Comparison

Last Payment vs Subify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Last Payment

Securely track bills, subscriptions, and debts offline. Get timely reminders and an overview of upcoming, overdue, and paid expenses. Pro features offer advanced analytics and data export.

Highlights
  • Offline data privacy
  • Unlimited bill tracking
  • Flexible recurring payment setup
  • Upcoming, overdue, and paid expense overview
  • Customizable reminders
  • Spending analytics
  • Export to CSV & PDF
Features
Read full description

Are you tired of forgetting due dates and paying unnecessary late fees? Do you find complex banking apps or messy spreadsheets overwhelming and insecure? Last Payment is your 100% secure, offline-first personal finance assistant. Track all your bills, subscriptions, and debts in one place without needing an internet connection or creating an account. WHY CHOOSE LAST PAYMENT? - 100% Offline Privacy: Your financial data never leaves your device. We do not store or share your information on any server. No accounts, no data breaches. - Unlimited Tracking: Add as many bills, credit card payments, or rent dues as you need. No hidden entry limits or forced upgrades just to add an expense. - Flexible Cycles: Weekly allowances, monthly rents, or yearly insurance premiums... Set up recurring payments once, and let the app handle the rest. - Clear Overview: Easily filter your expenses by "Upcoming", "Overdue", and "Paid" to maintain total control of your budget. UNLOCK POWERFUL TOOLS WITH PRO: • Custom Reminders: Don't settle for standard alerts. Get notified 1 day, 3 days, or 1 week before the due date—whenever it suits you best. • Advanced Analytics: Visualize your spending habits. See monthly trends and category breakdowns to optimize your budget. • Export to CSV & PDF: Don't let your data get trapped. Export your payment history to a spreadsheet (CSV) or PDF with a single tap for your accountant or personal records. WHAT CAN YOU TRACK? • Rent & Mortgages • Utilities (Electricity, Water, Gas) • Credit Card Payments • Personal Debts & Loans • Digital Subscriptions • Gym Memberships Your financial peace of mind matters. If you delete the app, your data is wiped instantly. You are in full control. Managing your budget has never been this simple. Download now and stop paying late fees!

About

Subify

Features
Read full description

Are you managing your subscriptions, or are they managing you? It's time to find out where your money is going! How much do we pay each month for movie/series platforms, music apps, online fitness classes we never attend (but never cancel either), and digital services? Have you ever joyfully started free trials only to forget to cancel them and think, "Whatever, let it stay for this month"? We bet you have! Take back your digital wallet that's out of control in a fun and smart way with SubTracker! What Does SubTracker Offer? All Subscriptions on One Screen: Gather all your scattered payments in one place. The feeling of finding and canceling that forgotten subscription is priceless! Face the Truth with the Coffee Index: No more wondering how much you pay for this subscription! Let your app show you with a sweet reality how many coffees your monthly expense equals per day. Maybe that monthly subscription is cheaper than your favorite latte? Category Wars! Who Will Win?: Does the Entertainment category burn more money, or Education? Discover the behind-the-scenes of your expenses with dynamic battle charts. Financial analysis doesn't have to be boring! No More Surprise Bills (Notifications): Is your trial period ending? Or is that huge annual renewal day approaching? SubTracker sends you notifications exactly on time. It says, "Cancel if you want, you are in control." The Busiest Day Alarm: See in advance the famous Busiest Day of the month when bills pile up, and be prepared. The path to financial freedom goes through seeing transparently - and with a bit of fun - what you are paying for. Come on, it's time to uncover those hidden expenses! Download SubTracker now and start saving by getting rid of the leaks in your wallet! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/sd-yardim/gizlilik-politikası

Screenshots

Last Payment4 screens
Subify4 screens

Verdict

The call

The clearest difference is iOS requirement: Last Payment at 15.1 against Subify's 17.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Last Payment sells 2 in-app purchases, starting at $2.99 per month and Subify sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Last Payment ships an update every 2 weeks, Subify weekly. The most recent releases landed on September 13, 2026 and August 6, 2026 respectively.

Scorecard1 real difference · 8 level
Last Payment versus Subify: the parameters behind the verdict, then further details
ParameterLast PaymentSubify
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.6
Further details — not scored
Size41 MB13 MB
Age rating4+4+
DeveloperEmre BalliGokhan Aytekin

In-app purchases

2 purchases

Last Payment

Subscriptions2
  • Last Payment Pro Monthly$2.991 Month
  • Last Payment Pro Yearly7 Days trial$14.991 Year
2 purchases

Subify

Subscriptions2
  • Monthly Subscription$1.991 Month
  • Yearly Subscription$14.991 Year

Questions

Is Last Payment free?
Last Payment is free to download, with in-app purchases available.
Is Subify free?
Subify is free to download, with in-app purchases available.
Do Last Payment or Subify have ads?
Neither Last Payment nor Subify shows ads.
Which is updated more often, Last Payment or Subify?
Last Payment ships an update every 2 weeks, and Subify weekly. Most recently, Last Payment was updated on September 13, 2026 and Subify on August 6, 2026.

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