Comparison

FinyxFin vs Simple and Easy Budgeting

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinyxFin

Manage your money effectively with this comprehensive personal finance tool. Track expenses, create budgets, monitor investments, and plan financial goals. It offers AI-powered insights and robust privacy features, keeping your data secure and organized on all your Apple devices.

Highlights
  • Expense and budget tracking
  • Bill and subscription management
  • Investment and net worth monitoring
  • Goal and debt tracking
  • AI-powered financial insights
  • Reporting and visual charts
  • Apple Reminders integration
Features
Read full description

Take control of your finances with a powerful, private, and easy-to-use personal finance manager. Track spending, manage budgets, monitor investments, plan goals, and organize your financial life in one place. Whether you’re managing everyday expenses or planning for long-term financial goals, everything stays organized and under your control. EXPENSE AND BUDGET TRACKING • Track daily, weekly, and monthly expenses • Create budgets and custom spending categories • Monitor income, cash flow, and spending trends • Understand where your money goes with clear insights BILLS, SUBSCRIPTIONS, AND RECURRING PAYMENTS • Track bills, subscriptions, and recurring payments • Stay ahead of upcoming due dates • Reduce missed payments and unexpected charges • Keep recurring payments organized automatically APPLE REMINDERS INTEGRATION Keep important financial reminders where you already manage tasks. • Create reminders in Apple Reminders for bills, loan payments, goals, and custom reminders • Recurring bills can generate repeating reminders automatically • A dedicated reminders list helps keep financial reminders organized • Works with Reminders widgets, Apple Watch, and Siri This integration helps you stay on top of important financial dates using Apple Reminders. INVESTMENTS AND NET WORTH • Track investments and portfolio progress • Monitor assets, liabilities, and overall net worth • View long-term financial growth in one dashboard • Get a complete financial overview across accounts GOALS, SAVINGS, AND DEBT TRACKING • Set and track financial goals with target dates • Monitor savings progress and milestones • Track loans, debts, and repayments • Stay motivated with measurable progress AI-POWERED INSIGHTS • Get intelligent insights to better understand your finances • On-device AI powered by Apple’s local models • No data leaves your device • Optional feature — you can turn AI insights on or off anytime REPORTS AND INSIGHTS • Visual charts and summaries • Monthly and yearly financial reports • Budget performance and spending trends • Clear insights without unnecessary complexity • Enhanced with optional AI-powered insights BACKUP AND RESTORE Your financial data is protected with a robust backup system. • Automatic backups can be created regularly • Safety backups are created before restore or major changes • Restore data when switching devices or reinstalling • Export and import backup files for extra flexibility Designed to help keep your financial data safe and recoverable. PRIVACY FIRST • No ads. No tracking. • Your financial data stays private • Data is stored locally on your device with optional cloud backup • Built with privacy and data protection in mind ONE APP. ALL YOUR DEVICES • Optimized for iPhone, iPad, and Mac • Seamless experience across Apple devices • Designed for both mobile and desktop use Privacy Policy: https://www.finyxfin.app/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Simple and Easy Budgeting

Features
Read full description

Free and Simple Budgeting puts your monthly budget and your grocery list in one place, and keeps your whole household on the same page. GIVE EVERY DOLLAR A JOB • Zero-based budgeting: plan your income, then give every dollar a category until you reach zero • See Planned, Spent and Remaining for every category at a glance • Your plan carries forward to next month automatically, so you only change what's different • Savings funds roll unspent money into next month, perfect for vacations, car repairs and emergencies • Split a purchase across categories, like a store run that's part groceries and part clothes • Export any year to a spreadsheet for taxes or bookkeeping SHOP BY STORE • Add the stores you shop at and give each one its own color • Every store gets its own section, so your list is organized before you walk in • Check items off as you shop and watch your cart total • See how much grocery budget is left, before you reach the register • Tap Finish Trip to log what you spent straight into your budget ONE HOUSEHOLD • Invite your spouse or family with a single link • Everyone sees the same list and budget, updated in seconds • Check something off at the store and it's checked off at home too YOUR DATA STAYS YOURS • No new account or password: sign in with the Apple ID you already use • Your budget and list are stored in your own iCloud, not on our servers • Works on iPhone, iPad and Mac, always in sync Free and Simple Budgeting is free, supported by a small banner ad (no ads on Mac).

Screenshots

FinyxFin4 screens
Simple and Easy Budgeting4 screens

Verdict

The call

The clearest difference is in-app purchases: Simple and Easy Budgeting at none against FinyxFin's 2. Simple and Easy Budgeting also leads on update cadence (every 2 days vs weekly). FinyxFin's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinyxFin sells 2 in-app purchases, starting at $4.99 per month. Simple and Easy Budgeting asks for nothing beyond the download.

UpkeepUpdate frequency

FinyxFin ships an update weekly, Simple and Easy Budgeting every 2 days. The most recent releases landed on October 6, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
FinyxFin versus Simple and Easy Budgeting: the parameters behind the verdict, then further details
ParameterFinyxFinSimple and Easy Budgeting
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyWeeklyEvery 2 days — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree—
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad, Mac
Requires iOS18.618.0 — better
Further details — not scored
Size43 MB5 MB
Age rating4+4+
DeveloperMeera ChoudharyANDREW ROBERT WICHTERMAN

In-app purchases

2 purchases

FinyxFin

Subscriptions2
  • Premium Monthly7 Days trial$4.991 Month
  • Premium Yearly$39.991 Year
None

Simple and Easy Budgeting

No in-app purchases

Questions

Is FinyxFin free?
FinyxFin is free to download, with in-app purchases available.
Is Simple and Easy Budgeting free?
Simple and Easy Budgeting is free to download, with no in-app purchases.
Do FinyxFin or Simple and Easy Budgeting have ads?
Simple and Easy Budgeting shows ads; FinyxFin does not.
Which is updated more often, FinyxFin or Simple and Easy Budgeting?
FinyxFin ships an update weekly, and Simple and Easy Budgeting every 2 days. Most recently, FinyxFin was updated on October 6, 2026 and Simple and Easy Budgeting on October 9, 2026.

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