Total Networth vs Net Worth & Assets Tracker

Total Networth helps you see the full picture of your personal finances in one place. Add your assets (savings, investments, property) and liabilities (loans, credit cards, mortgages) to instantly see your net worth. Categorize assets as liquid or non-liquid to understand how much cash you can access. Set savings goals and track your progress with visual progress bars. Quickly update amounts by adding, subtracting, or editing values — no need to re-enter everything. FEATURES: • Net worth dashboard — see your total at a glance • Assets & liabilities — organize what you own and owe • Liquid vs. non-liquid — know your accessible cash • Savings goals — set targets and track progress • Quick updates — add, subtract, or edit amounts instantly • 60+ currencies — choose from worldwide options • PIN lock — protect your data with a 4-digit PIN • Dark mode — easy on the eyes • 100% offline — your data never leaves your device • No accounts — no sign-up required Your privacy matters. All data is stored locally on your device. Nothing is sent to any server. No analytics, no tracking, no ads. Take control of your finances. Know what you own. Know what you owe. Know your worth.

Your net worth is one number — everything you own minus everything you owe. NetWorth turns scattered balances into that number, tracked over time, entirely on your iPhone: no bank login, no account, no internet required. Add each asset and liability by hand — cash, savings, brokerage, retirement, property, vehicles, crypto, plus mortgages, loans and cards — and the app does the accounting: a live personal balance sheet, a 0–100 Financial Health score built from your debt-to-asset and liquidity ratios, and a dated snapshot trend that shows whether the line is actually going up. WHAT YOU GET • Your real net worth on the opening screen — total assets minus total liabilities, with the change since your last snapshot • A 0–100 Financial Health score that tells you not just your number, but whether your debt load and cash buffer are sound • An allocation donut, a liquid-vs-illiquid split and debts ranked by interest rate, so you know which balance to attack first • Goal milestones with a countdown: enter a monthly saving figure and watch "34 months to your first $100k" shrink as you log • A wealth chart built from dated snapshots — save one after each payday and see years of progress in a single curve • An optional monthly snapshot reminder so check-in day never slips, plus six plain-English guides on liquidity, the debt avalanche, debt-to-asset ratio and more PERFECT FOR • Savers who want one honest number instead of eight banking apps • FIRE and debt-payoff planners tracking progress toward a dated target • Property, crypto or cash holders whose wealth never shows up in a bank feed • Anyone who refuses to hand their bank credentials to an aggregator WHY NOT JUST LINK MY BANK? Aggregator apps only see the accounts they can connect to — and they see all of it. Manual entry takes two minutes a month, covers what feeds miss (your home, your car, crypto in cold storage, a loan to a friend), and keeps your credentials where they belong: with you. PRIVATE BY DEFAULT Everything is stored locally on your device. No sign-up, no cloud, no tracking, no bank connection — your balance sheet never leaves your phone. FULL ACCESS NetWorth Pro unlocks unlimited accounts and unlimited goals, plus the full Insights tab — asset allocation, liquidity breakdown and debt ranked by interest rate. Available as a weekly subscription, a yearly subscription, or a one-time lifetime purchase. Add your first three accounts tonight — your net worth, health score and trend appear the moment you do. Terms of Use: https://leanstudio.asia/terms-of-use Privacy Policy: https://leanstudio.asia/privacy-policy Support: support@leanstudio.asia