Balance vs ShiftPay

Balance makes it easy to stay on top of your money. Link your bank accounts and credit cards to see everything in one place — balances, transactions, budgets, and more. See your full financial picture Connect all your accounts through Plaid's secure bank linking. Track checking, savings, credit cards, and investments alongside manual cash accounts — all in a single dashboard showing your net worth at a glance. Track every dollar Transactions sync automatically with smart categorization. Edit categories, search and filter by date or account, and spot trends in your spending over time. Budget with confidence Create weekly or monthly budgets and watch your progress in real time. Color-coded indicators show where you stand so you never overspend. Set savings goals Define goals with target amounts and deadlines. Link multiple accounts toward a single goal and see exactly how much you need to save each month to stay on track. Know what's coming Cash flow forecasting projects your balance 30, 60, or 90 days ahead. See your "safe to spend" amount based on upcoming bills and subscriptions. Stay alert Smart notifications for low balances, budget limits, large transactions, duplicate charges, and upcoming bills — all customizable to your preferences. Home screen widgets Check your net worth, upcoming bills, recent transactions, and alerts without opening the app. Your data, secured Bank-level security through Plaid. Lock the app with Face ID or Touch ID. Your financial data stays private. --- Balance Premium — Subscription Required All features above require a Balance Premium subscription. Start with a 7-day free trial, then choose your plan: • Monthly: $9.99/month (USD) · $12.99/month (CAD) • Yearly: $83.99/year (USD) · $89.99/year (CAD) Payment is charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple ID account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pynse.com/privacy-policy

ShiftPay is a private shift calendar and gross-pay estimator for hourly workers. Record your schedule, understand how each total was calculated, and compare your estimate with the pay stub you received. PLAN SHIFTS YOUR WAY • Add shifts in seconds • Reuse templates or paint shifts across multiple days • Build repeating rotations such as 2-2-3, Pitman, DuPont, or custom cycles • Import a posted schedule from a photo with on-device text recognition • View upcoming work in Home Screen, Lock Screen, and Apple Watch widgets ESTIMATE EXPECTED GROSS PAY • Track regular hours, unpaid breaks, tips, differentials, and overtime • See a transparent line-by-line calculation • Use U.S. federal and state overtime presets, or build custom rules for your own country • Review monthly, quarterly, and year-to-date earnings COMPARE PAYCHECKS Enter or scan a pay stub and compare it with ShiftPay’s saved estimate. ShiftPay helps you spot differences worth reviewing without claiming to provide payroll, tax, or legal advice. PRIVATE BY DEFAULT No ShiftPay account is required. Schedule and pay information stays on your device. Schedule photos are processed on-device. Optional private iCloud sync stores a copy in your private CloudKit database. Optional analytics and crash reporting remain off until you enable them. FREE AND PRO The calendar, unlimited shifts, templates, rotations, paint mode, pay estimates, CSV export, and one schedule import are free. ShiftPay Pro adds multiple jobs, supported state overtime presets, unlimited schedule scans, saved paycheck comparisons, long-range statistics, calendar and PDF export, and private iCloud sync. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. A lifetime purchase is also available. Prices and trial eligibility are shown by the App Store. Important: ShiftPay provides estimates based on information you enter. Your employer and official pay statement remain authoritative. The app interface is currently available in English. Terms: https://shiftpay-ff58e.web.app/terms Privacy: https://shiftpay-ff58e.web.app/privacy Support: https://shiftpay-ff58e.web.app/support