FinTrackr vs WallyLedger
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinTrackr
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Master your money with FinTrackr, the complete personal finance app designed to help you track expenses, manage budgets, monitor investments, track loans, and take control of your financial life. FinTrackr combines expense tracking, budgeting, loan management, account monitoring, and investment tracking in one secure and easy-to-use app. Whether you're managing daily spending, tracking EMIs, monitoring bills, or planning savings goals, FinTrackr helps you stay financially organized. TRACK EXPENSES & INCOME Log expenses, income, and transfers in seconds. Organize transactions across categories like Food, Shopping, Housing, Transport, Health, Travel, Bills, and more. Search, filter, and manage your complete transaction history easily. LOAN & EMI TRACKING Track personal loans, home loans, vehicle loans, and EMIs with ease. Monitor due dates, repayment progress, monthly payments, and outstanding balances in one place. MULTIPLE ACCOUNTS & CARDS Manage bank accounts, credit cards, and debit cards together. View balances, account-wise transactions, and your total financial overview instantly. SMART BUDGET PLANNER Set monthly budgets by category, track spending progress, and receive alerts before overspending. Stay ahead of bills, recurring expenses, and loan payments. INVESTMENT & NET WORTH TRACKING Monitor stocks, mutual funds, crypto, gold, fixed deposits, and other investments. Track portfolio growth and automatically calculate your net worth by combining assets and liabilities. FINANCIAL INSIGHTS View interactive charts and reports to analyze spending trends, income vs. expenses, and monthly financial performance. SECURE & PRIVATE Protect your data with PIN, Face ID, or fingerprint authentication. Your financial information is encrypted and securely stored. MODERN EXPERIENCE Designed for iPhone with dark mode support, smooth navigation, and quick expense entry for fast daily tracking. GLOBAL CURRENCY SUPPORT Supports multiple currencies including USD, GBP, EUR, AUD, CAD, and more. Why FinTrackr? Unlike basic expense trackers, FinTrackr combines budgeting, loan tracking, investments, and money management in one powerful platform built for smarter financial planning. Download FinTrackr today and take control of your financial future.
WallyLedger
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WallyLedger WallyLedger is a private, offline-first personal finance app for iPhone, iPad, and Mac. Track accounts, budgets, savings goals, and recurring transactions while keeping your financial data entirely under your control. Your data stays on your device and in your private iCloud account — never on someone else’s server. No sign-up. No ads. No tracking. FEATURES • Multiple accounts — checking, savings, credit cards, cash, investments • Categorised transactions with tags, notes, and receipts • Budgets with rollover support • Recurring and scheduled transactions • Savings goals with progress tracking • Cashflow forecasts and spending insights • Credit, debt, and mortgage tracking • CSV export • Fully offline with optional iCloud sync PRIVACY FIRST WallyLedger is built with privacy by design. Your financial data is stored locally and synced through your private iCloud (CloudKit) database. We do not operate servers that store or process your financial information. • No analytics • No advertising SDKs • No trackers • No account required FREE The free version includes: • Up to 3 accounts • Up to 2 budgets • Up to 3 savings goals • Up to 3 recurring transactions • Up to 60 transactions per month • Full manual transaction tracking and reporting PREMIUM Unlock the complete WallyLedger experience: • Unlimited accounts, categories, budgets, goals, and recurring transactions • Advanced cashflow forecasts and charts • Subscription, credit, debt, and mortgage tracking • Receipt attachments and scanning • Action and notification history • Full CSV export Premium is available as: • Monthly subscription — $6.99 • Annual subscription — $59.99 • Founders Lifetime purchase — $99.99 at launch Monthly and annual plans include a 7-day free trial for eligible new subscribers. Family Sharing is supported. REQUIREMENTS • iOS 18, iPadOS 18, or macOS 15 or later • iCloud account optional for sync across devices Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current billing period. You can manage and cancel subscriptions in your Apple ID account settings after purchase. Terms of Use: https://www.apple.com/legal/macapps/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: FinTrackr at none against WallyLedger's 3. FinTrackr also leads on iOS requirement (15.1 vs 18.0). WallyLedger's advantage is update cadence (weekly vs every 2 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. WallyLedger sells 3 in-app purchases, starting at $6.99 per month. FinTrackr asks for nothing beyond the download.
FinTrackr ships an update every 2 months, WallyLedger weekly. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.
| Parameter | FinTrackr | WallyLedger |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 15.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 51 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | HemzTechnologies | Henri La |
In-app purchases
FinTrackr
No in-app purchases
WallyLedger
- WallyLedger Premium Monthly7 Days trial$6.991 Month
- WallyLedger Premium Annual7 Days trial$59.991 Year
- WallyLedger Premium Lifetime$99.99









