SpendBalance vs Flow Expense Tracker

SpendBalance shows you where your money goes, without the setup. Add a purchase in two taps. Set rent, subscriptions and allowances once and they track themselves — daily, weekly or monthly — so you only log what you actually choose to spend. Everything stays on your iPhone. No account, no sign-up, nothing collected. WHAT YOU GET - Two-tap entry — log a purchase in seconds - Recurring transactions — set repeating income and expenses once and let them run daily, weekly or monthly - Four dashboard widgets — month's overview, balance trend, budget situation and spending split - 38 categories in groups like Campus Life, Food & Social and Personal Wellbeing — pick the 7 that matter to you - Day, week, month and year views - 66 currencies - Custom colours and a dashboard you arrange yourself - Dark mode, following your system setting HOW IT WORKS SpendBalance doesn't connect to your bank. You enter what you spend, which takes a couple of seconds — and means the app works with any bank in any country, and that your financial data never leaves your device. Recurring items handle the predictable spending on their own. Start in under a minute. No sign-up screen, nothing to connect.

Flow Expense Tracker helps you understand spending without giving up your privacy. FREE — CORE TRACKING • Add expenses and income manually • Scan receipts and Thai transfer slips (on-device OCR) • Dashboard with week and month views • Home screen widgets • Recurring bills and income • Face ID / passcode lock • Your data stays on your device by default • Available in English and Thai FLOW PREMIUM (optional) Choose monthly, yearly, or lifetime: • Yearly spending analytics • Custom categories • Smart slip rules • CSV export for accounting • Optional iCloud sync across your Apple devices Private by design. No Sovereign Apps server reads your transactions. Recognition happens on device. Privacy Policy: https://www.sovereignapps.dev/privacy#flow Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/