Comparison

Satu Wallet vs Tiko

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Satu Wallet

Features
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Satu for all โ€” swap, track your portfolio, and manage crypto across chains in one app. 50+ networks. Self-custody. Keys only on your device. MULTI-CHAIN WALLET Bitcoin, Ethereum, Solana, Polkadot, BNB Chain, Polygon, Arbitrum, Optimism, Base, Avalanche, XRP, Sui, Litecoin, Dogecoin and more. Send and receive on 35+ chains, track balances across 60+. Tokens already in your wallet are detected automatically โ€” no manual adding. BUILT-IN SWAP Swap tokens directly in the app across dozens of chains. SatuWallet routes your order through leading DEX aggregators, so you don't need to open a DEX or a browser. WALLETCONNECT Connect to Uniswap, OpenSea, Raydium, Jupiter and hundreds of dApps. Scan a QR code or paste a link, or use the built-in multi-tab dApp browser. BUY & SELL NEWS & MARKET DATA Crypto news feed, live prices, watchlists and price alerts built in. Stay informed without switching apps. NFT GALLERY View and track your NFT collection across supported chains. SECURITY โ€” Private keys encrypted in your device's secure keystore (iOS Keychain) โ€” Your seed phrase and private keys never leave your device and are never sent to our servers โ€” Face ID, Touch ID and PIN lock, with auto-lock timeout โ€” Self-custody by design: SatuWallet cannot move, freeze or recover your funds ADVANCED FEATURES โ€” Custom derivation paths for power users โ€” QR code payments โ€” Light and dark mode โ€” English and Bahasa Indonesia No account and no email needed to create a wallet โ€” you are ready in seconds. Only fiat buy and sell involves a third-party provider, which may ask you to verify your identity. Disclaimer: Digital assets are volatile and involve risk, including the total loss of value. You are solely responsible for safeguarding your recovery phrase and for every transaction you approve. SatuWallet is a self-custody wallet: it does not custody funds, does not provide financial, investment, legal or tax advice, and does not guarantee any outcome or return. Third-party services accessed through the app are governed by their own terms.

About

Tiko

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Scan the receipt, split the bill, send a link โ€” 60 seconds, no signup, and no app for your friends. Tiko reads the receipt right on your device, you tap who had what, and everyone gets their share as a plain web link. Dinner with friends, lunch at work, drinks on a trip, a tab at the bar โ€” Tiko works it all out. No more napkin math, no more โ€œIโ€™ll send it to you later.โ€ Built for one-time splits โ€” no group accounts, no app downloads for your friends, no leftover threads in your messages. WHAT TIKO DOES โ€” Scan the receipt โ€” on-device OCR reads the items and prices โ€” Assign items โ€” tap to give each dish or drink to the right person, color-coded โ€” Tips, your way โ€” percentage or fixed amount; split proportionally to what each person spent โ€” Exact shares โ€” everyone's total recalculates instantly โ€” Share a link โ€” the full breakdown travels inside the link; your friends open it in a browser, and each of them finds their share, no app needed โ€” History โ€” past receipts saved on your device WORKS OFFLINE, NO ACCOUNT Tiko needs no signup, no login, and no account. Scanning, calculating, and splitting work even without a connection โ€” everything is computed right on your phone. You send the link once you're back online. Your friends don't need to install anything: it opens like an ordinary web page. PAY ONCE, KEEP FOREVER Unlock splitting with a one-time in-app purchase. No subscription, no ads. PRIVACY โ€” Receipts are read and stored on your phone. A photo is sent only if you choose to report a bad scan. โ€” The full breakdown lives in the link; Tiko doesn't store it on a server. โ€” No account, no ads. We send usage statistics and error reports with a random installation ID, but not the contents of your receipts. Privacy Policy: https://1tnt.link/tiko/privacy.html Terms of Use (EULA): https://1tnt.link/tiko/eula.html

Screenshots

Satu Wallet4 screens
Tiko4 screens

Verdict

The call

The clearest difference is in-app purchases: Satu Wallet at none against Tiko's 1. Satu Wallet also leads on update cadence (weekly vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Tiko sells 1 one-off in-app purchase. Satu Wallet asks for nothing beyond the download.

UpkeepUpdate frequency

Satu Wallet ships an update weekly, Tiko fortnightly. Both last shipped on October 31, 2026.

Scorecard2 real differences ยท 4 level
Satu Wallet versus Tiko: the parameters behind the verdict, then further details
ParameterSatu WalletTiko
PriceFreeFree
Update frequencyWeekly โ€” betterFortnightly
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.1 โ€” better15.5
Further details โ€” not scored
Size58 MB96 MB
Age rating4++4
DeveloperBintan TechnologyBROKEN MATRIX TECHNOLOGY, LLC

In-app purchases

None

Satu Wallet

No in-app purchases

1 purchases

Tiko

One-time1
  • Tico Unlock$2.99

Questions

Is Satu Wallet free?
Satu Wallet is free to download, with no in-app purchases.
Is Tiko free?
Tiko is free to download, with in-app purchases available.
Do Satu Wallet or Tiko have ads?
Neither Satu Wallet nor Tiko shows ads.
Which is updated more often, Satu Wallet or Tiko?
Satu Wallet ships an update weekly, and Tiko fortnightly. Most recently, Satu Wallet was updated on October 31, 2026 and Tiko on October 31, 2026.

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