Hati vs Tiko

Split bills. Stay friends. Hati is the expense splitter that just works. Snap a receipt, type it in, or describe a split in plain words. Hati figures out who owes what, instantly. No spreadsheets, no math, no awkward follow-ups. Built for roommates, friend groups, couples, trips, and every shared tab that gets messy fast. WHY HATI • Describe a split in plain words - Say "Alex and I split starters, Maria had the steak, 12% service" and Hati fills in the details. • Snap a receipt - Hati grabs the items for you. • Simpler group balances - Simplify expenses so settling takes fewer payments. • Flexible splits - Evenly, by item, by share, or custom amounts. • Groups that stay organized - Separate tabs for home, trips, dates, and events. • Real-time balances - See who owes whom and how much the moment something changes. • Settle the way you actually pay - Record cash, bank transfer, GCash, Venmo, PayPal, or other off-app payments and keep the ledger clear. • Multi-currency support - Each group in its own currency with one clear view of balances. • Guest members - Add people who aren't on Hati yet. They can claim their seat later. • Edit together - Group members can fix mistakes, update details, or remove the wrong entry. HOW IT WORKS 1. Create a group. 2. Add an expense (scan, type, or describe). 3. Choose who paid and who's included. 4. Pick a split. 5. Hati updates everyone's balances. PRIVATE AND YOURS Hati does not process payments or hold your money. It helps your group keep an accurate ledger so you can settle outside the app, your way. START FREE. UPGRADE WHEN YOU NEED IT. Hati is free to use, forever. Unlock Hati Pro for: • Unlimited receipt scans and described expenses • Personal budgets for tracking your own share • Multiple saved payment methods • Full reports - view and export your group history Just Hati it. – Terms of Use: https://hati.anito.dev/terms

Scan the receipt, split the bill, send a link — 60 seconds, no signup, and no app for your friends. Tiko reads the receipt right on your device, you tap who had what, and everyone gets their share as a plain web link. Dinner with friends, lunch at work, drinks on a trip, a tab at the bar — Tiko works it all out. No more napkin math, no more “I’ll send it to you later.” Built for one-time splits — no group accounts, no app downloads for your friends, no leftover threads in your messages. WHAT TIKO DOES — Scan the receipt — on-device OCR reads the items and prices — Assign items — tap to give each dish or drink to the right person, color-coded — Tips, your way — percentage or fixed amount; split proportionally to what each person spent — Exact shares — everyone's total recalculates instantly — Share a link — the full breakdown travels inside the link; your friends open it in a browser, and each of them finds their share, no app needed — History — past receipts saved on your device WORKS OFFLINE, NO ACCOUNT Tiko needs no signup, no login, and no account. Scanning, calculating, and splitting work even without a connection — everything is computed right on your phone. You send the link once you're back online. Your friends don't need to install anything: it opens like an ordinary web page. PAY ONCE, KEEP FOREVER Unlock splitting with a one-time in-app purchase. No subscription, no ads. PRIVACY — Receipts are read and stored on your phone. A photo is sent only if you choose to report a bad scan. — The full breakdown lives in the link; Tiko doesn't store it on a server. — No account, no ads. We send usage statistics and error reports with a random installation ID, but not the contents of your receipts. Privacy Policy: https://1tnt.link/tiko/privacy.html Terms of Use (EULA): https://1tnt.link/tiko/eula.html