Hati vs Kaudal

Split bills. Stay friends. Hati is the expense splitter that just works. Snap a receipt, type it in, or describe a split in plain words. Hati figures out who owes what, instantly. No spreadsheets, no math, no awkward follow-ups. Built for roommates, friend groups, couples, trips, and every shared tab that gets messy fast. WHY HATI • Describe a split in plain words - Say "Alex and I split starters, Maria had the steak, 12% service" and Hati fills in the details. • Snap a receipt - Hati grabs the items for you. • Simpler group balances - Simplify expenses so settling takes fewer payments. • Flexible splits - Evenly, by item, by share, or custom amounts. • Groups that stay organized - Separate tabs for home, trips, dates, and events. • Real-time balances - See who owes whom and how much the moment something changes. • Settle the way you actually pay - Record cash, bank transfer, GCash, Venmo, PayPal, or other off-app payments and keep the ledger clear. • Multi-currency support - Each group in its own currency with one clear view of balances. • Guest members - Add people who aren't on Hati yet. They can claim their seat later. • Edit together - Group members can fix mistakes, update details, or remove the wrong entry. HOW IT WORKS 1. Create a group. 2. Add an expense (scan, type, or describe). 3. Choose who paid and who's included. 4. Pick a split. 5. Hati updates everyone's balances. PRIVATE AND YOURS Hati does not process payments or hold your money. It helps your group keep an accurate ledger so you can settle outside the app, your way. START FREE. UPGRADE WHEN YOU NEED IT. Hati is free to use, forever. Unlock Hati Pro for: • Unlimited receipt scans and described expenses • Personal budgets for tracking your own share • Multiple saved payment methods • Full reports - view and export your group history Just Hati it. – Terms of Use: https://hati.anito.dev/terms

Kaudal splits your household's shared expenses fairly. Family, flatmates or any shared home: what's fair for each member, at a glance. TWO MODELS, ONE GLANCE Should everyone contribute in proportion to their income, or pool everything and get the same back? Kaudal computes both models at once and shows them side by side, so your household can pick whichever feels fairest — and compare them any time. SINKING FUNDS, NO SURPRISES Variable and annual bills (electricity, the February gas bill, property tax) become a monthly provision: cheap months build a cushion, so the spikes don't hurt. You type the annual amount; Kaudal budgets it and rolls the surplus over month after month. SHARED-EXPENSES BALANCE Who paid for dinner? Log everyday expenses, tag them by event (the trip, the move) and settle up with the minimum number of transfers. CLEAN MONEY Beyond each member's contribution, Kaudal shows how much is truly left for each person after shared costs and savings. YOUR HOUSEHOLD, IN SYNC Invite the other members with an iCloud link and everyone sees and edits the same household. On iPhone, iPad and Mac, with widgets and a Live Activity. You can keep several separate households in the same app. PRIVATE BY DESIGN No accounts to create, no third-party servers, no ads: your data lives in your iCloud.