Comparison

Credit Card Tracker vs Credit Card Control

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Credit Card Tracker

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

Highlights
  • Maximize cashback and offers
  • Track statement credits automatically
  • Redeem points at peak value
  • AI agent for personalized advice
  • See which card earns the most
  • Track points portfolio
  • Annual fee advisor
Features
Currently charting
Read full description

CardStack helps you save $500+ every year on the credit cards you already carry. Maximize cashback and offers, never miss a statement credit, redeem your points at peak value, and let our AI agent do the heavy lifting — so your cards always pay you back more than they cost. Stop leaving money on the table. Start with CardStack. FEATURES: - SAVE MORE WITH CARD-LINKED OFFERS Automatically add Amex and Chase offers to your cards so you earn cashback and statement credits on purchases you're already making. Browse active offers, see personalized picks matched to your spending, and track every redemption — all in one place. - NEVER MISS A STATEMENT CREDIT Track every credit across all your cards automatically — dining, travel, streaming, airline, and more. See which credits are available, which are expiring soon, and which you've already used. Get reminders before you lose them. - USE THE RIGHT CARD, EVERY TIME Instantly see which card earns the most for dining, travel, groceries, gas, and every other category. Whether you're booking a flight or grabbing coffee, CardStack tells you the best card to pull out — so you never miss points or cashback. - STACK AI AGENT — YOUR PERSONAL CARD ADVISOR Meet Stack, a conversational AI agent that knows your entire card portfolio. Ask it anything: "What's the best card for this hotel booking?" "Am I missing any credits this month?" "Compare my Sapphire Reserve vs. Platinum for a trip to Tokyo" "How much value am I leaving on the table?" Stack doesn't just answer — it takes action. It can mark credits as redeemed, set reminders, update your points balances, and generate weekly spending reports showing exactly where you earned and where you missed. - SEE HOW MUCH YOU'RE EARNING (AND MISSING) Connect your bank securely with Plaid and unlock full spending analysis: See points earned vs. points missed on every transaction Get your optimization score — what percentage of spend hit the best card View breakdowns by category: flights, hotels, restaurants, groceries, and more Get "Fix My Stack" recommendations showing exactly which card to swap in - TRACK YOUR POINTS PORTFOLIO Monitor balances across Amex Membership Rewards, Chase Ultimate Rewards, Capital One Miles, Citi ThankYou, and more. See estimated cash values, explore transfer partners, and know exactly what your points are worth. - COVER YOUR ANNUAL FEES — OR CANCEL WITH CONFIDENCE CardStack's Renewal Advisor calculates whether each card pays for itself based on your real usage. When your annual fee posts, get a clear verdict: keep, downgrade, or cancel — backed by data, not guesswork. - SMART NOTIFICATIONS THAT SAVE YOU MONEY Credits expiring soon Annual fee renewal approaching Offers about to expire Missed optimization opportunities AI-generated insights based on your spending - CARDSTACK+ UNLOCKS THE FULL SYSTEM Upgrade to unlock powerful automation and intelligence: Stack AI Agent with full conversation history Secure bank sync with Plaid for automatic transaction analysis Auto-detect statement credits from your transactions Earned vs. missed rewards analysis across every purchase Safari extension that shows the best card while you shop Automatically add Amex & Chase offers Weekly AI spending reports and optimization scores Personalized "Fix My Stack" recommendations Sync across all your devices YOUR CARDS ARE COSTING YOU — OR PAYING YOU. KNOW WHICH. CardStack turns your credit cards into a money-saving system. Every credit tracked. Every offer captured. Every purchase optimized. Download CardStack and start saving. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Credit Card Control

Features
Read full description

Take control of all your credit cards in one simple, private place. Track multiple credit cards, see upcoming payment due dates, and know exactly what you need to pay before your next income. Avoid late fees and stay organized without connecting your bank accounts. Private by design. Your financial data stays on your device. No ads, no tracking, and no bank logins required. WHY USE CREDIT CARD CONTROL Many people manage several credit cards to benefit from rewards, discounts, or category spending. But multiple cards also mean multiple due dates and payments to remember. Credit Card Control helps you: Track multiple credit cards in one place See what payments are due before your next income Avoid missing payment deadlines Stay organized without connecting your bank accounts Everything is designed to be simple, fast, and easy to understand. KEY FEATURES Manage Multiple Credit Cards Add your credit cards with just a few details and keep them organized in a single dashboard. Quickly see upcoming payments and card information. Payment Due Date Tracking Know exactly when each card payment is due. The app clearly lists upcoming payments so you always know what’s coming next. Smart Reminders Receive notifications before payment deadlines so you never forget to pay a card on time. See What’s Due Before Your Next Income Set your salary schedule and the app calculates the total payments due before your next paycheck. This helps you plan ahead and avoid financial surprises. Risk Indicator A simple indicator shows whether your upcoming payments are manageable compared to your income estimate. Simple Dashboard See everything at a glance: Total payments due before your next income Upcoming card payments Days until your next salary Home Screen Widget Check your next card payment directly from your home screen without opening the app. PRIVACY FIRST Your financial information is sensitive. Credit Card Control is designed to protect it. No ads No tracking No analytics SDKs No bank account connections Data stored locally on your device Optional encrypted iCloud sync is available for Pro users so your data stays private across your devices. FREE VERSION • Manage up to four credit cards • Dashboard overview • Payment reminders PRO FEATURES • Unlimited cards • Advanced reminders • Cashflow projection timeline • Additional widgets • Optional encrypted iCloud sync BUILT FOR SIMPLICITY Credit Card Control focuses on doing one thing well: helping you stay on top of your credit card payments. No complex budgeting. No unnecessary features. Just clear information that helps you stay organized and avoid costly mistakes. SUPPORT cardcontrolcredit@gmail.com

Screenshots

Credit Card Tracker4 screens
Credit Card Control4 screens

Verdict

The call

The clearest difference is update cadence: Credit Card Tracker at fortnightly against Credit Card Control's every 2 months. Credit Card Tracker also leads on chart position (#162 vs unranked). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Credit Card Tracker sells 3 in-app purchases, starting at $12.99 per month and Credit Card Control sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Credit Card Tracker ships an update fortnightly, Credit Card Control every 2 months. The most recent releases landed on October 31, 2026 and October 18, 2026 respectively.

Scorecard2 real differences · 9 level
Credit Card Tracker versus Credit Card Control: the parameters behind the verdict, then further details
ParameterCredit Card TrackerCredit Card Control
PriceFreeFree
Rating4.5 (53 ratings) — better—
Positive reviews94.4% of reviews—
Number of ratings53 — better—
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
Best chart rank#162 — better—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size258 MB8 MB
Age rating4+4+
DeveloperSPACE ROBOTS INCMO NOUR

In-app purchases

3 purchases

Credit Card Tracker

Subscriptions2
  • CardStack+7 Days trial$12.991 Month
  • CardStack+7 Days trial$89.991 Year
One-time1
  • CardStack+ Lifetime$239.99
1 purchases

Credit Card Control

One-time1
  • Credit Card Control$24.99

Questions

Is Credit Card Tracker free?
Credit Card Tracker is free to download, with in-app purchases available.
Is Credit Card Control free?
Credit Card Control is free to download, with in-app purchases available.
Do Credit Card Tracker or Credit Card Control have ads?
Neither Credit Card Tracker nor Credit Card Control shows ads.
Which is updated more often, Credit Card Tracker or Credit Card Control?
Credit Card Tracker ships an update fortnightly, and Credit Card Control every 2 months. Most recently, Credit Card Tracker was updated on October 31, 2026 and Credit Card Control on October 18, 2026.

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