Pilo vs Flow Expense Tracker

Pilo is a personal expense and income tracker that imports your PDF or CSV bank statements, supports multiple currencies and cryptocurrencies, and keeps your data private. Track your income and expenses, view statistics in your preferred currency, and gain a clear understanding of your financial life. CORE FEATURES • PDF & CSV Bank Statement Import Drop in a statement from your mobile bank — Pilo auto-categorizes every transaction. No bank login, no credentials, no third-party connections. • Multi-Currency Support Track expenses in any currency: USD, EUR, GBP, RUB, AED, and more. One budget, all currencies. • Privacy by Default No servers, no cloud sync. All data lives locally on your device. Pilo never touches your bank accounts. • Security at every level: Face ID, a PIN code, and more ways to protect your data. • A currency converter with offline rates. • A new Assets section with a net-worth chart and forecast. • Custom Categories Build categories that match how you actually spend: travel, kids, freelance, investments, your daily coffee. • Analytics That Help See where your money goes, which categories are growing, and how this month compares to the last. Clean charts without the clutter. • Export Your Data Export to CSV, Excel, or PDF whenever you want. PILO PRO Unlock the full Pilo experience: — Unlimited PDF and CSV imports — Unlimited custom categories — Export to CSV, Excel, and PDF — Coming soon: Advanced Analytics, AI Assistant, Smart Alerts Pricing: $1.99/week · $5.99/month · $19.99/year. 7-day free trial on all plans. Privacy Policy:: https://pilo.club/privacy/ Term of Use: https://pilo.club/terms/ Questions or feedback: support@pilo.com

Flow Expense Tracker helps you understand spending without giving up your privacy. FREE — CORE TRACKING • Add expenses and income manually • Scan receipts and Thai transfer slips (on-device OCR) • Dashboard with week and month views • Home screen widgets • Recurring bills and income • Face ID / passcode lock • Your data stays on your device by default • Available in English and Thai FLOW PREMIUM (optional) Choose monthly, yearly, or lifetime: • Yearly spending analytics • Custom categories • Smart slip rules • CSV export for accounting • Optional iCloud sync across your Apple devices Private by design. No Sovereign Apps server reads your transactions. Recognition happens on device. Privacy Policy: https://www.sovereignapps.dev/privacy#flow Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/