: 100 entries/month. Unlimited with Fiscify Plus.) • AI expense tracker: Intelligent extraction understands "coffee at Starbucks $5.99," "gas 32.50 Shell," and bulk entries so you can log in seconds. • Receipt scanner: Snap a photo of any receipt. AI extracts total, merchant, date, and category and creates the transaction for you. (Free: 15 scans/month. Unlimited with Fiscify Plus.) • Statement import: Upload bank statement PDFs, Excel, or CSV. AI extracts transactions so you can review and add them in one go. (Free: 3 imports/month. Up to 10/month with Fiscify Plus.) • Voice expense entry: Speak your expense hands-free; speech-to-text plus AI parsing means you can log on the go. • Budget planner that sticks: Set monthly budgets by category, see progress at a glance, and stay on track with a clear dashboard. (Free: up to 2 budgets. Unlimited with Fiscify Plus.) • Financial Health Score: One score for your spending control, budget adherence, savings rate, and debt trajectory, with a clear next step to improve it. (Free: current score. Fiscify Plus unlocks your full score history.) • Subscription Hunter: Fiscify scans your transactions for recurring charges from streaming, apps, and memberships, so you can spot subscriptions quietly draining your budget and cancel what's not worth it. • Recurring bills, tracked automatically: See exactly when every recurring bill or subscription is due next. (Fiscify Plus catches more repeating charges and lets you choose when you get nudged.) • Debt payoff timeline: See every balance in one place with an estimated payoff date based on your own payments. (Fiscify Plus adds what-if scenarios for extra payments.) • AI-powered financial insights: Ranked, descriptive insights into your spending, budget recommendations, and anomalies. Unlock unlimited insights with Fiscify Plus. • One dashboard: Account balances, budget overview, cash flow (Sankey), Spending Runway, top categories, latest transactions, and duplicate/uncategorized surfacing. • Full expense control: Edit categories, add notes and tags, attach receipts, and manage multiple accounts. (Free: up to 2 accounts. Unlimited with Fiscify Plus.) • Transaction history: Free plan includes 90 days of history. Fiscify Plus unlocks your full history. Fiscify is built for people who want intelligent finance without the hassle: natural language and AI do the heavy lifting so you can focus on your financial health and goals. FISCIFY PLUS SUBSCRIPTION Fiscify Plus is an auto-renewable subscription that unlocks the full experience. • Monthly plan: $7.99/month • Annual plan: $49.99/year Payment will be charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscription at any time in iPhone Settings > Apple ID > Subscriptions. No refunds for the unused portion of a term. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fiscify.com/privacy-policy

Know exactly where your money goes — without giving your data to anyone. No account. No internet connection required. No tracking. Just a fast, private expense tracker that lives entirely on your device. TRACK IN SECONDS Add an expense with three taps. The description field auto-suggests a category as you type, and the app remembers your choices for recurring merchants — so future entries categorize themselves. IMPORT YOUR BANK STATEMENTS Skip the manual entry entirely. Import PDF, CSV, or XLSX bank statements directly from Files or email. Xpense Manager parses transactions automatically — including from password-protected PDFs — previews every row before you commit, and flags duplicates so your data stays clean. The Template Wizard guides you through mapping columns in three steps for PDFs that could not be automatically processed. UNDERSTAND YOUR SPENDING A dashboard built for clarity: • Monthly snapshot: total spend, transaction count, and top category vs your 12-month average • Category breakdown: pie, donut, vertical bar, or horizontal bar chart • Trend explorer: monthly totals with MoM delta labels, yearly grouped view, and category trend lines • Filter by any date range — today, this month, last 3 months, or a custom window MULTI-CURRENCY, NO HASSLE Log expenses in any currency and see everything converted to your home currency on the dashboard. Bundled reference rates cover 150+ currencies — no internet required. Currency rates can be updated manually. Every release provide average currency rates for the current year. BUILT FOR PRIVACY Your financial data never leaves your device. No account. No tracking. No analytics. No backend. Fully offline. GDPR-compliant: delete everything in one tap via Settings → Delete All Data. KEEP YOUR DATA SAFE Back up expenses, categories, learned patterns, and settings to iCloud Drive or local device storage. Restore seamlessly at any time. FACE ID / TOUCH ID Lock the app with biometrics. Locks automatically after 30 seconds in the background. ——— Xpense Manager is free to use for manual tracking and up to 2 CSV/XLSX imports per month. You will also get 5 PDF imports for free to try this feature. Upgrade to Pro or Lifetime for unlimited imports and smart categorization matching and pattern building. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/